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Chubb (CB) vs. Progressive (PGR)

This page compares Chubb (CB) with Progressive (PGR) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Company Profile

Chubb (CB) and Progressive (PGR) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

SymbolCBPGR
NameChubb LimitedProgressive Corporation
Country/RegionSwitzerlandUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceProperty & Casualty Insurance
Market Capitalization121.98 billion USD114.00 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 25, 1993March 17, 1980
Security TypeCommon StockCommon Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Chubb (CB) at 11.12 and Progressive (PGR) at 9.94 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.

CB

Insurance industry group

11.12

Max
23.63
Q3
15.99
Median
11.54
Q1
8.50
Min
3.33

PGR

Insurance industry group

9.94

Max
23.63
Q3
15.99
Median
11.54
Q1
8.50
Min
3.33
Chubb (CB) vs. Progressive (PGR): A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

On Price-to-Sales Ratio (TTM), both Chubb (CB) at 2.00 and Progressive (PGR) at 1.28 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CB

Insurance industry group

2.00

Max
3.86
Q3
2.02
Median
1.15
Q1
0.77
Min
0.14

PGR

Insurance industry group

1.28

Max
3.86
Q3
2.02
Median
1.15
Q1
0.77
Min
0.14
Chubb (CB) vs. Progressive (PGR): A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

Chubb (CB) at 1.66 is valued about in line with its industry on Price-to-Book Ratio (MRQ), while Progressive (PGR) at 3.56 carries a peer-beating premium to book — PGR is pricier on assets.

CB

Insurance industry group

1.66

Max
3.57
Q3
2.16
Median
1.54
Q1
1.05
Min
0.04

PGR

Insurance industry group

3.56

Max
3.57
Q3
2.16
Median
1.54
Q1
1.05
Min
0.04
Chubb (CB) vs. Progressive (PGR): A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry group benchmark.

Valuation at a Glance

SymbolCBPGR
Price-to-Earnings Ratio (TTM)11.129.94
Price-to-Sales Ratio (TTM)2.001.28
Price-to-Book Ratio (MRQ)1.663.56
Free Cash Flow Yield10.35%13.60%

Profitability

Return on Equity (TTM)

Progressive (PGR) at 37.90% ranks in the top quartile for Return on Equity (TTM), ahead of Chubb (CB) at 15.43%, which sits closer to the industry mid-range.

CB

Insurance industry group

15.43%

Max
38.88%
Q3
22.58%
Median
14.60%
Q1
9.87%
Min
-6.23%

PGR

Insurance industry group

37.90%

Max
38.88%
Q3
22.58%
Median
14.60%
Q1
9.87%
Min
-6.23%
Chubb (CB) vs. Progressive (PGR): A comparison of their Return on Equity (TTM) against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Both Chubb (CB) at 18.53% and Progressive (PGR) at 12.93% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CB

Insurance industry group

18.53%

Max
38.86%
Q3
19.38%
Median
11.36%
Q1
5.57%
Min
-2.80%

PGR

Insurance industry group

12.93%

Max
38.86%
Q3
19.38%
Median
11.36%
Q1
5.57%
Min
-2.80%
Chubb (CB) vs. Progressive (PGR): A comparison of their Net Profit Margin (TTM) against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Chubb (CB) in Insurance or Progressive (PGR) in Insurance under our convention.

CB

Insurance industry group

20.64%

Max
47.18%
Q3
23.07%
Median
15.52%
Q1
6.90%
Min
-16.30%

PGR

Insurance industry group

16.39%

Max
47.18%
Q3
23.07%
Median
15.52%
Q1
6.90%
Min
-16.30%
Chubb (CB) vs. Progressive (PGR): A comparison of their Operating Profit Margin (TTM) against the Insurance industry group benchmark.

Profitability at a Glance

SymbolCBPGR
Return on Equity (TTM)15.43%37.90%
Return on Assets (TTM)3.36%7.94%
Net Profit Margin (TTM)18.53%12.93%
Operating Profit Margin (TTM)20.64%16.39%
Gross Profit Margin (TTM)31.00%18.56%

Growth

Revenue Growth

Chubb (CB) vs. Progressive (PGR): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolCBPGR
1-Year Revenue Growth6.74%16.32%
3-Year Revenue CAGR11.56%20.90%

EPS Growth

Chubb (CB) vs. Progressive (PGR): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolCBPGR
1-Year EPS Growth14.08%33.54%
3-Year EPS CAGR26.95%153.53%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Chubb (CB) in Insurance or Progressive (PGR) in Insurance under our convention.

CB

Insurance industry group

0.39

Max
3.60
Q3
1.88
Median
1.13
Q1
0.67
Min
0.12

PGR

Insurance industry group

0.30

Max
3.60
Q3
1.88
Median
1.13
Q1
0.67
Min
0.12
Chubb (CB) vs. Progressive (PGR): A comparison of their Current Ratio (MRQ) against the Insurance industry group benchmark.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Chubb (CB) in Insurance or Progressive (PGR) in Insurance under our convention.

CB

Insurance industry group

0.31

Max
0.86
Q3
0.48
Median
0.31
Q1
0.15
Min
0.00

PGR

Insurance industry group

0.26

Max
0.86
Q3
0.48
Median
0.31
Q1
0.15
Min
0.00
Chubb (CB) vs. Progressive (PGR): A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry group benchmark.

Financial Strength at a Glance

SymbolCBPGR
Current Ratio (MRQ)0.390.30
Debt-to-Equity Ratio (MRQ)0.310.26
Net Debt / EBITDA1.220.40

Dividends

Dividend Yield (TTM)

Progressive (PGR) at 7.11% reports Dividend Yield (TTM) around its industry mid-range, while Chubb (CB) at 1.30% drops into the bottom quartile.

CB

Insurance industry group

1.30%

Max
5.57%
Q3
3.34%
Median
2.19%
Q1
1.43%
Min
0.05%

PGR

Insurance industry group

7.11%

Max
5.57%
Q3
3.34%
Median
2.19%
Q1
1.43%
Min
0.05%
Chubb (CB) vs. Progressive (PGR): A comparison of their Dividend Yield (TTM) against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Chubb (CB) at 13.72% maintains Dividend Payout Ratio (TTM) around its industry median — a balanced dividend policy. Progressive (PGR) at 70.70% sits outside the typical mid-range, leaning toward more retention or more distribution than the industry median.

CB

Insurance industry group

13.72%

Max
86.52%
Q3
36.67%
Median
15.38%
Q1
0.00%
Min
0.00%

PGR

Insurance industry group

70.70%

Max
86.52%
Q3
36.67%
Median
15.38%
Q1
0.00%
Min
0.00%
Chubb (CB) vs. Progressive (PGR): A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry group benchmark.

Dividends at a Glance

SymbolCBPGR
Dividend Yield (TTM)1.30%7.11%
Dividend Payout Ratio (TTM)13.72%70.70%

Performance & Risk

CB
PGR
Loading price history…
Chubb (CB) vs. Progressive (PGR): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Performance & Risk at a Glance

SymbolCBPGR
1-Year Return8.47%-26.26%
1-Year Volatility17.27%22.24%
Beta0.410.28
3-Month Avg. Volume1.67M2.98M