Progressive (PGR) vs. The Travelers Companies (TRV)
This page compares Progressive (PGR) with The Travelers Companies (TRV) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.
Company Profile
Progressive (PGR) and The Travelers Companies (TRV) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.
| Symbol | PGR | TRV |
|---|---|---|
| Company Name | The Progressive Corporation | The Travelers Companies, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Property & Casualty Insurance |
| Market Capitalization | 118.54 billion USD | 64.97 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 17, 1980 | November 17, 1975 |
| Security Type | Common Stock | Common Stock |
Historical Performance
Historical Performance at a Glance
| Symbol | PGR | TRV |
|---|---|---|
| 5-Day Price Return | 2.81% | 2.59% |
| 13-Week Price Return | -0.26% | 4.00% |
| 26-Week Price Return | -6.22% | 8.36% |
| 52-Week Price Return | -28.68% | 11.83% |
| Month-to-Date Return | 1.35% | 0.28% |
| Year-to-Date Return | -10.42% | 5.49% |
| 10-Day Avg. Volume | 2.77M | 1.27M |
| 3-Month Avg. Volume | 3.17M | 1.55M |
| 3-Month Volatility | 21.97% | 16.87% |
| Beta | 0.31 | 0.53 |
Profitability
Return on Equity (TTM)
Both Progressive (PGR) at 35.45% and The Travelers Companies (TRV) at 24.14% rank in the top quartile for Return on Equity (TTM) among industry peers, indicating strong returns on shareholders’ equity.
PGR
Insurance industry group
35.45%
- Max
- 36.48%
- Q3
- 20.88%
- Median
- 13.12%
- Q1
- 7.68%
- Min
- -3.27%
TRV
Insurance industry group
24.14%
- Max
- 36.48%
- Q3
- 20.88%
- Median
- 13.12%
- Q1
- 7.68%
- Min
- -3.27%
Net Profit Margin (TTM)
Both Progressive (PGR) at 12.93% and The Travelers Companies (TRV) at 15.54% post Net Profit Margin (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on net profitability.
PGR
Insurance industry group
12.93%
- Max
- 31.15%
- Q3
- 18.03%
- Median
- 10.86%
- Q1
- 5.62%
- Min
- -2.53%
TRV
Insurance industry group
15.54%
- Max
- 31.15%
- Q3
- 18.03%
- Median
- 10.86%
- Q1
- 5.62%
- Min
- -2.53%
Operating Profit Margin (TTM)
Operating Profit Margin (TTM) isn’t a meaningful figure for either Progressive (PGR) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.
PGR
Insurance industry group
16.59%
- Max
- 41.20%
- Q3
- 23.69%
- Median
- 16.33%
- Q1
- 9.39%
- Min
- -1.22%
TRV
Insurance industry group
20.20%
- Max
- 41.20%
- Q3
- 23.69%
- Median
- 16.33%
- Q1
- 9.39%
- Min
- -1.22%
Profitability at a Glance
| Symbol | PGR | TRV |
|---|---|---|
| Return on Equity (TTM) | 35.45% | 24.14% |
| Return on Assets (TTM) | 9.59% | 5.35% |
| Net Profit Margin (TTM) | 12.93% | 15.54% |
| Operating Profit Margin (TTM) | 16.59% | 20.20% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
Current Ratio (MRQ) isn’t a meaningful figure for either Progressive (PGR) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.
PGR
Insurance industry group
0.08
- Max
- 2.64
- Q3
- 1.18
- Median
- 0.64
- Q1
- 0.17
- Min
- 0.00
TRV
Insurance industry group
1.00
- Max
- 2.64
- Q3
- 1.18
- Median
- 0.64
- Q1
- 0.17
- Min
- 0.00
Debt-to-Equity Ratio (MRQ)
Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Progressive (PGR) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.
PGR
Insurance industry group
0.26
- Max
- 0.79
- Q3
- 0.47
- Median
- 0.29
- Q1
- 0.23
- Min
- 0.00
TRV
Insurance industry group
0.29
- Max
- 0.79
- Q3
- 0.47
- Median
- 0.29
- Q1
- 0.23
- Min
- 0.00
Interest Coverage Ratio (TTM)
Interest Coverage Ratio (TTM) isn’t a meaningful figure for either Progressive (PGR) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.
