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CB vs. MET: Chubb vs. MetLife Stock Comparison

How do Chubb (CB) and MetLife (MET) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Chubb (CB) and MetLife (MET) both belong to the Insurance industry, though CB is classified under Property & Casualty Insurance while MET falls under Life & Health Insurance.

Company profile comparison for Chubb (CB) and MetLife (MET)
Profile ItemCBMET
NameChubb LimitedMetLife, Inc.
Country/RegionSwitzerlandUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceLife & Health Insurance
Market Capitalization129.54 billion USD60.95 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 25, 1993April 5, 2000
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CB
MET
GSPC
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Chubb (CB) vs. MetLife (MET), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Chubb (CB) and MetLife (MET). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Chubb (CB) and MetLife (MET). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Chubb (CB) and MetLife (MET)
MetricCBMET
Total Return (1Y)24.26%25.57%
Total Return (3Y, Annualized)17.92%17.75%
Total Return (5Y, Annualized)15.43%13.95%

Risk Profile

Drawdown History

CB
MET
GSPC
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Chubb (CB) vs. MetLife (MET), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Chubb (CB) and MetLife (MET). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Chubb (CB) and MetLife (MET)
MetricCBMET
Volatility (1Y, Annualized)19.52%23.59%
Beta (5Y)0.350.78
Max Drawdown (5Y)-19.26%-35.09%
Avg. Volume (3M)1.78M3.45M

Risk-Adjusted Performance

Risk-Return Positioning

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CB and MET are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Chubb (CB) and MetLife (MET)
MetricCBMET
Sharpe Ratio (1Y)1.010.90
Sortino Ratio (1Y)1.591.28

Profitability

ROE (TTM)

Both Chubb (CB) at 14.82% and MetLife (MET) at 13.09% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CB

Insurance industry group

14.82%

Max
38.99%
Q3
22.13%
Median
15.10%
CB
14.82%
Q1
10.16%
Min
-3.97%

MET

Insurance industry group

13.09%

Max
38.99%
Q3
22.13%
Median
15.10%
MET
13.09%
Q1
10.16%
Min
-3.97%
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Chubb (CB) vs. MetLife (MET): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Chubb (CB) at 18.07% keeps about the industry-typical share of revenue as profit, while MetLife (MET) at 4.57% retains only a bottom-quartile share.

CB

Insurance industry group

18.07%

Max
37.68%
Q3
19.27%
CB
18.07%
Median
11.38%
Q1
5.91%
Min
-10.79%

MET

Insurance industry group

4.57%

Max
37.68%
Q3
19.27%
Median
11.38%
Q1
5.91%
MET
4.57%
Min
-10.79%
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Chubb (CB) vs. MetLife (MET): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Chubb (CB) in Insurance and MetLife (MET) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Chubb (CB) and MetLife (MET)
MetricCBMET
ROE (TTM)14.82%13.09%
ROA (TTM)3.36%0.45%
Net Margin (TTM)18.07%4.57%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Chubb (CB) at 6.74% and MetLife (MET) at 7.88% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Chubb (CB) vs. MetLife (MET): A comparison of their Revenue Growth across different time periods.

EPS Growth

Chubb (CB) at 14.08% is around its peer norm for EPS growth, while MetLife (MET) at -21.04% drops into the bottom quartile, signaling weaker earnings momentum.

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Chubb (CB) vs. MetLife (MET): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Chubb (CB) and MetLife (MET)
MetricCBMET
Revenue Growth (YoY)6.74%7.88%
Revenue Growth (3Y CAGR)11.56%3.92%
EPS Growth (YoY)14.08%-21.04%
EPS Growth (3Y CAGR)26.95%18.50%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Chubb (CB) in Insurance and MetLife (MET) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Chubb (CB) in Insurance and MetLife (MET) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Chubb (CB) and MetLife (MET)
MetricCBMET
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Chubb (CB) at 1.17% and MetLife (MET) at 2.37% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

CB

Insurance industry group

1.17%

Max
5.37%
Q3
2.46%
Median
1.23%
CB
1.17%
Q1
0.00%
Min
0.00%

MET

Insurance industry group

2.37%

Max
5.37%
Q3
2.46%
MET
2.37%
Median
1.23%
Q1
0.00%
Min
0.00%
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Chubb (CB) vs. MetLife (MET): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Chubb (CB) at 13.93% pays out a band-typical share of earnings, while MetLife (MET) at 43.97% distributes more than its industry norm — less retained, thinner cover.

CB

Insurance industry group

13.93%

Max
79.14%
Q3
34.44%
Median
16.02%
CB
13.93%
Q1
0.00%
Min
0.00%

MET

Insurance industry group

43.97%

Max
79.14%
MET
43.97%
Q3
34.44%
Median
16.02%
Q1
0.00%
Min
0.00%
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Chubb (CB) vs. MetLife (MET): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Chubb (CB) and MetLife (MET)
MetricCBMET
Dividend Yield (TTM)1.17%2.37%
Dividend Payout Ratio (TTM)13.93%43.97%

Valuation

P/E Ratio (TTM)

Both Chubb (CB) at 11.95 and MetLife (MET) at 18.52 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CB

Insurance industry group

11.95

Max
29.70
Q3
18.57
CB
11.95
Median
11.71
Q1
8.43
Min
3.23

MET

Insurance industry group

18.52

Max
29.70
Q3
18.57
MET
18.52
Median
11.71
Q1
8.43
Min
3.23
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Chubb (CB) vs. MetLife (MET): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

MetLife (MET) at 0.77 sits in the cheaper P/S ratio quartile while Chubb (CB) at 2.09 prices around its industry’s middle — MET costs less per dollar of sales, though read it alongside growth and margins.

CB

Insurance industry group

2.09

Max
4.07
Q3
2.22
CB
2.09
Median
1.21
Q1
0.84
Min
0.08

MET

Insurance industry group

0.77

Max
4.07
Q3
2.22
Median
1.21
Q1
0.84
MET
0.77
Min
0.08
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Chubb (CB) vs. MetLife (MET): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Chubb (CB) at 1.72 and MetLife (MET) at 2.23 are valued close to their industries’ norm against book — neither stands out from peers.

CB

Insurance industry group

1.72

Max
3.94
Q3
2.51
Median
1.78
CB
1.72
Q1
1.16
Min
0.42

MET

Insurance industry group

2.23

Max
3.94
Q3
2.51
MET
2.23
Median
1.78
Q1
1.16
Min
0.42
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Chubb (CB) vs. MetLife (MET): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Chubb (CB) and MetLife (MET)
MetricCBMET
P/E Ratio (TTM)11.9518.52
P/S Ratio (TTM)2.090.77
P/B Ratio (MRQ)1.722.23
Free Cash Flow Yield (TTM)----