CB vs. PGR: Chubb vs. Progressive Stock Comparison

July 2, 2026

How do Chubb (CB) and Progressive (PGR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Chubb (CB) and Progressive (PGR) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Company profile comparison for Chubb (CB) and Progressive (PGR)
Profile Item	CB	PGR
Name	Chubb Limited	Progressive Corporation
Country/Region	Switzerland	United States
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Property & Casualty Insurance	Property & Casualty Insurance
Market Capitalization	132.16 billion USD	127.18 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	March 25, 1993	March 17, 1980
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

PGR

Chubb (CB) vs. Progressive (PGR): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Chubb (CB) and Progressive (PGR). Returns over one year are annualized.

Performance Metrics

Price performance metrics for Chubb (CB) and Progressive (PGR)
Metric	CB	PGR
Total Return (1Y)	18.33%	-12.83%

Risk Profile

Drawdown History

PGR

Chubb (CB) vs. Progressive (PGR): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk Metrics

Risk profile metrics for Chubb (CB) and Progressive (PGR)
Metric	CB	PGR
Volatility (1Y, Annualized)	18.00%	23.25%
Beta (5Y)	0.40	0.26
Avg. Volume (3M)	1.62M	3.13M

Risk-Adjusted Performance

Risk-Return Positioning

CB and PGR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Profitability

ROE (TTM)

Progressive (PGR) at 37.90% sits in the top ROE quartile, while Chubb (CB) at 15.43% is closer to the peer norm — stronger capital efficiency for PGR.

CB

Insurance industry group

15.43%

Max: 38.88%
Q3: 22.53%
CB: 15.43%
Median: 14.77%
Q1: 9.91%
Min: -6.23%

PGR

Insurance industry group

37.90%

Max: 38.88%
PGR: 37.90%
Q3: 22.53%
Median: 14.77%
Q1: 9.91%
Min: -6.23%

Chubb (CB) vs. Progressive (PGR): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Chubb (CB) at 18.53% and Progressive (PGR) at 12.93% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CB

Insurance industry group

18.53%

Max: 38.86%
Q3: 19.36%
CB: 18.53%
Median: 11.07%
Q1: 5.09%
Min: -2.80%

PGR

Insurance industry group

12.93%

Max: 38.86%
Q3: 19.36%
PGR: 12.93%
Median: 11.07%
Q1: 5.09%
Min: -2.80%

Chubb (CB) vs. Progressive (PGR): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Chubb (CB) in Insurance and Progressive (PGR) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Chubb (CB) and Progressive (PGR)
Metric	CB	PGR
ROE (TTM)	15.43%	37.90%
ROA (TTM)	3.36%	7.94%
Net Margin (TTM)	18.53%	12.93%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Chubb (CB) vs. Progressive (PGR): A comparison of their Revenue Growth across different time periods.

Revenue Growth Metrics

Revenue growth metrics for Chubb (CB) and Progressive (PGR)
Metric	CB	PGR
Revenue Growth (YoY)	6.74%	16.32%
Revenue Growth (3Y CAGR)	11.56%	20.90%

EPS Growth

Chubb (CB) vs. Progressive (PGR): A comparison of their EPS Growth across different time periods.

EPS Growth Metrics

EPS growth metrics for Chubb (CB) and Progressive (PGR)
Metric	CB	PGR
EPS Growth (YoY)	14.08%	33.54%
EPS Growth (3Y CAGR)	26.95%	153.53%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Chubb (CB) in Insurance and Progressive (PGR) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Chubb (CB) in Insurance and Progressive (PGR) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Chubb (CB) and Progressive (PGR)
Metric	CB	PGR
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Chubb (CB) at 1.13% and Progressive (PGR) at 0.18% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

CB

Insurance industry group

1.13%

Max: 5.58%
Q3: 2.46%
Median: 1.18%
CB: 1.13%
Q1: 0.00%
Min: 0.00%

PGR

Insurance industry group

0.18%

Max: 5.58%
Q3: 2.46%
Median: 1.18%
PGR: 0.18%
Q1: 0.00%
Min: 0.00%

Chubb (CB) vs. Progressive (PGR): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Chubb (CB) at 13.72% pays out a band-typical share of earnings, while Progressive (PGR) at 70.70% distributes more than its industry norm — less retained, thinner cover.

CB

Insurance industry group

13.72%

Max: 86.52%
Q3: 35.43%
Median: 14.92%
CB: 13.72%
Q1: 0.00%
Min: 0.00%

PGR

Insurance industry group

70.70%

Max: 86.52%
PGR: 70.70%
Q3: 35.43%
Median: 14.92%
Q1: 0.00%
Min: 0.00%

Chubb (CB) vs. Progressive (PGR): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Chubb (CB) and Progressive (PGR)
Metric	CB	PGR
Dividend Yield (TTM)	1.13%	0.18%
Dividend Payout Ratio (TTM)	13.72%	70.70%

Valuation

P/E Ratio (TTM)

Both Chubb (CB) at 12.05 and Progressive (PGR) at 11.11 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CB

Insurance industry group

12.05

Max: 28.97
Q3: 17.55
Median: 13.05
CB: 12.05
Q1: 8.85
Min: 3.65

PGR

Insurance industry group

11.11

Max: 28.97
Q3: 17.55
Median: 13.05
PGR: 11.11
Q1: 8.85
Min: 3.65

Chubb (CB) vs. Progressive (PGR): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Chubb (CB) at 2.17 and Progressive (PGR) at 1.42 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CB

Insurance industry group

2.17

Max: 4.36
Q3: 2.32
CB: 2.17
Median: 1.25
Q1: 0.86
Min: 0.09

PGR

Insurance industry group

1.42

Max: 4.36
Q3: 2.32
PGR: 1.42
Median: 1.25
Q1: 0.86
Min: 0.09

Chubb (CB) vs. Progressive (PGR): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Chubb (CB) at 1.79 is valued about in line with its industry on P/B ratio, while Progressive (PGR) at 3.98 carries an above-peer premium to book — PGR is pricier on assets.

CB

Insurance industry group

1.79

Max: 3.98
Q3: 2.56
CB: 1.79
Median: 1.75
Q1: 1.21
Min: -0.15

PGR

Insurance industry group

3.98

PGR: 3.98
Max: 3.98
Q3: 2.56
Median: 1.75
Q1: 1.21
Min: -0.15

Chubb (CB) vs. Progressive (PGR): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Chubb (CB) and Progressive (PGR)
Metric	CB	PGR
P/E Ratio (TTM)	12.05	11.11
P/S Ratio (TTM)	2.17	1.42
P/B Ratio (MRQ)	1.79	3.98
Free Cash Flow Yield (TTM)	--	--