PGR
Insurance industry group
52.16
- Max
- 32.11
- Q3
- 16.88
- Median
- 8.05
- Q1
- 5.01
- Min
- -2.55
TRV
Insurance industry group
19.34
- Max
- 32.11
- Q3
- 16.88
- Median
- 8.05
- Q1
- 5.01
- Min
- -2.55
Financial Strength at a Glance
| Symbol | PGR | TRV |
|---|---|---|
| Current Ratio (MRQ) | 0.08 | 1.00 |
| Quick Ratio (MRQ) | 0.04 | 1.00 |
| Debt-to-Equity Ratio (MRQ) | 0.26 | 0.29 |
| Interest Coverage Ratio (TTM) | 52.16 | 19.34 |
Growth
Revenue Growth
Revenue Growth at a Glance
| Symbol | PGR | TRV |
|---|---|---|
| Revenue Growth (MRQ vs Prior YoY) | 8.71% | 0.97% |
| Revenue Growth (TTM vs Prior YoY) | 13.89% | 4.11% |
| 3-Year Revenue CAGR | 20.90% | 9.76% |
| 5-Year Revenue CAGR | 15.50% | 8.79% |
EPS Growth
EPS Growth at a Glance
| Symbol | PGR | TRV |
|---|---|---|
| EPS Growth (MRQ vs Prior YoY) | 9.93% | 356.96% |
| EPS Growth (TTM vs Prior YoY) | 32.60% | 82.92% |
| 3-Year EPS CAGR | 150.11% | 32.57% |
| 5-Year EPS CAGR | 14.65% | 21.17% |
Dividend
Dividend Yield (TTM)
Progressive (PGR) at 6.87% reports Dividend Yield (TTM) in the top quartile of industry peers, ahead of The Travelers Companies (TRV) at 1.49%, which sits around the industry mid-range.
PGR
Insurance industry group
6.87%
- Max
- 6.87%
- Q3
- 3.15%
- Median
- 1.71%
- Q1
- 0.23%
- Min
- 0.00%
TRV
Insurance industry group
1.49%
- Max
- 6.87%
- Q3
- 3.15%
- Median
- 1.71%
- Q1
- 0.23%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
The Travelers Companies (TRV) at 12.84% maintains Dividend Payout Ratio (TTM) around its industry median — a balanced dividend policy. Progressive (PGR) at 70.49% sits outside the typical mid-range, leaning toward more retention or more distribution than the industry median.
PGR
Insurance industry group
70.49%
- Max
- 89.03%
- Q3
- 40.06%
- Median
- 16.75%
- Q1
- 3.17%
- Min
- 0.00%
TRV
Insurance industry group
12.84%
- Max
- 89.03%
- Q3
- 40.06%
- Median
- 16.75%
- Q1
- 3.17%
- Min
- 0.00%
Dividend at a Glance
| Symbol | PGR | TRV |
|---|---|---|
| Dividend Yield (TTM) | 6.87% | 1.49% |
| Dividend Payout Ratio (TTM) | 70.49% | 12.84% |
Valuation
Price-to-Earnings Ratio (TTM)
The Travelers Companies (TRV) at 8.60 trades in the lower-multiple quartile for Price-to-Earnings Ratio (TTM), while Progressive (PGR) at 10.26 sits around the industry midpoint — TRV has a lower trailing earnings multiple relative to peers, though the gap should be read alongside growth and earnings quality.
PGR
Insurance industry group
10.26
- Max
- 21.77
- Q3
- 16.82
- Median
- 12.89
- Q1
- 9.44
- Min
- 3.82
TRV
Insurance industry group
8.60
- Max
- 21.77
- Q3
- 16.82
- Median
- 12.89
- Q1
- 9.44
- Min
- 3.82
Price-to-Sales Ratio (TTM)
Both Progressive (PGR) at 1.33 and The Travelers Companies (TRV) at 1.34 post Price-to-Sales Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing revenue multiple.
PGR
Insurance industry group
1.33
- Max
- 4.91
- Q3
- 2.59
- Median
- 1.32
- Q1
- 0.90
- Min
- 0.34
TRV
Insurance industry group
1.34
- Max
- 4.91
- Q3
- 2.59
- Median
- 1.32
- Q1
- 0.90
- Min
- 0.34
Price-to-Book Ratio (MRQ)
The Travelers Companies (TRV) at 1.94 carries typical industry Price-to-Book Ratio (MRQ), while Progressive (PGR) at 3.62 sits in the higher-multiple quartile — PGR carries a higher book-value multiple relative to peers.
PGR
Insurance industry group
3.62
- Max
- 3.62
- Q3
- 2.11
- Median
- 1.67
- Q1
- 1.06
- Min
- 0.36
TRV
Insurance industry group
1.94
- Max
- 3.62
- Q3
- 2.11
- Median
- 1.67
- Q1
- 1.06
- Min
- 0.36
Valuation at a Glance
| Symbol | PGR | TRV |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 10.26 | 8.60 |
| Price-to-Sales Ratio (TTM) | 1.33 | 1.34 |
| Price-to-Book Ratio (MRQ) | 3.62 | 1.94 |
| Price-to-Free Cash Flow Ratio (TTM) | 7.22 | 5.71 |