Chubb (CB) vs. The Travelers Companies (TRV)
This page compares Chubb (CB) with The Travelers Companies (TRV) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.
Company Profile
Chubb (CB) and The Travelers Companies (TRV) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.
| Symbol | CB | TRV |
|---|---|---|
| Company Name | Chubb Limited | The Travelers Companies, Inc. |
| Country/Region | Switzerland | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Property & Casualty Insurance |
| Market Capitalization | 128.04 billion USD | 64.97 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 25, 1993 | November 17, 1975 |
| Security Type | Common Stock | Common Stock |
Historical Performance
Historical Performance at a Glance
| Symbol | CB | TRV |
|---|---|---|
| 5-Day Price Return | 4.47% | 2.59% |
| 13-Week Price Return | -0.53% | 4.00% |
| 26-Week Price Return | 12.90% | 8.36% |
| 52-Week Price Return | 12.07% | 11.83% |
| Month-to-Date Return | 0.96% | 0.28% |
| Year-to-Date Return | 5.77% | 5.49% |
| 10-Day Avg. Volume | 1.39M | 1.27M |
| 3-Month Avg. Volume | 1.69M | 1.55M |
| 3-Month Volatility | 16.48% | 16.87% |
| Beta | 0.46 | 0.53 |
Profitability
Return on Equity (TTM)
The Travelers Companies (TRV) at 24.14% ranks in the top quartile for Return on Equity (TTM), ahead of Chubb (CB) at 15.65%, which sits closer to the industry mid-range.
CB
Insurance industry group
15.65%
- Max
- 36.48%
- Q3
- 20.88%
- Median
- 13.12%
- Q1
- 7.68%
- Min
- -3.27%
TRV
Insurance industry group
24.14%
- Max
- 36.48%
- Q3
- 20.88%
- Median
- 13.12%
- Q1
- 7.68%
- Min
- -3.27%
Net Profit Margin (TTM)
Chubb (CB) at 18.58% ranks in the top quartile for Net Profit Margin (TTM), ahead of The Travelers Companies (TRV) at 15.54%, which sits closer to the industry mid-range.
CB
Insurance industry group
18.58%
- Max
- 31.15%
- Q3
- 18.03%
- Median
- 10.86%
- Q1
- 5.62%
- Min
- -2.53%
TRV
Insurance industry group
15.54%
- Max
- 31.15%
- Q3
- 18.03%
- Median
- 10.86%
- Q1
- 5.62%
- Min
- -2.53%
Operating Profit Margin (TTM)
Operating Profit Margin (TTM) isn’t a meaningful figure for either Chubb (CB) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.
CB
Insurance industry group
23.06%
- Max
- 41.20%
- Q3
- 23.69%
- Median
- 16.33%
- Q1
- 9.39%
- Min
- -1.22%
TRV
Insurance industry group
20.20%
- Max
- 41.20%
- Q3
- 23.69%
- Median
- 16.33%
- Q1
- 9.39%
- Min
- -1.22%
Profitability at a Glance
| Symbol | CB | TRV |
|---|---|---|
| Return on Equity (TTM) | 15.65% | 24.14% |
| Return on Assets (TTM) | 4.19% | 5.35% |
| Net Profit Margin (TTM) | 18.58% | 15.54% |
| Operating Profit Margin (TTM) | 23.06% | 20.20% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
Current Ratio (MRQ) isn’t a meaningful figure for either Chubb (CB) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.
CB
Insurance industry group
0.16
- Max
- 2.64
- Q3
- 1.18
- Median
- 0.64
- Q1
- 0.17
- Min
- 0.00
TRV
Insurance industry group
1.00
- Max
- 2.64
- Q3
- 1.18
- Median
- 0.64
- Q1
- 0.17
- Min
- 0.00
Debt-to-Equity Ratio (MRQ)
Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Chubb (CB) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.
CB
Insurance industry group
0.24
- Max
- 0.79
- Q3
- 0.47
- Median
- 0.29
- Q1
- 0.23
- Min
- 0.00
TRV
Insurance industry group
0.29
- Max
- 0.79
- Q3
- 0.47
- Median
- 0.29
- Q1
- 0.23
- Min
- 0.00
Interest Coverage Ratio (TTM)
Interest Coverage Ratio (TTM) isn’t a meaningful figure for either Chubb (CB) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.
