Chubb (CB) Stock Analysis

June 13, 2026

Here is a fundamental analysis of Chubb (CB), benchmarking its profitability, financial strength, dividend and valuation against its industry group peers.

Performance

Cumulative Growth

GSPC

Chubb (CB) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Chubb (CB) and S&P 500 (GSPC). Returns over one year are annualized.

Performance at a Glance

Chubb (CB) metric values compared with Insurance industry-group medians
Metric	Current stock: CB	Industry group median
1-Year Return	14.50%	8.77%

Risk

Drawdown

GSPC

Chubb (CB) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Chubb (CB) metric values compared with Insurance industry-group medians
Metric	Current stock: CB	Industry group median
1-Year Volatility	17.68%	27.79%
Beta	0.40	0.55

Company Profile

Company profile fields for Chubb (CB)
Profile Item	CB
Name	Chubb Limited
Country/Region	Switzerland
GICS Sector	Financials
GICS Industry Group	Insurance
GICS Industry	Insurance
GICS Sub-Industry	Property & Casualty Insurance
Market Capitalization	127.27 billion USD
Currency	USD
Exchange	NYSE
Listing Date	March 25, 1993
Security Type	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Chubb (CB) trades at P/E ratio of 11.60, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

CB

Insurance industry group

11.60

Group distribution

Max: 25.24
Q3: 16.46
Median: 12.28
CB: 11.60
Q1: 8.66
Min: 3.44

Largest peers

MRSH: 21.09
AON: 18.41
MFC: 16.19
AFL: 13.46
CB: 11.60
PGR: 10.33
TRV: 9.08

Where Chubb (CB) stands on P/E ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Price-to-Sales Ratio (TTM)

Chubb (CB) trades at 2.09 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

CB

Insurance industry group

2.09

Group distribution

Max: 3.96
Q3: 2.13
CB: 2.09
Median: 1.17
Q1: 0.82
Min: 0.13

Largest peers

AON: 4.10
AFL: 3.31
MRSH: 2.95
MFC: 2.10
CB: 2.09
PGR: 1.33
TRV: 1.32

Where Chubb (CB) stands on P/S ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Price-to-Book Ratio (MRQ)

Chubb (CB) trades at 1.73 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

CB

Insurance industry group

1.73

Group distribution

Max: 3.70
Q3: 2.21
CB: 1.73
Median: 1.61
Q1: 1.12
Min: -0.14

Largest peers

AON: 7.28
MRSH: 5.58
PGR: 3.70
TRV: 2.02
AFL: 2.01
MFC: 1.92
CB: 1.73

Where Chubb (CB) stands on P/B ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Valuation at a Glance

Chubb (CB) metric values compared with Insurance industry-group medians
Metric	Current stock: CB	Industry group median
Price-to-Earnings Ratio (TTM)	11.60	12.28
Price-to-Sales Ratio (TTM)	2.09	1.17
Price-to-Book Ratio (MRQ)	1.73	1.61
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Chubb (CB) posts ROE of 15.43%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

CB

Insurance industry group

15.43%

Group distribution

Max: 38.88%
Q3: 22.34%
CB: 15.43%
Median: 14.13%
Q1: 9.51%
Min: -6.23%

Largest peers

AON: 46.45%
PGR: 37.90%
MRSH: 27.57%
TRV: 25.27%
AFL: 16.47%
CB: 15.43%
MFC: 12.56%

Where Chubb (CB) stands on ROE within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Net Profit Margin (TTM)

Chubb (CB) keeps 18.53% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

CB

Insurance industry group

18.53%

Group distribution

Max: 38.86%
Q3: 19.36%
CB: 18.53%
Median: 11.07%
Q1: 5.09%
Min: -2.80%

Largest peers

AFL: 25.60%
AON: 22.54%
MFC: 20.04%
CB: 18.53%
TRV: 15.54%
MRSH: 14.26%
PGR: 12.93%

Where Chubb (CB) stands on net margin within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Operating Profit Margin (TTM)

operating margin is set aside for Chubb (CB) in Insurance: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability at a Glance

Chubb (CB) metric values compared with Insurance industry-group medians
Metric	Current stock: CB	Industry group median
Return on Equity (TTM)	15.43%	14.13%
Return on Assets (TTM)	3.36%	2.66%
Net Profit Margin (TTM)	18.53%	11.07%
Operating Profit Margin (TTM)	--	--
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Chubb (CB) in Insurance: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for Chubb (CB) in Insurance: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength at a Glance

Chubb (CB) metric values compared with Insurance industry-group medians
Metric	Current stock: CB	Industry group median
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Chubb (CB) has dividend yield of 1.24%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

CB

Insurance industry group

1.24%

Group distribution

Max: 5.43%
Q3: 2.64%
Median: 1.35%
CB: 1.24%
Q1: 0.00%
Min: 0.00%

Largest peers

PGR: 6.84%
MFC: 3.33%
MRSH: 2.13%
AFL: 2.07%
TRV: 1.64%
CB: 1.24%
AON: 0.98%

Where Chubb (CB) stands on dividend yield within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Chubb (CB) has payout ratio of 13.72%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

CB

Insurance industry group

13.72%

Group distribution

Max: 86.52%
Q3: 35.43%
Median: 14.92%
CB: 13.72%
Q1: 0.00%
Min: 0.00%

Largest peers

PGR: 70.70%
MFC: 52.02%
MRSH: 43.94%
AFL: 26.86%
AON: 16.36%
CB: 13.72%
TRV: 13.13%

Where Chubb (CB) stands on payout ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Dividends at a Glance

Chubb (CB) metric values compared with Insurance industry-group medians
Metric	Current stock: CB	Industry group median
Dividend Yield (TTM)	1.24%	1.35%
Dividend Payout Ratio (TTM)	13.72%	14.92%