CB vs. MET: Chubb vs. MetLife Stock Comparison
This page compares Chubb (CB) with MetLife (MET) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Performance
Cumulative Growth
Trailing Returns
Performance at a Glance
| Metric | CB | MET |
|---|---|---|
| 1-Year Return | 14.50% | 15.85% |
Risk
Drawdown
Risk at a Glance
| Metric | CB | MET |
|---|---|---|
| 1-Year Volatility | 17.68% | 23.21% |
| Beta | 0.40 | 0.77 |
| 3-Month Avg. Volume | 1.66M | 3.49M |
Company Profile
Chubb (CB) and MetLife (MET) both belong to the Insurance industry, though CB is classified under Property & Casualty Insurance while MET falls under Life & Health Insurance.
| Profile Item | CB | MET |
|---|---|---|
| Name | Chubb Limited | MetLife Inc. |
| Country/Region | Switzerland | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Life & Health Insurance |
| Market Capitalization | 127.27 billion USD | 57.16 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 25, 1993 | April 5, 2000 |
| Security Type | Common Stock | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
Chubb (CB) at 11.60 is near its industry’s usual P/E ratio, while MetLife (MET) at 17.18 sits in the richer quartile — MET needs stronger growth or earnings quality to justify the premium.
CB
Insurance industry group
11.60
- Max
- 25.24
- Q3
- 16.46
- Median
- 12.28
- CB
- 11.60
- Q1
- 8.66
- Min
- 3.44
MET
Insurance industry group
17.18
- Max
- 25.24
- MET
- 17.18
- Q3
- 16.46
- Median
- 12.28
- Q1
- 8.66
- Min
- 3.44
Price-to-Sales Ratio (TTM)
MetLife (MET) at 0.74 sits in the cheaper P/S ratio quartile while Chubb (CB) at 2.09 prices around its industry’s middle — MET costs less per dollar of sales, though read it alongside growth and margins.
CB
Insurance industry group
2.09
- Max
- 3.96
- Q3
- 2.13
- CB
- 2.09
- Median
- 1.17
- Q1
- 0.82
- Min
- 0.13
MET
Insurance industry group
0.74
- Max
- 3.96
- Q3
- 2.13
- Median
- 1.17
- Q1
- 0.82
- MET
- 0.74
- Min
- 0.13
Price-to-Book Ratio (MRQ)
On P/B ratio, both Chubb (CB) at 1.73 and MetLife (MET) at 2.10 are valued close to their industries’ norm against book — neither stands out from peers.
CB
Insurance industry group
1.73
- Max
- 3.70
- Q3
- 2.21
- CB
- 1.73
- Median
- 1.61
- Q1
- 1.12
- Min
- -0.14
MET
Insurance industry group
2.10
- Max
- 3.70
- Q3
- 2.21
- MET
- 2.10
- Median
- 1.61
- Q1
- 1.12
- Min
- -0.14
Valuation at a Glance
| Metric | CB | MET |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 11.60 | 17.18 |
| Price-to-Sales Ratio (TTM) | 2.09 | 0.74 |
| Price-to-Book Ratio (MRQ) | 1.73 | 2.10 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Both Chubb (CB) at 15.43% and MetLife (MET) at 13.01% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CB
Insurance industry group
15.43%
- Max
- 38.88%
- Q3
- 22.34%
- CB
- 15.43%
- Median
- 14.13%
- Q1
- 9.51%
- Min
- -6.23%
MET
Insurance industry group
13.01%
- Max
- 38.88%
- Q3
- 22.34%
- Median
- 14.13%
- MET
- 13.01%
- Q1
- 9.51%
- Min
- -6.23%
Net Profit Margin (TTM)
Chubb (CB) at 18.53% keeps about the industry-typical share of revenue as profit, while MetLife (MET) at 4.67% retains only a bottom-quartile share.
CB
Insurance industry group
18.53%
- Max
- 38.86%
- Q3
- 19.36%
- CB
- 18.53%
- Median
- 11.07%
- Q1
- 5.09%
- Min
- -2.80%
MET
Insurance industry group
4.67%
- Max
- 38.86%
- Q3
- 19.36%
- Median
- 11.07%
- Q1
- 5.09%
- MET
- 4.67%
- Min
- -2.80%
Operating Profit Margin (TTM)
Neither side reports a meaningful operating margin: for Chubb (CB) in Insurance and MetLife (MET) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability at a Glance
| Metric | CB | MET |
|---|---|---|
| Return on Equity (TTM) | 15.43% | 13.01% |
| Return on Assets (TTM) | 3.36% | 0.45% |
| Net Profit Margin (TTM) | 18.53% | 4.67% |
| Operating Profit Margin (TTM) | -- | -- |
| Gross Profit Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth at a Glance
| Metric | CB | MET |
|---|---|---|
| 1-Year Revenue Growth | 6.74% | 7.88% |
| 3-Year Revenue CAGR | 11.56% | 3.92% |
EPS Growth
EPS Growth at a Glance
| Metric | CB | MET |
|---|---|---|
| 1-Year EPS Growth | 14.08% | -21.04% |
| 3-Year EPS CAGR | 26.95% | 18.50% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Chubb (CB) in Insurance and MetLife (MET) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt-to-Equity Ratio (MRQ)
debt-to-equity ratio is set aside for both: Chubb (CB) in Insurance and MetLife (MET) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength at a Glance
| Metric | CB | MET |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
MetLife (MET) at 2.67% delivers top-quartile income for its industry, while Chubb (CB) at 1.24% pays a more typical yield — both are credible income propositions, MET the richer one.
CB
Insurance industry group
1.24%
- Max
- 5.43%
- Q3
- 2.64%
- Median
- 1.35%
- CB
- 1.24%
- Q1
- 0.00%
- Min
- 0.00%
MET
Insurance industry group
2.67%
- Max
- 5.43%
- MET
- 2.67%
- Q3
- 2.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Chubb (CB) at 13.72% pays out a band-typical share of earnings, while MetLife (MET) at 43.91% distributes more than its industry norm — less retained, thinner cover.
CB
Insurance industry group
13.72%
- Max
- 86.52%
- Q3
- 35.43%
- Median
- 14.92%
- CB
- 13.72%
- Q1
- 0.00%
- Min
- 0.00%
MET
Insurance industry group
43.91%
- Max
- 86.52%
- MET
- 43.91%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
Dividends at a Glance
| Metric | CB | MET |
|---|---|---|
| Dividend Yield (TTM) | 1.24% | 2.67% |
| Dividend Payout Ratio (TTM) | 13.72% | 43.91% |