CB
Insurance industry group
11.61
- Max
- 32.11
- Q3
- 16.88
- Median
- 8.05
- Q1
- 5.01
- Min
- -2.55
TRV
Insurance industry group
19.34
- Max
- 32.11
- Q3
- 16.88
- Median
- 8.05
- Q1
- 5.01
- Min
- -2.55
Financial Strength at a Glance
| Symbol | CB | TRV |
|---|---|---|
| Current Ratio (MRQ) | 0.16 | 1.00 |
| Quick Ratio (MRQ) | 0.00 | 1.00 |
| Debt-to-Equity Ratio (MRQ) | 0.24 | 0.29 |
| Interest Coverage Ratio (TTM) | 11.61 | 19.34 |
Growth
Revenue Growth
Revenue Growth at a Glance
| Symbol | CB | TRV |
|---|---|---|
| Revenue Growth (MRQ vs Prior YoY) | 10.63% | 0.97% |
| Revenue Growth (TTM vs Prior YoY) | 8.20% | 4.11% |
| 3-Year Revenue CAGR | 11.29% | 9.76% |
| 5-Year Revenue CAGR | 10.54% | 8.79% |
EPS Growth
EPS Growth at a Glance
| Symbol | CB | TRV |
|---|---|---|
| EPS Growth (MRQ vs Prior YoY) | 78.75% | 356.96% |
| EPS Growth (TTM vs Prior YoY) | 36.32% | 82.92% |
| 3-Year EPS CAGR | 27.51% | 32.57% |
| 5-Year EPS CAGR | 26.94% | 21.17% |
Dividend
Dividend Yield (TTM)
Both Chubb (CB) at 1.19% and The Travelers Companies (TRV) at 1.49% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.
CB
Insurance industry group
1.19%
- Max
- 6.87%
- Q3
- 3.15%
- Median
- 1.71%
- Q1
- 0.23%
- Min
- 0.00%
TRV
Insurance industry group
1.49%
- Max
- 6.87%
- Q3
- 3.15%
- Median
- 1.71%
- Q1
- 0.23%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Chubb (CB) at 13.44% and The Travelers Companies (TRV) at 12.84% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.
CB
Insurance industry group
13.44%
- Max
- 89.03%
- Q3
- 40.06%
- Median
- 16.75%
- Q1
- 3.17%
- Min
- 0.00%
TRV
Insurance industry group
12.84%
- Max
- 89.03%
- Q3
- 40.06%
- Median
- 16.75%
- Q1
- 3.17%
- Min
- 0.00%
Dividend at a Glance
| Symbol | CB | TRV |
|---|---|---|
| Dividend Yield (TTM) | 1.19% | 1.49% |
| Dividend Payout Ratio (TTM) | 13.44% | 12.84% |
Valuation
Price-to-Earnings Ratio (TTM)
The Travelers Companies (TRV) at 8.60 trades in the lower-multiple quartile for Price-to-Earnings Ratio (TTM), while Chubb (CB) at 11.33 sits around the industry midpoint — TRV has a lower trailing earnings multiple relative to peers, though the gap should be read alongside growth and earnings quality.
CB
Insurance industry group
11.33
- Max
- 21.77
- Q3
- 16.82
- Median
- 12.89
- Q1
- 9.44
- Min
- 3.82
TRV
Insurance industry group
8.60
- Max
- 21.77
- Q3
- 16.82
- Median
- 12.89
- Q1
- 9.44
- Min
- 3.82
Price-to-Sales Ratio (TTM)
Both Chubb (CB) at 2.10 and The Travelers Companies (TRV) at 1.34 post Price-to-Sales Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing revenue multiple.
CB
Insurance industry group
2.10
- Max
- 4.91
- Q3
- 2.59
- Median
- 1.32
- Q1
- 0.90
- Min
- 0.34
TRV
Insurance industry group
1.34
- Max
- 4.91
- Q3
- 2.59
- Median
- 1.32
- Q1
- 0.90
- Min
- 0.34
Price-to-Book Ratio (MRQ)
Both Chubb (CB) at 1.72 and The Travelers Companies (TRV) at 1.94 post Price-to-Book Ratio (MRQ) near the typical industry midpoint — neither company stands out strongly from peers on book-value multiple.
CB
Insurance industry group
1.72
- Max
- 3.62
- Q3
- 2.11
- Median
- 1.67
- Q1
- 1.06
- Min
- 0.36
TRV
Insurance industry group
1.94
- Max
- 3.62
- Q3
- 2.11
- Median
- 1.67
- Q1
- 1.06
- Min
- 0.36
Valuation at a Glance
| Symbol | CB | TRV |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 11.33 | 8.60 |
| Price-to-Sales Ratio (TTM) | 2.10 | 1.34 |
| Price-to-Book Ratio (MRQ) | 1.72 | 1.94 |
| Price-to-Free Cash Flow Ratio (TTM) | 8.42 | 5.71 |