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Manulife Financial (MFC) vs. The Travelers Companies (TRV)

This page compares Manulife Financial (MFC) with The Travelers Companies (TRV) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.

Company Profile

Manulife Financial (MFC) and The Travelers Companies (TRV) both belong to the Insurance industry, though MFC is classified under Life & Health Insurance while TRV falls under Property & Casualty Insurance.

SymbolMFCTRV
Company NameManulife Financial CorporationThe Travelers Companies, Inc.
Country/RegionCanadaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryLife & Health InsuranceProperty & Casualty Insurance
Market Capitalization63.12 billion USD64.97 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateSeptember 24, 1999November 17, 1975
Security TypeCommon StockCommon Stock

Historical Performance

MFC
TRV
Loading price history…
Manulife Financial (MFC) vs. The Travelers Companies (TRV): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Historical Performance at a Glance

SymbolMFCTRV
5-Day Price Return-5.38%2.59%
13-Week Price Return6.20%4.00%
26-Week Price Return10.39%8.36%
52-Week Price Return16.15%11.83%
Month-to-Date Return-3.16%0.28%
Year-to-Date Return3.77%5.49%
10-Day Avg. Volume7.46M1.27M
3-Month Avg. Volume6.15M1.55M
3-Month Volatility25.38%16.87%
Beta0.540.53

Profitability

Return on Equity (TTM)

The Travelers Companies (TRV) at 24.14% ranks in the top quartile for Return on Equity (TTM), ahead of Manulife Financial (MFC) at 11.34%, which sits closer to the industry mid-range.

MFC

Insurance industry group

11.34%

Max
36.48%
Q3
20.88%
Median
13.12%
Q1
7.68%
Min
-3.27%

TRV

Insurance industry group

24.14%

Max
36.48%
Q3
20.88%
Median
13.12%
Q1
7.68%
Min
-3.27%
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Return on Equity (TTM) against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Both Manulife Financial (MFC) at 14.94% and The Travelers Companies (TRV) at 15.54% post Net Profit Margin (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on net profitability.

MFC

Insurance industry group

14.94%

Max
31.15%
Q3
18.03%
Median
10.86%
Q1
5.62%
Min
-2.53%

TRV

Insurance industry group

15.54%

Max
31.15%
Q3
18.03%
Median
10.86%
Q1
5.62%
Min
-2.53%
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Net Profit Margin (TTM) against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Manulife Financial (MFC) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.

MFC

Insurance industry group

18.33%

Max
41.20%
Q3
23.69%
Median
16.33%
Q1
9.39%
Min
-1.22%

TRV

Insurance industry group

20.20%

Max
41.20%
Q3
23.69%
Median
16.33%
Q1
9.39%
Min
-1.22%
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Operating Profit Margin (TTM) against the Insurance industry group benchmark.

Profitability at a Glance

SymbolMFCTRV
Return on Equity (TTM)11.34%24.14%
Return on Assets (TTM)0.58%5.35%
Net Profit Margin (TTM)14.94%15.54%
Operating Profit Margin (TTM)18.33%20.20%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Manulife Financial (MFC) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.

MFC

Insurance industry group

1.14

Max
2.64
Q3
1.18
Median
0.64
Q1
0.17
Min
0.00

TRV

Insurance industry group

1.00

Max
2.64
Q3
1.18
Median
0.64
Q1
0.17
Min
0.00
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Current Ratio (MRQ) against the Insurance industry group benchmark.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Manulife Financial (MFC) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.

MFC

Insurance industry group

0.29

Max
0.79
Q3
0.47
Median
0.29
Q1
0.23
Min
0.00

TRV

Insurance industry group

0.29

Max
0.79
Q3
0.47
Median
0.29
Q1
0.23
Min
0.00
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry group benchmark.

Interest Coverage Ratio (TTM)

Interest Coverage Ratio (TTM) isn’t a meaningful figure for either Manulife Financial (MFC) in Insurance or The Travelers Companies (TRV) in Insurance under our convention.

MFC

Insurance industry group

9.04

Max
32.11
Q3
16.88
Median
8.05
Q1
5.01
Min
-2.55

TRV

Insurance industry group

19.34

Max
32.11
Q3
16.88
Median
8.05
Q1
5.01
Min
-2.55
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry group benchmark.

