PGR vs. PRU: Progressive vs. Prudential Financial Stock Comparison
This page compares Progressive (PGR) with Prudential Financial (PRU) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Performance
Cumulative Growth
Trailing Returns
Performance at a Glance
| Metric | PGR | PRU |
|---|---|---|
| 1-Year Return | -19.42% | 9.05% |
Risk
Drawdown
Risk at a Glance
| Metric | PGR | PRU |
|---|---|---|
| 1-Year Volatility | 22.51% | 22.71% |
| Beta | 0.27 | 0.85 |
| 3-Month Avg. Volume | 2.94M | 2.16M |
Company Profile
Progressive (PGR) and Prudential Financial (PRU) both belong to the Insurance industry, though PGR is classified under Property & Casualty Insurance while PRU falls under Life & Health Insurance.
| Profile Item | PGR | PRU |
|---|---|---|
| Name | Progressive Corporation | Prudential Financial, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Life & Health Insurance |
| Market Capitalization | 118.51 billion USD | 37.68 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 17, 1980 | December 13, 2001 |
| Security Type | Common Stock | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
Both Progressive (PGR) at 10.33 and Prudential Financial (PRU) at 11.17 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
PGR
Insurance industry group
10.33
- Max
- 25.24
- Q3
- 16.46
- Median
- 12.28
- PGR
- 10.33
- Q1
- 8.66
- Min
- 3.44
PRU
Insurance industry group
11.17
- Max
- 25.24
- Q3
- 16.46
- Median
- 12.28
- PRU
- 11.17
- Q1
- 8.66
- Min
- 3.44
Price-to-Sales Ratio (TTM)
Prudential Financial (PRU) at 0.60 sits in the cheaper P/S ratio quartile while Progressive (PGR) at 1.33 prices around its industry’s middle — PRU costs less per dollar of sales, though read it alongside growth and margins.
PGR
Insurance industry group
1.33
- Max
- 3.96
- Q3
- 2.13
- PGR
- 1.33
- Median
- 1.17
- Q1
- 0.82
- Min
- 0.13
PRU
Insurance industry group
0.60
- Max
- 3.96
- Q3
- 2.13
- Median
- 1.17
- Q1
- 0.82
- PRU
- 0.60
- Min
- 0.13
Price-to-Book Ratio (MRQ)
Prudential Financial (PRU) at 1.18 is valued about in line with its industry on P/B ratio, while Progressive (PGR) at 3.70 carries an above-peer premium to book — PGR is pricier on assets.
PGR
Insurance industry group
3.70
- PGR
- 3.70
- Max
- 3.70
- Q3
- 2.21
- Median
- 1.61
- Q1
- 1.12
- Min
- -0.14
PRU
Insurance industry group
1.18
- Max
- 3.70
- Q3
- 2.21
- Median
- 1.61
- PRU
- 1.18
- Q1
- 1.12
- Min
- -0.14
Valuation at a Glance
| Metric | PGR | PRU |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 10.33 | 11.17 |
| Price-to-Sales Ratio (TTM) | 1.33 | 0.60 |
| Price-to-Book Ratio (MRQ) | 3.70 | 1.18 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Progressive (PGR) at 37.90% sits in the top ROE quartile, while Prudential Financial (PRU) at 10.71% is closer to the peer norm — stronger capital efficiency for PGR.
PGR
Insurance industry group
37.90%
- Max
- 38.88%
- PGR
- 37.90%
- Q3
- 22.34%
- Median
- 14.13%
- Q1
- 9.51%
- Min
- -6.23%
PRU
Insurance industry group
10.71%
- Max
- 38.88%
- Q3
- 22.34%
- Median
- 14.13%
- PRU
- 10.71%
- Q1
- 9.51%
- Min
- -6.23%
Net Profit Margin (TTM)
Both Progressive (PGR) at 12.93% and Prudential Financial (PRU) at 5.48% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
PGR
Insurance industry group
12.93%
- Max
- 38.86%
- Q3
- 19.36%
- PGR
- 12.93%
- Median
- 11.07%
- Q1
- 5.09%
- Min
- -2.80%
PRU
Insurance industry group
5.48%
- Max
- 38.86%
- Q3
- 19.36%
- Median
- 11.07%
- PRU
- 5.48%
- Q1
- 5.09%
- Min
- -2.80%
Operating Profit Margin (TTM)
Neither side reports a meaningful operating margin: for Progressive (PGR) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability at a Glance
| Metric | PGR | PRU |
|---|---|---|
| Return on Equity (TTM) | 37.90% | 10.71% |
| Return on Assets (TTM) | 7.94% | 0.41% |
| Net Profit Margin (TTM) | 12.93% | 5.48% |
| Operating Profit Margin (TTM) | -- | -- |
| Gross Profit Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth at a Glance
| Metric | PGR | PRU |
|---|---|---|
| 1-Year Revenue Growth | 16.32% | -13.74% |
| 3-Year Revenue CAGR | 20.90% | 2.28% |
EPS Growth
EPS Growth at a Glance
| Metric | PGR | PRU |
|---|---|---|
| 1-Year EPS Growth | 33.54% | 33.20% |
| 3-Year EPS CAGR | 153.53% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Progressive (PGR) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt-to-Equity Ratio (MRQ)
debt-to-equity ratio is set aside for both: Progressive (PGR) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength at a Glance
| Metric | PGR | PRU |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Prudential Financial (PRU) at 5.16% earns its spot in the top quartile of its industry’s yields; Progressive (PGR) at 6.84% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.
PGR
Insurance industry group
6.84%
- PGR
- 6.84%
- Max
- 5.43%
- Q3
- 2.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
5.16%
- Max
- 5.43%
- PRU
- 5.16%
- Q3
- 2.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Progressive (PGR) at 70.70% and Prudential Financial (PRU) at 56.13% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
PGR
Insurance industry group
70.70%
- Max
- 86.52%
- PGR
- 70.70%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
56.13%
- Max
- 86.52%
- PRU
- 56.13%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
Dividends at a Glance
| Metric | PGR | PRU |
|---|---|---|
| Dividend Yield (TTM) | 6.84% | 5.16% |
| Dividend Payout Ratio (TTM) | 70.70% | 56.13% |