MRSH vs. TRV: Marsh & McLennan Companies vs. Travelers Stock Comparison
How do Marsh & McLennan Companies (MRSH) and Travelers (TRV) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Marsh & McLennan Companies (MRSH) and Travelers (TRV) both belong to the Insurance industry, though MRSH is classified under Insurance Brokers while TRV falls under Property & Casualty Insurance.
| Profile Item | MRSH | TRV |
|---|---|---|
| Name | Marsh & McLennan Companies, Inc. | The Travelers Companies, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Property & Casualty Insurance |
| Market Capitalization | 80.30 billion USD | 70.20 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | November 17, 1975 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Performance Metrics
| Metric | MRSH | TRV |
|---|---|---|
| Total Return (1Y) | -22.31% | 25.35% |
Risk Profile
Drawdown History
Risk Metrics
| Metric | MRSH | TRV |
|---|---|---|
| Volatility (1Y, Annualized) | 24.17% | 18.78% |
| Beta (5Y) | 0.61 | 0.46 |
| Avg. Volume (3M) | 2.88M | 1.64M |
Risk-Adjusted Performance
Risk-Return Positioning
Profitability
ROE (TTM)
Both Marsh & McLennan Companies (MRSH) at 27.57% and Travelers (TRV) at 25.27% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
MRSH
Insurance industry group
27.57%
- Max
- 38.88%
- MRSH
- 27.57%
- Q3
- 22.53%
- Median
- 14.77%
- Q1
- 9.91%
- Min
- -6.23%
TRV
Insurance industry group
25.27%
- Max
- 38.88%
- TRV
- 25.27%
- Q3
- 22.53%
- Median
- 14.77%
- Q1
- 9.91%
- Min
- -6.23%
Net Margin (TTM)
Both Marsh & McLennan Companies (MRSH) at 14.26% and Travelers (TRV) at 15.54% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
MRSH
Insurance industry group
14.26%
- Max
- 38.86%
- Q3
- 19.36%
- MRSH
- 14.26%
- Median
- 11.07%
- Q1
- 5.09%
- Min
- -2.80%
TRV
Insurance industry group
15.54%
- Max
- 38.86%
- Q3
- 19.36%
- TRV
- 15.54%
- Median
- 11.07%
- Q1
- 5.09%
- Min
- -2.80%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Marsh & McLennan Companies (MRSH) in Insurance and Travelers (TRV) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | MRSH | TRV |
|---|---|---|
| ROE (TTM) | 27.57% | 25.27% |
| ROA (TTM) | 7.27% | 4.44% |
| Net Margin (TTM) | 14.26% | 15.54% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth Metrics
| Metric | MRSH | TRV |
|---|---|---|
| Revenue Growth (YoY) | 10.32% | 5.17% |
| Revenue Growth (3Y CAGR) | 9.20% | 9.79% |
EPS Growth
EPS Growth Metrics
| Metric | MRSH | TRV |
|---|---|---|
| EPS Growth (YoY) | 3.06% | 27.76% |
| EPS Growth (3Y CAGR) | 11.75% | 32.58% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Marsh & McLennan Companies (MRSH) in Insurance and Travelers (TRV) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Marsh & McLennan Companies (MRSH) in Insurance and Travelers (TRV) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MRSH | TRV |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Marsh & McLennan Companies (MRSH) at 2.16% and Travelers (TRV) at 1.33% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
MRSH
Insurance industry group
2.16%
- Max
- 5.58%
- Q3
- 2.46%
- MRSH
- 2.16%
- Median
- 1.18%
- Q1
- 0.00%
- Min
- 0.00%
TRV
Insurance industry group
1.33%
- Max
- 5.58%
- Q3
- 2.46%
- TRV
- 1.33%
- Median
- 1.18%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Travelers (TRV) at 13.13% pays out a band-typical share of earnings, while Marsh & McLennan Companies (MRSH) at 43.94% distributes more than its industry norm — less retained, thinner cover.
MRSH
Insurance industry group
43.94%
- Max
- 86.52%
- MRSH
- 43.94%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
TRV
Insurance industry group
13.13%
- Max
- 86.52%
- Q3
- 35.43%
- Median
- 14.92%
- TRV
- 13.13%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MRSH | TRV |
|---|---|---|
| Dividend Yield (TTM) | 2.16% | 1.33% |
| Dividend Payout Ratio (TTM) | 43.94% | 13.13% |
Valuation
P/E Ratio (TTM)
Travelers (TRV) at 9.85 is near its industry’s usual P/E ratio, while Marsh & McLennan Companies (MRSH) at 20.83 sits in the richer quartile — MRSH needs stronger growth or earnings quality to justify the premium.
MRSH
Insurance industry group
20.83
- Max
- 28.97
- MRSH
- 20.83
- Q3
- 17.55
- Median
- 13.05
- Q1
- 8.85
- Min
- 3.65
TRV
Insurance industry group
9.85
- Max
- 28.97
- Q3
- 17.55
- Median
- 13.05
- TRV
- 9.85
- Q1
- 8.85
- Min
- 3.65
P/S Ratio (TTM)
Travelers (TRV) at 1.43 is priced about in line with its industry on P/S ratio, while Marsh & McLennan Companies (MRSH) at 2.92 sits in the pricier quartile — MRSH costs more per dollar of sales.
MRSH
Insurance industry group
2.92
- Max
- 4.36
- MRSH
- 2.92
- Q3
- 2.32
- Median
- 1.25
- Q1
- 0.86
- Min
- 0.09
TRV
Insurance industry group
1.43
- Max
- 4.36
- Q3
- 2.32
- TRV
- 1.43
- Median
- 1.25
- Q1
- 0.86
- Min
- 0.09
P/B Ratio (MRQ)
Travelers (TRV) at 2.19 sits near its industry’s typical P/B ratio, while Marsh & McLennan Companies (MRSH) at 5.52 prices above its benchmark range — MRSH looks rich relative to book.
MRSH
Insurance industry group
5.52
- MRSH
- 5.52
- Max
- 3.98
- Q3
- 2.56
- Median
- 1.75
- Q1
- 1.21
- Min
- -0.15
TRV
Insurance industry group
2.19
- Max
- 3.98
- Q3
- 2.56
- TRV
- 2.19
- Median
- 1.75
- Q1
- 1.21
- Min
- -0.15
Valuation Metrics
| Metric | MRSH | TRV |
|---|---|---|
| P/E Ratio (TTM) | 20.83 | 9.85 |
| P/S Ratio (TTM) | 2.92 | 1.43 |
| P/B Ratio (MRQ) | 5.52 | 2.19 |
| Free Cash Flow Yield (TTM) | -- | -- |