MET vs. TRV: MetLife vs. Travelers Stock Comparison
This page compares MetLife (MET) with Travelers (TRV) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Performance
Cumulative Growth
Trailing Returns
Performance at a Glance
| Metric | MET | TRV |
|---|---|---|
| 1-Year Return | 15.85% | 16.30% |
Risk
Drawdown
Risk at a Glance
| Metric | MET | TRV |
|---|---|---|
| 1-Year Volatility | 23.21% | 18.58% |
| Beta | 0.77 | 0.47 |
| 3-Month Avg. Volume | 3.49M | 1.43M |
Company Profile
MetLife (MET) and Travelers (TRV) both belong to the Insurance industry, though MET is classified under Life & Health Insurance while TRV falls under Property & Casualty Insurance.
| Profile Item | MET | TRV |
|---|---|---|
| Name | MetLife Inc. | The Travelers Companies, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Property & Casualty Insurance |
| Market Capitalization | 57.16 billion USD | 64.74 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | April 5, 2000 | November 17, 1975 |
| Security Type | Common Stock | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
Travelers (TRV) at 9.08 is near its industry’s usual P/E ratio, while MetLife (MET) at 17.18 sits in the richer quartile — MET needs stronger growth or earnings quality to justify the premium.
MET
Insurance industry group
17.18
- Max
- 25.24
- MET
- 17.18
- Q3
- 16.46
- Median
- 12.28
- Q1
- 8.66
- Min
- 3.44
TRV
Insurance industry group
9.08
- Max
- 25.24
- Q3
- 16.46
- Median
- 12.28
- TRV
- 9.08
- Q1
- 8.66
- Min
- 3.44
Price-to-Sales Ratio (TTM)
MetLife (MET) at 0.74 sits in the cheaper P/S ratio quartile while Travelers (TRV) at 1.32 prices around its industry’s middle — MET costs less per dollar of sales, though read it alongside growth and margins.
MET
Insurance industry group
0.74
- Max
- 3.96
- Q3
- 2.13
- Median
- 1.17
- Q1
- 0.82
- MET
- 0.74
- Min
- 0.13
TRV
Insurance industry group
1.32
- Max
- 3.96
- Q3
- 2.13
- TRV
- 1.32
- Median
- 1.17
- Q1
- 0.82
- Min
- 0.13
Price-to-Book Ratio (MRQ)
On P/B ratio, both MetLife (MET) at 2.10 and Travelers (TRV) at 2.02 are valued close to their industries’ norm against book — neither stands out from peers.
MET
Insurance industry group
2.10
- Max
- 3.70
- Q3
- 2.21
- MET
- 2.10
- Median
- 1.61
- Q1
- 1.12
- Min
- -0.14
TRV
Insurance industry group
2.02
- Max
- 3.70
- Q3
- 2.21
- TRV
- 2.02
- Median
- 1.61
- Q1
- 1.12
- Min
- -0.14
Valuation at a Glance
| Metric | MET | TRV |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 17.18 | 9.08 |
| Price-to-Sales Ratio (TTM) | 0.74 | 1.32 |
| Price-to-Book Ratio (MRQ) | 2.10 | 2.02 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Travelers (TRV) at 25.27% sits in the top ROE quartile, while MetLife (MET) at 13.01% is closer to the peer norm — stronger capital efficiency for TRV.
MET
Insurance industry group
13.01%
- Max
- 38.88%
- Q3
- 22.34%
- Median
- 14.13%
- MET
- 13.01%
- Q1
- 9.51%
- Min
- -6.23%
TRV
Insurance industry group
25.27%
- Max
- 38.88%
- TRV
- 25.27%
- Q3
- 22.34%
- Median
- 14.13%
- Q1
- 9.51%
- Min
- -6.23%
Net Profit Margin (TTM)
Travelers (TRV) at 15.54% keeps about the industry-typical share of revenue as profit, while MetLife (MET) at 4.67% retains only a bottom-quartile share.
MET
Insurance industry group
4.67%
- Max
- 38.86%
- Q3
- 19.36%
- Median
- 11.07%
- Q1
- 5.09%
- MET
- 4.67%
- Min
- -2.80%
TRV
Insurance industry group
15.54%
- Max
- 38.86%
- Q3
- 19.36%
- TRV
- 15.54%
- Median
- 11.07%
- Q1
- 5.09%
- Min
- -2.80%
Operating Profit Margin (TTM)
Neither side reports a meaningful operating margin: for MetLife (MET) in Insurance and Travelers (TRV) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability at a Glance
| Metric | MET | TRV |
|---|---|---|
| Return on Equity (TTM) | 13.01% | 25.27% |
| Return on Assets (TTM) | 0.45% | 4.44% |
| Net Profit Margin (TTM) | 4.67% | 15.54% |
| Operating Profit Margin (TTM) | -- | -- |
| Gross Profit Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth at a Glance
| Metric | MET | TRV |
|---|---|---|
| 1-Year Revenue Growth | 7.88% | 5.17% |
| 3-Year Revenue CAGR | 3.92% | 9.79% |
EPS Growth
EPS Growth at a Glance
| Metric | MET | TRV |
|---|---|---|
| 1-Year EPS Growth | -21.04% | 27.76% |
| 3-Year EPS CAGR | 18.50% | 32.58% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: MetLife (MET) in Insurance and Travelers (TRV) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt-to-Equity Ratio (MRQ)
debt-to-equity ratio is set aside for both: MetLife (MET) in Insurance and Travelers (TRV) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength at a Glance
| Metric | MET | TRV |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
MetLife (MET) at 2.67% delivers top-quartile income for its industry, while Travelers (TRV) at 1.64% pays a more typical yield — both are credible income propositions, MET the richer one.
MET
Insurance industry group
2.67%
- Max
- 5.43%
- MET
- 2.67%
- Q3
- 2.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
TRV
Insurance industry group
1.64%
- Max
- 5.43%
- Q3
- 2.64%
- TRV
- 1.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Travelers (TRV) at 13.13% pays out a band-typical share of earnings, while MetLife (MET) at 43.91% distributes more than its industry norm — less retained, thinner cover.
MET
Insurance industry group
43.91%
- Max
- 86.52%
- MET
- 43.91%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
TRV
Insurance industry group
13.13%
- Max
- 86.52%
- Q3
- 35.43%
- Median
- 14.92%
- TRV
- 13.13%
- Q1
- 0.00%
- Min
- 0.00%
Dividends at a Glance
| Metric | MET | TRV |
|---|---|---|
| Dividend Yield (TTM) | 2.67% | 1.64% |
| Dividend Payout Ratio (TTM) | 43.91% | 13.13% |