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Chubb (CB) vs. Manulife Financial (MFC)

This page compares Chubb (CB) with Manulife Financial (MFC) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Company Profile

Chubb (CB) and Manulife Financial (MFC) both belong to the Insurance industry, though CB is classified under Property & Casualty Insurance while MFC falls under Life & Health Insurance.

SymbolCBMFC
NameChubb LimitedManulife Financial Corporation
Country/RegionSwitzerlandCanada
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceLife & Health Insurance
Market Capitalization126.10 billion USD64.73 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 25, 1993September 24, 1999
Security TypeCommon StockCommon Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Chubb (CB) at 11.51 and Manulife Financial (MFC) at 15.61 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.

CB

Insurance industry group

11.51

Max
28.03
Q3
16.55
Median
11.89
Q1
8.14
Min
3.32

MFC

Insurance industry group

15.61

Max
28.03
Q3
16.55
Median
11.89
Q1
8.14
Min
3.32
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

On Price-to-Sales Ratio (TTM), both Chubb (CB) at 2.07 and Manulife Financial (MFC) at 2.02 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CB

Insurance industry group

2.07

Max
4.05
Q3
2.12
Median
1.17
Q1
0.81
Min
0.13

MFC

Insurance industry group

2.02

Max
4.05
Q3
2.12
Median
1.17
Q1
0.81
Min
0.13
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

On Price-to-Book Ratio (MRQ), both Chubb (CB) at 1.71 and Manulife Financial (MFC) at 1.85 are valued close to their industries’ norm against book — neither stands out from peers.

CB

Insurance industry group

1.71

Max
3.65
Q3
2.20
Median
1.60
Q1
1.11
Min
-0.14

MFC

Insurance industry group

1.85

Max
3.65
Q3
2.20
Median
1.60
Q1
1.11
Min
-0.14
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry group benchmark.

Valuation at a Glance

SymbolCBMFC
Price-to-Earnings Ratio (TTM)11.5115.61
Price-to-Sales Ratio (TTM)2.072.02
Price-to-Book Ratio (MRQ)1.711.85
Free Cash Flow Yield10.01%8.42%

Profitability

Return on Equity (TTM)

Both Chubb (CB) at 15.43% and Manulife Financial (MFC) at 12.56% post Return on Equity (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on this measure.

CB

Insurance industry group

15.43%

Max
38.88%
Q3
22.53%
Median
14.44%
Q1
9.76%
Min
-6.23%

MFC

Insurance industry group

12.56%

Max
38.88%
Q3
22.53%
Median
14.44%
Q1
9.76%
Min
-6.23%
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Return on Equity (TTM) against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Manulife Financial (MFC) at 20.04% retains a top-quartile share of revenue as profit, ahead of Chubb (CB) at 18.53%, which keeps about the industry-typical share.

CB

Insurance industry group

18.53%

Max
38.86%
Q3
19.36%
Median
11.21%
Q1
5.35%
Min
-2.80%

MFC

Insurance industry group

20.04%

Max
38.86%
Q3
19.36%
Median
11.21%
Q1
5.35%
Min
-2.80%
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Net Profit Margin (TTM) against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Chubb (CB) in Insurance or Manulife Financial (MFC) in Insurance under our convention.

CB

Insurance industry group

20.64%

Max
47.92%
Q3
23.78%
Median
15.75%
Q1
7.31%
Min
-16.30%

MFC

Insurance industry group

19.05%

Max
47.92%
Q3
23.78%
Median
15.75%
Q1
7.31%
Min
-16.30%
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Operating Profit Margin (TTM) against the Insurance industry group benchmark.

Profitability at a Glance

SymbolCBMFC
Return on Equity (TTM)15.43%12.56%
Return on Assets (TTM)3.36%0.59%
Net Profit Margin (TTM)18.53%20.04%
Operating Profit Margin (TTM)20.64%19.05%
Gross Profit Margin (TTM)31.00%50.32%

Growth

Revenue Growth

Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolCBMFC
1-Year Revenue Growth6.74%--
3-Year Revenue CAGR11.56%29.95%

EPS Growth

Chubb (CB) vs. Manulife Financial (MFC): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolCBMFC
1-Year EPS Growth14.08%8.10%
3-Year EPS CAGR26.95%-5.86%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Chubb (CB) in Insurance or Manulife Financial (MFC) in Insurance under our convention.

CB

Insurance industry group

0.39

Max
3.72
Q3
1.91
Median
1.13
Q1
0.66
Min
0.12

MFC

Insurance industry group

30.14

Max
3.72
Q3
1.91
Median
1.13
Q1
0.66
Min
0.12
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Current Ratio (MRQ) against the Insurance industry group benchmark.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Chubb (CB) in Insurance or Manulife Financial (MFC) in Insurance under our convention.

CB

Insurance industry group

0.31

Max
0.86
Q3
0.48
Median
0.30
Q1
0.14
Min
0.00

MFC

Insurance industry group

0.44

Max
0.86
Q3
0.48
Median
0.30
Q1
0.14
Min
0.00
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry group benchmark.

Financial Strength at a Glance

SymbolCBMFC
Current Ratio (MRQ)0.3930.14
Debt-to-Equity Ratio (MRQ)0.310.44
Net Debt / EBITDA1.22-0.67

Dividends

Dividend Yield (TTM)

Manulife Financial (MFC) at 3.46% reports Dividend Yield (TTM) in the top quartile of industry peers, ahead of Chubb (CB) at 1.25%, which sits around the industry mid-range.

CB

Insurance industry group

1.25%

Max
5.63%
Q3
2.73%
Median
1.44%
Q1
0.00%
Min
0.00%

MFC

Insurance industry group

3.46%

Max
5.63%
Q3
2.73%
Median
1.44%
Q1
0.00%
Min
0.00%
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Dividend Yield (TTM) against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Chubb (CB) at 13.72% maintains Dividend Payout Ratio (TTM) around its industry median — a balanced dividend policy. Manulife Financial (MFC) at 52.02% sits outside the typical mid-range, leaning toward more retention or more distribution than the industry median.

CB

Insurance industry group

13.72%

Max
86.52%
Q3
35.84%
Median
15.02%
Q1
0.00%
Min
0.00%

MFC

Insurance industry group

52.02%

Max
86.52%
Q3
35.84%
Median
15.02%
Q1
0.00%
Min
0.00%
Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry group benchmark.

Dividends at a Glance

SymbolCBMFC
Dividend Yield (TTM)1.25%3.46%
Dividend Payout Ratio (TTM)13.72%52.02%

Performance & Risk

CB
MFC
Loading price history…
Chubb (CB) vs. Manulife Financial (MFC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Performance & Risk at a Glance

SymbolCBMFC
1-Year Return10.24%22.20%
1-Year Volatility17.68%20.84%
Beta0.400.84
3-Month Avg. Volume1.67M2.22M