PRU vs. TRV: Prudential Financial vs. Travelers Stock Comparison

June 13, 2026

This page compares Prudential Financial (PRU) with Travelers (TRV) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

PRU

TRV

Prudential Financial (PRU) vs. Travelers (TRV): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Prudential Financial (PRU) and Travelers (TRV). Returns over one year are annualized.

Performance at a Glance

Performance metrics for Prudential Financial (PRU) and Travelers (TRV)
Metric	PRU	TRV
1-Year Return	9.05%	16.30%

Risk

Drawdown

PRU

TRV

Prudential Financial (PRU) vs. Travelers (TRV): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for Prudential Financial (PRU) and Travelers (TRV)
Metric	PRU	TRV
1-Year Volatility	22.71%	18.58%
Beta	0.85	0.47
3-Month Avg. Volume	2.16M	1.43M

Company Profile

Prudential Financial (PRU) and Travelers (TRV) both belong to the Insurance industry, though PRU is classified under Life & Health Insurance while TRV falls under Property & Casualty Insurance.

Company profile comparison for Prudential Financial (PRU) and Travelers (TRV)
Profile Item	PRU	TRV
Name	Prudential Financial, Inc.	The Travelers Companies, Inc.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Life & Health Insurance	Property & Casualty Insurance
Market Capitalization	37.68 billion USD	64.74 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	December 13, 2001	November 17, 1975
Security Type	Common Stock	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Prudential Financial (PRU) at 11.17 and Travelers (TRV) at 9.08 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

PRU

Insurance industry group

11.17

Max: 25.24
Q3: 16.46
Median: 12.28
PRU: 11.17
Q1: 8.66
Min: 3.44

TRV

Insurance industry group

9.08

Max: 25.24
Q3: 16.46
Median: 12.28
TRV: 9.08
Q1: 8.66
Min: 3.44

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their P/E ratio against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

Prudential Financial (PRU) at 0.60 sits in the cheaper P/S ratio quartile while Travelers (TRV) at 1.32 prices around its industry’s middle — PRU costs less per dollar of sales, though read it alongside growth and margins.

PRU

Insurance industry group

0.60

Max: 3.96
Q3: 2.13
Median: 1.17
Q1: 0.82
PRU: 0.60
Min: 0.13

TRV

Insurance industry group

1.32

Max: 3.96
Q3: 2.13
TRV: 1.32
Median: 1.17
Q1: 0.82
Min: 0.13

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their P/S ratio against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

On P/B ratio, both Prudential Financial (PRU) at 1.18 and Travelers (TRV) at 2.02 are valued close to their industries’ norm against book — neither stands out from peers.

PRU

Insurance industry group

1.18

Max: 3.70
Q3: 2.21
Median: 1.61
PRU: 1.18
Q1: 1.12
Min: -0.14

TRV

Insurance industry group

2.02

Max: 3.70
Q3: 2.21
TRV: 2.02
Median: 1.61
Q1: 1.12
Min: -0.14

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation at a Glance

Valuation metrics for Prudential Financial (PRU) and Travelers (TRV)
Metric	PRU	TRV
Price-to-Earnings Ratio (TTM)	11.17	9.08
Price-to-Sales Ratio (TTM)	0.60	1.32
Price-to-Book Ratio (MRQ)	1.18	2.02
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Travelers (TRV) at 25.27% sits in the top ROE quartile, while Prudential Financial (PRU) at 10.71% is closer to the peer norm — stronger capital efficiency for TRV.

PRU

Insurance industry group

10.71%

Max: 38.88%
Q3: 22.34%
Median: 14.13%
PRU: 10.71%
Q1: 9.51%
Min: -6.23%

TRV

Insurance industry group

25.27%

Max: 38.88%
TRV: 25.27%
Q3: 22.34%
Median: 14.13%
Q1: 9.51%
Min: -6.23%

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their ROE against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Both Prudential Financial (PRU) at 5.48% and Travelers (TRV) at 15.54% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

PRU

Insurance industry group

5.48%

Max: 38.86%
Q3: 19.36%
Median: 11.07%
PRU: 5.48%
Q1: 5.09%
Min: -2.80%

TRV

Insurance industry group

15.54%

Max: 38.86%
Q3: 19.36%
TRV: 15.54%
Median: 11.07%
Q1: 5.09%
Min: -2.80%

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their net margin against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Neither side reports a meaningful operating margin: for Prudential Financial (PRU) in Insurance and Travelers (TRV) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability at a Glance

Profitability metrics for Prudential Financial (PRU) and Travelers (TRV)
Metric	PRU	TRV
Return on Equity (TTM)	10.71%	25.27%
Return on Assets (TTM)	0.41%	4.44%
Net Profit Margin (TTM)	5.48%	15.54%
Operating Profit Margin (TTM)	--	--
Gross Profit Margin (TTM)	--	--

Growth

Revenue Growth

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for Prudential Financial (PRU) and Travelers (TRV)
Metric	PRU	TRV
1-Year Revenue Growth	-13.74%	5.17%
3-Year Revenue CAGR	2.28%	9.79%

EPS Growth

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for Prudential Financial (PRU) and Travelers (TRV)
Metric	PRU	TRV
1-Year EPS Growth	33.20%	27.76%
3-Year EPS CAGR	--	32.58%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Prudential Financial (PRU) in Insurance and Travelers (TRV) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: Prudential Financial (PRU) in Insurance and Travelers (TRV) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for Prudential Financial (PRU) and Travelers (TRV)
Metric	PRU	TRV
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Prudential Financial (PRU) at 5.16% delivers top-quartile income for its industry, while Travelers (TRV) at 1.64% pays a more typical yield — both are credible income propositions, PRU the richer one.

PRU

Insurance industry group

5.16%

Max: 5.43%
PRU: 5.16%
Q3: 2.64%
Median: 1.35%
Q1: 0.00%
Min: 0.00%

TRV

Insurance industry group

1.64%

Max: 5.43%
Q3: 2.64%
TRV: 1.64%
Median: 1.35%
Q1: 0.00%
Min: 0.00%

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Travelers (TRV) at 13.13% pays out a band-typical share of earnings, while Prudential Financial (PRU) at 56.13% distributes more than its industry norm — less retained, thinner cover.

PRU

Insurance industry group

56.13%

Max: 86.52%
PRU: 56.13%
Q3: 35.43%
Median: 14.92%
Q1: 0.00%
Min: 0.00%

TRV

Insurance industry group

13.13%

Max: 86.52%
Q3: 35.43%
Median: 14.92%
TRV: 13.13%
Q1: 0.00%
Min: 0.00%

Prudential Financial (PRU) vs. Travelers (TRV): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividends at a Glance

Dividend metrics for Prudential Financial (PRU) and Travelers (TRV)
Metric	PRU	TRV
Dividend Yield (TTM)	5.16%	1.64%
Dividend Payout Ratio (TTM)	56.13%	13.13%