MetLife (MET) Stock Analysis
Here is a fundamental analysis of MetLife (MET), benchmarking its profitability, financial strength, dividend and valuation against its industry group peers.
Performance
Cumulative Growth
Trailing Returns
Performance at a Glance
| Metric | Current stock: MET | Industry group median |
|---|---|---|
| 1-Year Return | 15.85% | 8.77% |
Risk
Drawdown
Risk at a Glance
| Metric | Current stock: MET | Industry group median |
|---|---|---|
| 1-Year Volatility | 23.21% | 27.79% |
| Beta | 0.77 | 0.55 |
Company Profile
| Profile Item | MET |
|---|---|
| Name | MetLife Inc. |
| Country/Region | United States |
| GICS Sector | Financials |
| GICS Industry Group | Insurance |
| GICS Industry | Insurance |
| GICS Sub-Industry | Life & Health Insurance |
| Market Capitalization | 57.16 billion USD |
| Currency | USD |
| Exchange | NYSE |
| Listing Date | April 5, 2000 |
| Security Type | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
MetLife (MET) trades at P/E ratio of 17.18, in the richer earnings-multiple quartile for its industry. That premium needs support from growth, durable earnings, or stronger business quality.
MET
Insurance industry group
17.18
Group distribution
- Max
- 25.24
- MET
- 17.18
- Q3
- 16.46
- Median
- 12.28
- Q1
- 8.66
- Min
- 3.44
Largest peers
- MRSH
- 21.09
- AON
- 18.41
- MET
- 17.18
- MFC
- 16.19
- CB
- 11.60
- PGR
- 10.33
- TRV
- 9.08
Price-to-Sales Ratio (TTM)
MetLife (MET) trades at 0.74 on P/S ratio, in the lower sales-valuation quartile for its industry. That points to a cheaper revenue stream than most peers, with margin quality still doing the heavy lifting.
MET
Insurance industry group
0.74
Group distribution
- Max
- 3.96
- Q3
- 2.13
- Median
- 1.17
- Q1
- 0.82
- MET
- 0.74
- Min
- 0.13
Largest peers
- AON
- 4.10
- MRSH
- 2.95
- MFC
- 2.10
- CB
- 2.09
- PGR
- 1.33
- TRV
- 1.32
- MET
- 0.74
Price-to-Book Ratio (MRQ)
MetLife (MET) trades at 2.10 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.
MET
Insurance industry group
2.10
Group distribution
- Max
- 3.70
- Q3
- 2.21
- MET
- 2.10
- Median
- 1.61
- Q1
- 1.12
- Min
- -0.14
Largest peers
- AON
- 7.28
- MRSH
- 5.58
- PGR
- 3.70
- MET
- 2.10
- TRV
- 2.02
- MFC
- 1.92
- CB
- 1.73
Valuation at a Glance
| Metric | Current stock: MET | Industry group median |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 17.18 | 12.28 |
| Price-to-Sales Ratio (TTM) | 0.74 | 1.17 |
| Price-to-Book Ratio (MRQ) | 2.10 | 1.61 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
MetLife (MET) posts ROE of 13.01%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.
MET
Insurance industry group
13.01%
Group distribution
- Max
- 38.88%
- Q3
- 22.34%
- Median
- 14.13%
- MET
- 13.01%
- Q1
- 9.51%
- Min
- -6.23%
Largest peers
- AON
- 46.45%
- PGR
- 37.90%
- MRSH
- 27.57%
- TRV
- 25.27%
- CB
- 15.43%
- MET
- 13.01%
- MFC
- 12.56%
Net Profit Margin (TTM)
MetLife (MET) keeps 4.67% of revenue as net profit, in the lower peer quartile for net margin. More of each sales dollar is being absorbed by costs, financing, taxes, or other charges than at most peers.
MET
Insurance industry group
4.67%
Group distribution
- Max
- 38.86%
- Q3
- 19.36%
- Median
- 11.07%
- Q1
- 5.09%
- MET
- 4.67%
- Min
- -2.80%
Largest peers
- AON
- 22.54%
- MFC
- 20.04%
- CB
- 18.53%
- TRV
- 15.54%
- MRSH
- 14.26%
- PGR
- 12.93%
- MET
- 4.67%
Operating Profit Margin (TTM)
operating margin is set aside for MetLife (MET) in Insurance: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.
Profitability at a Glance
| Metric | Current stock: MET | Industry group median |
|---|---|---|
| Return on Equity (TTM) | 13.01% | 14.13% |
| Return on Assets (TTM) | 0.45% | 2.66% |
| Net Profit Margin (TTM) | 4.67% | 11.07% |
| Operating Profit Margin (TTM) | -- | -- |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
current ratio is set aside for MetLife (MET) in Insurance: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.
Debt-to-Equity Ratio (MRQ)
debt-to-equity ratio is set aside for MetLife (MET) in Insurance: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.
Financial Strength at a Glance
| Metric | Current stock: MET | Industry group median |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
MetLife (MET) has dividend yield of 2.67%, in the upper peer-yield quartile while still inside the industry range. The dividend offers more cash income per dollar of share price than most peers, though payout coverage still matters.
MET
Insurance industry group
2.67%
Group distribution
- Max
- 5.43%
- MET
- 2.67%
- Q3
- 2.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
Largest peers
- PGR
- 6.84%
- MFC
- 3.33%
- MET
- 2.67%
- MRSH
- 2.13%
- TRV
- 1.64%
- CB
- 1.24%
- AON
- 0.98%
Dividend Payout Ratio (TTM)
MetLife (MET) has payout ratio of 43.91%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.
MET
Insurance industry group
43.91%
Group distribution
- Max
- 86.52%
- MET
- 43.91%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
Largest peers
- PGR
- 70.70%
- MFC
- 52.02%
- MRSH
- 43.94%
- MET
- 43.91%
- AON
- 16.36%
- CB
- 13.72%
- TRV
- 13.13%
Dividends at a Glance
| Metric | Current stock: MET | Industry group median |
|---|---|---|
| Dividend Yield (TTM) | 2.67% | 1.35% |
| Dividend Payout Ratio (TTM) | 43.91% | 14.92% |