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CB vs. MFC: Chubb vs. Manulife Financial Stock Comparison

How do Chubb (CB) and Manulife Financial (MFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Chubb (CB) and Manulife Financial (MFC) both belong to the Insurance industry, though CB is classified under Property & Casualty Insurance while MFC falls under Life & Health Insurance.

Company profile comparison for Chubb (CB) and Manulife Financial (MFC)
Profile ItemCBMFC
NameChubb LimitedManulife Financial Corporation
Country/RegionSwitzerlandCanada
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceLife & Health Insurance
Market Capitalization132.16 billion USD67.48 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 25, 1993September 24, 1999
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CB
MFC
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Chubb (CB) vs. Manulife Financial (MFC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Chubb (CB) and Manulife Financial (MFC). Returns over one year are annualized.

Performance Metrics

Price performance metrics for Chubb (CB) and Manulife Financial (MFC)
MetricCBMFC
Total Return (1Y)18.33%29.21%

Risk Profile

Drawdown History

CB
MFC
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Chubb (CB) vs. Manulife Financial (MFC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk Metrics

Risk profile metrics for Chubb (CB) and Manulife Financial (MFC)
MetricCBMFC
Volatility (1Y, Annualized)18.00%20.56%
Beta (5Y)0.400.84
Avg. Volume (3M)1.62M2.17M

Risk-Adjusted Performance

Risk-Return Positioning

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CB and MFC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Profitability

ROE (TTM)

Both Chubb (CB) at 15.43% and Manulife Financial (MFC) at 12.56% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CB

Insurance industry group

15.43%

Max
38.88%
Q3
22.53%
CB
15.43%
Median
14.77%
Q1
9.91%
Min
-6.23%

MFC

Insurance industry group

12.56%

Max
38.88%
Q3
22.53%
Median
14.77%
MFC
12.56%
Q1
9.91%
Min
-6.23%
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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Manulife Financial (MFC) at 20.04% retains a top-quartile share of revenue as profit, ahead of Chubb (CB) at 18.53%, which keeps about the industry-typical share.

CB

Insurance industry group

18.53%

Max
38.86%
Q3
19.36%
CB
18.53%
Median
11.07%
Q1
5.09%
Min
-2.80%

MFC

Insurance industry group

20.04%

Max
38.86%
MFC
20.04%
Q3
19.36%
Median
11.07%
Q1
5.09%
Min
-2.80%
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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Chubb (CB) in Insurance and Manulife Financial (MFC) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Chubb (CB) and Manulife Financial (MFC)
MetricCBMFC
ROE (TTM)15.43%12.56%
ROA (TTM)3.36%0.59%
Net Margin (TTM)18.53%20.04%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their Revenue Growth across different time periods.

Revenue Growth Metrics

Revenue growth metrics for Chubb (CB) and Manulife Financial (MFC)
MetricCBMFC
Revenue Growth (YoY)6.74%--
Revenue Growth (3Y CAGR)11.56%29.95%

EPS Growth

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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their EPS Growth across different time periods.

EPS Growth Metrics

EPS growth metrics for Chubb (CB) and Manulife Financial (MFC)
MetricCBMFC
EPS Growth (YoY)14.08%8.10%
EPS Growth (3Y CAGR)26.95%-5.86%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Chubb (CB) in Insurance and Manulife Financial (MFC) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Chubb (CB) in Insurance and Manulife Financial (MFC) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Chubb (CB) and Manulife Financial (MFC)
MetricCBMFC
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Manulife Financial (MFC) at 4.44% delivers top-quartile income for its industry, while Chubb (CB) at 1.13% pays a more typical yield — both are credible income propositions, MFC the richer one.

CB

Insurance industry group

1.13%

Max
5.58%
Q3
2.46%
Median
1.18%
CB
1.13%
Q1
0.00%
Min
0.00%

MFC

Insurance industry group

4.44%

Max
5.58%
MFC
4.44%
Q3
2.46%
Median
1.18%
Q1
0.00%
Min
0.00%
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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Chubb (CB) at 13.72% pays out a band-typical share of earnings, while Manulife Financial (MFC) at 52.02% distributes more than its industry norm — less retained, thinner cover.

CB

Insurance industry group

13.72%

Max
86.52%
Q3
35.43%
Median
14.92%
CB
13.72%
Q1
0.00%
Min
0.00%

MFC

Insurance industry group

52.02%

Max
86.52%
MFC
52.02%
Q3
35.43%
Median
14.92%
Q1
0.00%
Min
0.00%
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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Chubb (CB) and Manulife Financial (MFC)
MetricCBMFC
Dividend Yield (TTM)1.13%4.44%
Dividend Payout Ratio (TTM)13.72%52.02%

Valuation

P/E Ratio (TTM)

Both Chubb (CB) at 12.05 and Manulife Financial (MFC) at 16.60 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CB

Insurance industry group

12.05

Max
28.97
Q3
17.55
Median
13.05
CB
12.05
Q1
8.85
Min
3.65

MFC

Insurance industry group

16.60

Max
28.97
Q3
17.55
MFC
16.60
Median
13.05
Q1
8.85
Min
3.65
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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Chubb (CB) at 2.17 and Manulife Financial (MFC) at 2.11 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CB

Insurance industry group

2.17

Max
4.36
Q3
2.32
CB
2.17
Median
1.25
Q1
0.86
Min
0.09

MFC

Insurance industry group

2.11

Max
4.36
Q3
2.32
MFC
2.11
Median
1.25
Q1
0.86
Min
0.09
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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Chubb (CB) at 1.79 and Manulife Financial (MFC) at 1.96 are valued close to their industries’ norm against book — neither stands out from peers.

CB

Insurance industry group

1.79

Max
3.98
Q3
2.56
CB
1.79
Median
1.75
Q1
1.21
Min
-0.15

MFC

Insurance industry group

1.96

Max
3.98
Q3
2.56
MFC
1.96
Median
1.75
Q1
1.21
Min
-0.15
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Chubb (CB) vs. Manulife Financial (MFC): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Chubb (CB) and Manulife Financial (MFC)
MetricCBMFC
P/E Ratio (TTM)12.0516.60
P/S Ratio (TTM)2.172.11
P/B Ratio (MRQ)1.791.96
Free Cash Flow Yield (TTM)----