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Chubb (CB) vs. Travelers (TRV)

This page compares Chubb (CB) with Travelers (TRV) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Company Profile

Chubb (CB) and Travelers (TRV) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

SymbolCBTRV
NameChubb LimitedThe Travelers Companies, Inc.
Country/RegionSwitzerlandUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceProperty & Casualty Insurance
Market Capitalization120.91 billion USD62.07 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 25, 1993November 17, 1975
Security TypeCommon StockCommon Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Chubb (CB) at 11.03 and Travelers (TRV) at 8.71 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.

CB

Insurance industry group

11.03

Max
23.63
Q3
15.99
Median
11.54
Q1
8.50
Min
3.33

TRV

Insurance industry group

8.71

Max
23.63
Q3
15.99
Median
11.54
Q1
8.50
Min
3.33
Chubb (CB) vs. Travelers (TRV): A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

On Price-to-Sales Ratio (TTM), both Chubb (CB) at 1.98 and Travelers (TRV) at 1.27 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CB

Insurance industry group

1.98

Max
3.86
Q3
2.02
Median
1.15
Q1
0.77
Min
0.14

TRV

Insurance industry group

1.27

Max
3.86
Q3
2.02
Median
1.15
Q1
0.77
Min
0.14
Chubb (CB) vs. Travelers (TRV): A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

On Price-to-Book Ratio (MRQ), both Chubb (CB) at 1.64 and Travelers (TRV) at 1.94 are valued close to their industries’ norm against book — neither stands out from peers.

CB

Insurance industry group

1.64

Max
3.57
Q3
2.16
Median
1.54
Q1
1.05
Min
0.04

TRV

Insurance industry group

1.94

Max
3.57
Q3
2.16
Median
1.54
Q1
1.05
Min
0.04
Chubb (CB) vs. Travelers (TRV): A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry group benchmark.

Valuation at a Glance

SymbolCBTRV
Price-to-Earnings Ratio (TTM)11.038.71
Price-to-Sales Ratio (TTM)1.981.27
Price-to-Book Ratio (MRQ)1.641.94
Free Cash Flow Yield10.44%21.43%

Profitability

Return on Equity (TTM)

Travelers (TRV) at 25.27% ranks in the top quartile for Return on Equity (TTM), ahead of Chubb (CB) at 15.43%, which sits closer to the industry mid-range.

CB

Insurance industry group

15.43%

Max
38.88%
Q3
22.58%
Median
14.60%
Q1
9.87%
Min
-6.23%

TRV

Insurance industry group

25.27%

Max
38.88%
Q3
22.58%
Median
14.60%
Q1
9.87%
Min
-6.23%
Chubb (CB) vs. Travelers (TRV): A comparison of their Return on Equity (TTM) against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Both Chubb (CB) at 18.53% and Travelers (TRV) at 15.54% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CB

Insurance industry group

18.53%

Max
38.86%
Q3
19.38%
Median
11.36%
Q1
5.57%
Min
-2.80%

TRV

Insurance industry group

15.54%

Max
38.86%
Q3
19.38%
Median
11.36%
Q1
5.57%
Min
-2.80%
Chubb (CB) vs. Travelers (TRV): A comparison of their Net Profit Margin (TTM) against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Chubb (CB) in Insurance or Travelers (TRV) in Insurance under our convention.

CB

Insurance industry group

20.64%

Max
47.18%
Q3
23.07%
Median
15.52%
Q1
6.90%
Min
-16.30%

TRV

Insurance industry group

18.74%

Max
47.18%
Q3
23.07%
Median
15.52%
Q1
6.90%
Min
-16.30%
Chubb (CB) vs. Travelers (TRV): A comparison of their Operating Profit Margin (TTM) against the Insurance industry group benchmark.

Profitability at a Glance

SymbolCBTRV
Return on Equity (TTM)15.43%25.27%
Return on Assets (TTM)3.36%4.44%
Net Profit Margin (TTM)18.53%15.54%
Operating Profit Margin (TTM)20.64%18.74%
Gross Profit Margin (TTM)31.00%32.88%

Growth

Revenue Growth

Chubb (CB) vs. Travelers (TRV): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolCBTRV
1-Year Revenue Growth6.74%5.17%
3-Year Revenue CAGR11.56%9.79%

EPS Growth

Chubb (CB) vs. Travelers (TRV): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolCBTRV
1-Year EPS Growth14.08%27.76%
3-Year EPS CAGR26.95%32.58%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Chubb (CB) in Insurance or Travelers (TRV) in Insurance under our convention.

CB

Insurance industry group

0.39

Max
3.60
Q3
1.88
Median
1.13
Q1
0.67
Min
0.12

TRV

Insurance industry group

0.34

Max
3.60
Q3
1.88
Median
1.13
Q1
0.67
Min
0.12
Chubb (CB) vs. Travelers (TRV): A comparison of their Current Ratio (MRQ) against the Insurance industry group benchmark.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Chubb (CB) in Insurance or Travelers (TRV) in Insurance under our convention.

CB

Insurance industry group

0.31

Max
0.86
Q3
0.48
Median
0.31
Q1
0.15
Min
0.00

TRV

Insurance industry group

0.29

Max
0.86
Q3
0.48
Median
0.31
Q1
0.15
Min
0.00
Chubb (CB) vs. Travelers (TRV): A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry group benchmark.

Financial Strength at a Glance

SymbolCBTRV
Current Ratio (MRQ)0.390.34
Debt-to-Equity Ratio (MRQ)0.310.29
Net Debt / EBITDA1.220.20

Dividends

Dividend Yield (TTM)

Travelers (TRV) at 1.71% reports Dividend Yield (TTM) around its industry mid-range, while Chubb (CB) at 1.31% drops into the bottom quartile.

CB

Insurance industry group

1.31%

Max
5.57%
Q3
3.34%
Median
2.19%
Q1
1.43%
Min
0.05%

TRV

Insurance industry group

1.71%

Max
5.57%
Q3
3.34%
Median
2.19%
Q1
1.43%
Min
0.05%
Chubb (CB) vs. Travelers (TRV): A comparison of their Dividend Yield (TTM) against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Chubb (CB) at 13.72% and Travelers (TRV) at 13.13% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.

CB

Insurance industry group

13.72%

Max
86.52%
Q3
36.67%
Median
15.38%
Q1
0.00%
Min
0.00%

TRV

Insurance industry group

13.13%

Max
86.52%
Q3
36.67%
Median
15.38%
Q1
0.00%
Min
0.00%
Chubb (CB) vs. Travelers (TRV): A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry group benchmark.

Dividends at a Glance

SymbolCBTRV
Dividend Yield (TTM)1.31%1.71%
Dividend Payout Ratio (TTM)13.72%13.13%

Performance & Risk

CB
TRV
Loading price history…
Chubb (CB) vs. Travelers (TRV): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Performance & Risk at a Glance

SymbolCBTRV
1-Year Return6.65%8.06%
1-Year Volatility17.40%18.35%
Beta0.410.48
3-Month Avg. Volume1.67M1.43M