CB vs. PRU: Chubb vs. Prudential Financial Stock Comparison

June 13, 2026

This page compares Chubb (CB) with Prudential Financial (PRU) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

PRU

Chubb (CB) vs. Prudential Financial (PRU): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Chubb (CB) and Prudential Financial (PRU). Returns over one year are annualized.

Performance at a Glance

Performance metrics for Chubb (CB) and Prudential Financial (PRU)
Metric	CB	PRU
1-Year Return	14.50%	9.05%

Risk

Drawdown

PRU

Chubb (CB) vs. Prudential Financial (PRU): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for Chubb (CB) and Prudential Financial (PRU)
Metric	CB	PRU
1-Year Volatility	17.68%	22.71%
Beta	0.40	0.85
3-Month Avg. Volume	1.66M	2.16M

Company Profile

Chubb (CB) and Prudential Financial (PRU) both belong to the Insurance industry, though CB is classified under Property & Casualty Insurance while PRU falls under Life & Health Insurance.

Company profile comparison for Chubb (CB) and Prudential Financial (PRU)
Profile Item	CB	PRU
Name	Chubb Limited	Prudential Financial, Inc.
Country/Region	Switzerland	United States
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Property & Casualty Insurance	Life & Health Insurance
Market Capitalization	127.27 billion USD	37.68 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	March 25, 1993	December 13, 2001
Security Type	Common Stock	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Chubb (CB) at 11.60 and Prudential Financial (PRU) at 11.17 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CB

Insurance industry group

11.60

Max: 25.24
Q3: 16.46
Median: 12.28
CB: 11.60
Q1: 8.66
Min: 3.44

PRU

Insurance industry group

11.17

Max: 25.24
Q3: 16.46
Median: 12.28
PRU: 11.17
Q1: 8.66
Min: 3.44

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their P/E ratio against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

Prudential Financial (PRU) at 0.60 sits in the cheaper P/S ratio quartile while Chubb (CB) at 2.09 prices around its industry’s middle — PRU costs less per dollar of sales, though read it alongside growth and margins.

CB

Insurance industry group

2.09

Max: 3.96
Q3: 2.13
CB: 2.09
Median: 1.17
Q1: 0.82
Min: 0.13

PRU

Insurance industry group

0.60

Max: 3.96
Q3: 2.13
Median: 1.17
Q1: 0.82
PRU: 0.60
Min: 0.13

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their P/S ratio against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

On P/B ratio, both Chubb (CB) at 1.73 and Prudential Financial (PRU) at 1.18 are valued close to their industries’ norm against book — neither stands out from peers.

CB

Insurance industry group

1.73

Max: 3.70
Q3: 2.21
CB: 1.73
Median: 1.61
Q1: 1.12
Min: -0.14

PRU

Insurance industry group

1.18

Max: 3.70
Q3: 2.21
Median: 1.61
PRU: 1.18
Q1: 1.12
Min: -0.14

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation at a Glance

Valuation metrics for Chubb (CB) and Prudential Financial (PRU)
Metric	CB	PRU
Price-to-Earnings Ratio (TTM)	11.60	11.17
Price-to-Sales Ratio (TTM)	2.09	0.60
Price-to-Book Ratio (MRQ)	1.73	1.18
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Both Chubb (CB) at 15.43% and Prudential Financial (PRU) at 10.71% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CB

Insurance industry group

15.43%

Max: 38.88%
Q3: 22.34%
CB: 15.43%
Median: 14.13%
Q1: 9.51%
Min: -6.23%

PRU

Insurance industry group

10.71%

Max: 38.88%
Q3: 22.34%
Median: 14.13%
PRU: 10.71%
Q1: 9.51%
Min: -6.23%

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their ROE against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Both Chubb (CB) at 18.53% and Prudential Financial (PRU) at 5.48% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CB

Insurance industry group

18.53%

Max: 38.86%
Q3: 19.36%
CB: 18.53%
Median: 11.07%
Q1: 5.09%
Min: -2.80%

PRU

Insurance industry group

5.48%

Max: 38.86%
Q3: 19.36%
Median: 11.07%
PRU: 5.48%
Q1: 5.09%
Min: -2.80%

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their net margin against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Neither side reports a meaningful operating margin: for Chubb (CB) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability at a Glance

Profitability metrics for Chubb (CB) and Prudential Financial (PRU)
Metric	CB	PRU
Return on Equity (TTM)	15.43%	10.71%
Return on Assets (TTM)	3.36%	0.41%
Net Profit Margin (TTM)	18.53%	5.48%
Operating Profit Margin (TTM)	--	--
Gross Profit Margin (TTM)	--	--

Growth

Revenue Growth

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for Chubb (CB) and Prudential Financial (PRU)
Metric	CB	PRU
1-Year Revenue Growth	6.74%	-13.74%
3-Year Revenue CAGR	11.56%	2.28%

EPS Growth

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for Chubb (CB) and Prudential Financial (PRU)
Metric	CB	PRU
1-Year EPS Growth	14.08%	33.20%
3-Year EPS CAGR	26.95%	--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Chubb (CB) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: Chubb (CB) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for Chubb (CB) and Prudential Financial (PRU)
Metric	CB	PRU
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Prudential Financial (PRU) at 5.16% delivers top-quartile income for its industry, while Chubb (CB) at 1.24% pays a more typical yield — both are credible income propositions, PRU the richer one.

CB

Insurance industry group

1.24%

Max: 5.43%
Q3: 2.64%
Median: 1.35%
CB: 1.24%
Q1: 0.00%
Min: 0.00%

PRU

Insurance industry group

5.16%

Max: 5.43%
PRU: 5.16%
Q3: 2.64%
Median: 1.35%
Q1: 0.00%
Min: 0.00%

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Chubb (CB) at 13.72% pays out a band-typical share of earnings, while Prudential Financial (PRU) at 56.13% distributes more than its industry norm — less retained, thinner cover.

CB

Insurance industry group

13.72%

Max: 86.52%
Q3: 35.43%
Median: 14.92%
CB: 13.72%
Q1: 0.00%
Min: 0.00%

PRU

Insurance industry group

56.13%

Max: 86.52%
PRU: 56.13%
Q3: 35.43%
Median: 14.92%
Q1: 0.00%
Min: 0.00%

Chubb (CB) vs. Prudential Financial (PRU): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividends at a Glance

Dividend metrics for Chubb (CB) and Prudential Financial (PRU)
Metric	CB	PRU
Dividend Yield (TTM)	1.24%	5.16%
Dividend Payout Ratio (TTM)	13.72%	56.13%