AON vs. CB: Aon vs. Chubb Stock Comparison
How do Aon (AON) and Chubb (CB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Aon (AON) and Chubb (CB) both belong to the Insurance industry, though AON is classified under Insurance Brokers while CB falls under Property & Casualty Insurance.
| Profile Item | AON | CB |
|---|---|---|
| Name | Aon plc | Chubb Limited |
| Country/Region | Ireland | Switzerland |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Property & Casualty Insurance |
| Market Capitalization | 70.84 billion USD | 132.16 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 2, 1980 | March 25, 1993 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Performance Metrics
| Metric | AON | CB |
|---|---|---|
| Total Return (1Y) | -6.59% | 18.33% |
Risk Profile
Drawdown History
Risk Metrics
| Metric | AON | CB |
|---|---|---|
| Volatility (1Y, Annualized) | 24.34% | 18.00% |
| Beta (5Y) | 0.71 | 0.40 |
| Avg. Volume (3M) | 1.56M | 1.62M |
Risk-Adjusted Performance
Risk-Return Positioning
Profitability
ROE (TTM)
Aon (AON) at 46.45% clears its industry range for ROE, a sharper capital-efficiency signal than Chubb (CB) at 15.43%, which is closer to a typical peer reading.
AON
Insurance industry group
46.45%
- AON
- 46.45%
- Max
- 38.88%
- Q3
- 22.53%
- Median
- 14.77%
- Q1
- 9.91%
- Min
- -6.23%
CB
Insurance industry group
15.43%
- Max
- 38.88%
- Q3
- 22.53%
- CB
- 15.43%
- Median
- 14.77%
- Q1
- 9.91%
- Min
- -6.23%
Net Margin (TTM)
Aon (AON) at 22.54% retains a top-quartile share of revenue as profit, ahead of Chubb (CB) at 18.53%, which keeps about the industry-typical share.
AON
Insurance industry group
22.54%
- Max
- 38.86%
- AON
- 22.54%
- Q3
- 19.36%
- Median
- 11.07%
- Q1
- 5.09%
- Min
- -2.80%
CB
Insurance industry group
18.53%
- Max
- 38.86%
- Q3
- 19.36%
- CB
- 18.53%
- Median
- 11.07%
- Q1
- 5.09%
- Min
- -2.80%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Aon (AON) in Insurance and Chubb (CB) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AON | CB |
|---|---|---|
| ROE (TTM) | 46.45% | 15.43% |
| ROA (TTM) | 6.05% | 3.36% |
| Net Margin (TTM) | 22.54% | 18.53% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth Metrics
| Metric | AON | CB |
|---|---|---|
| Revenue Growth (YoY) | 9.45% | 6.74% |
| Revenue Growth (3Y CAGR) | 11.25% | 11.56% |
EPS Growth
EPS Growth Metrics
| Metric | AON | CB |
|---|---|---|
| EPS Growth (YoY) | 36.27% | 14.08% |
| EPS Growth (3Y CAGR) | 11.92% | 26.95% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Aon (AON) in Insurance and Chubb (CB) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Aon (AON) in Insurance and Chubb (CB) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AON | CB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Aon (AON) at 0.91% and Chubb (CB) at 1.13% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
AON
Insurance industry group
0.91%
- Max
- 5.58%
- Q3
- 2.46%
- Median
- 1.18%
- AON
- 0.91%
- Q1
- 0.00%
- Min
- 0.00%
CB
Insurance industry group
1.13%
- Max
- 5.58%
- Q3
- 2.46%
- Median
- 1.18%
- CB
- 1.13%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Aon (AON) at 16.36% and Chubb (CB) at 13.72% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AON
Insurance industry group
16.36%
- Max
- 86.52%
- Q3
- 35.43%
- AON
- 16.36%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
CB
Insurance industry group
13.72%
- Max
- 86.52%
- Q3
- 35.43%
- Median
- 14.92%
- CB
- 13.72%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AON | CB |
|---|---|---|
| Dividend Yield (TTM) | 0.91% | 1.13% |
| Dividend Payout Ratio (TTM) | 16.36% | 13.72% |
Valuation
P/E Ratio (TTM)
Chubb (CB) at 12.05 is near its industry’s usual P/E ratio, while Aon (AON) at 18.21 sits in the richer quartile — AON needs stronger growth or earnings quality to justify the premium.
AON
Insurance industry group
18.21
- Max
- 28.97
- AON
- 18.21
- Q3
- 17.55
- Median
- 13.05
- Q1
- 8.85
- Min
- 3.65
CB
Insurance industry group
12.05
- Max
- 28.97
- Q3
- 17.55
- Median
- 13.05
- CB
- 12.05
- Q1
- 8.85
- Min
- 3.65
P/S Ratio (TTM)
Chubb (CB) at 2.17 is priced about in line with its industry on P/S ratio, while Aon (AON) at 4.05 sits in the pricier quartile — AON costs more per dollar of sales.
AON
Insurance industry group
4.05
- Max
- 4.36
- AON
- 4.05
- Q3
- 2.32
- Median
- 1.25
- Q1
- 0.86
- Min
- 0.09
CB
Insurance industry group
2.17
- Max
- 4.36
- Q3
- 2.32
- CB
- 2.17
- Median
- 1.25
- Q1
- 0.86
- Min
- 0.09
P/B Ratio (MRQ)
Chubb (CB) at 1.79 sits near its industry’s typical P/B ratio, while Aon (AON) at 7.20 prices above its benchmark range — AON looks rich relative to book.
AON
Insurance industry group
7.20
- AON
- 7.20
- Max
- 3.98
- Q3
- 2.56
- Median
- 1.75
- Q1
- 1.21
- Min
- -0.15
CB
Insurance industry group
1.79
- Max
- 3.98
- Q3
- 2.56
- CB
- 1.79
- Median
- 1.75
- Q1
- 1.21
- Min
- -0.15
Valuation Metrics
| Metric | AON | CB |
|---|---|---|
| P/E Ratio (TTM) | 18.21 | 12.05 |
| P/S Ratio (TTM) | 4.05 | 2.17 |
| P/B Ratio (MRQ) | 7.20 | 1.79 |
| Free Cash Flow Yield (TTM) | -- | -- |