Financial Strength at a Glance

SymbolMFCTRV
Current Ratio (MRQ)1.141.00
Quick Ratio (MRQ)1.141.00
Debt-to-Equity Ratio (MRQ)0.290.29
Interest Coverage Ratio (TTM)9.0419.34

Growth

Revenue Growth

Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolMFCTRV
Revenue Growth (MRQ vs Prior YoY)-1.75%0.97%
Revenue Growth (TTM vs Prior YoY)3.39%4.11%
3-Year Revenue CAGR19.45%9.76%
5-Year Revenue CAGR-12.24%8.79%

EPS Growth

Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolMFCTRV
EPS Growth (MRQ vs Prior YoY)-3.73%356.96%
EPS Growth (TTM vs Prior YoY)7.24%82.92%
3-Year EPS CAGR--32.57%
5-Year EPS CAGR4.31%21.17%

Dividend

Dividend Yield (TTM)

Manulife Financial (MFC) at 3.81% reports Dividend Yield (TTM) in the top quartile of industry peers, ahead of The Travelers Companies (TRV) at 1.49%, which sits around the industry mid-range.

MFC

Insurance industry group

3.81%

Max
6.87%
Q3
3.15%
Median
1.71%
Q1
0.23%
Min
0.00%

TRV

Insurance industry group

1.49%

Max
6.87%
Q3
3.15%
Median
1.71%
Q1
0.23%
Min
0.00%
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Dividend Yield (TTM) against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

The Travelers Companies (TRV) at 12.84% maintains Dividend Payout Ratio (TTM) around its industry median — a balanced dividend policy. Manulife Financial (MFC) at 57.16% sits outside the typical mid-range, leaning toward more retention or more distribution than the industry median.

MFC

Insurance industry group

57.16%

Max
89.03%
Q3
40.06%
Median
16.75%
Q1
3.17%
Min
0.00%

TRV

Insurance industry group

12.84%

Max
89.03%
Q3
40.06%
Median
16.75%
Q1
3.17%
Min
0.00%
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry group benchmark.

Dividend at a Glance

SymbolMFCTRV
Dividend Yield (TTM)3.81%1.49%
Dividend Payout Ratio (TTM)57.16%12.84%

Valuation

Price-to-Earnings Ratio (TTM)

The Travelers Companies (TRV) at 8.60 trades in the lower-multiple quartile for Price-to-Earnings Ratio (TTM), while Manulife Financial (MFC) at 15.00 sits around the industry midpoint — TRV has a lower trailing earnings multiple relative to peers, though the gap should be read alongside growth and earnings quality.

MFC

Insurance industry group

15.00

Max
21.77
Q3
16.82
Median
12.89
Q1
9.44
Min
3.82

TRV

Insurance industry group

8.60

Max
21.77
Q3
16.82
Median
12.89
Q1
9.44
Min
3.82
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

Both Manulife Financial (MFC) at 2.24 and The Travelers Companies (TRV) at 1.34 post Price-to-Sales Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing revenue multiple.

MFC

Insurance industry group

2.24

Max
4.91
Q3
2.59
Median
1.32
Q1
0.90
Min
0.34

TRV

Insurance industry group

1.34

Max
4.91
Q3
2.59
Median
1.32
Q1
0.90
Min
0.34
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

Both Manulife Financial (MFC) at 1.66 and The Travelers Companies (TRV) at 1.94 post Price-to-Book Ratio (MRQ) near the typical industry midpoint — neither company stands out strongly from peers on book-value multiple.

MFC

Insurance industry group

1.66

Max
3.62
Q3
2.11
Median
1.67
Q1
1.06
Min
0.36

TRV

Insurance industry group

1.94

Max
3.62
Q3
2.11
Median
1.67
Q1
1.06
Min
0.36
Manulife Financial (MFC) vs. The Travelers Companies (TRV): A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry group benchmark.

Valuation at a Glance

SymbolMFCTRV
Price-to-Earnings Ratio (TTM)15.008.60
Price-to-Sales Ratio (TTM)2.241.34
Price-to-Book Ratio (MRQ)1.661.94
Price-to-Free Cash Flow Ratio (TTM)2.705.71