MetLife (MET) Stock Analysis

September 27, 2026

This is a peer-relative look at MetLife (MET): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Insurance peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for MetLife (MET)
Profile Item	MET
Name	MetLife, Inc.
Country/Region	United States
GICS Sector	Financials
GICS Industry Group	Insurance
GICS Industry	Insurance
GICS Sub-Industry	Life & Health Insurance
Market Capitalization	62.09 billion USD
Currency	USD
Exchange	NYSE
Listing Date	April 5, 2000
Security Type	Common Stock

Price Performance

Cumulative Growth

MET

GSPC

MetLife (MET) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for MetLife (MET) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for MetLife (MET) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

MetLife (MET) metric values compared with Insurance industry-group medians
Metric	Current stock: MET	Industry group median
Total Return (1Y)	25.17%	8.61%
Total Return (3Y, Annualized)	17.97%	14.69%
Total Return (5Y, Annualized)	13.10%	9.78%

Risk Profile

Drawdown History

MET

GSPC

MetLife (MET) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for MetLife (MET) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

MetLife (MET) metric values compared with Insurance industry-group medians
Metric	Current stock: MET	Industry group median
Volatility (1Y, Annualized)	23.57%	28.29%
Beta (5Y)	0.78	0.52
Max Drawdown (5Y)	-35.09%	-36.69%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. MET is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

MetLife (MET) metric values compared with Insurance industry-group medians
Metric	Current stock: MET	Industry group median
Sharpe Ratio (1Y)	0.88	0.12
Sortino Ratio (1Y)	1.26	0.18

Profitability

ROE (TTM)

MetLife (MET) posts ROE of 13.09%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

MET

Insurance industry group

13.09%

Group distribution

Max: 38.99%
Q3: 22.13%
Median: 15.10%
MET: 13.09%
Q1: 10.16%
Min: -3.97%

Largest peers

PGR: 34.94%
TRV: 26.51%
MRSH: 25.90%
CB: 14.82%
MFC: 13.31%
MET: 13.09%
AJG: 6.72%

Where MetLife (MET) stands on ROE within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

MetLife (MET) keeps 4.57% of revenue as net profit, in the lower peer quartile for net margin. More of each sales dollar is being absorbed by costs, financing, taxes, or other charges than at most peers.

MET

Insurance industry group

4.57%

Group distribution

Max: 37.68%
Q3: 19.27%
Median: 11.17%
Q1: 5.91%
MET: 4.57%
Min: -10.79%

Largest peers

MFC: 20.31%
CB: 18.07%
TRV: 16.95%
MRSH: 14.24%
PGR: 12.85%
AJG: 10.38%
MET: 4.57%

Where MetLife (MET) stands on net margin within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

operating margin is set aside for MetLife (MET) in Insurance: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

MetLife (MET) metric values compared with Insurance industry-group medians
Metric	Current stock: MET	Industry group median
ROE (TTM)	13.09%	15.10%
ROA (TTM)	0.45%	3.13%
Net Margin (TTM)	4.57%	11.17%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

MetLife (MET) grew revenue 7.88%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

MetLife (MET): Revenue Growth across different time periods, set against Insurance industry-group medians.

EPS Growth

MetLife (MET) grew earnings per share -21.04%, in the lower peer quartile. Per-share profits are advancing more slowly than at most peers, so margins, costs, or share count deserve a closer look.

MetLife (MET): EPS Growth across different time periods, set against Insurance industry-group medians.

Growth Metrics

MetLife (MET) metric values compared with Insurance industry-group medians
Metric	Current stock: MET	Industry group median
Revenue Growth (YoY)	7.88%	8.15%
Revenue Growth (3Y CAGR)	3.92%	11.40%
EPS Growth (YoY)	-21.04%	23.05%
EPS Growth (3Y CAGR)	18.50%	18.46%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for MetLife (MET) in Insurance: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for MetLife (MET) in Insurance: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

MetLife (MET) metric values compared with Insurance industry-group medians
Metric	Current stock: MET	Industry group median
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

MetLife (MET) has dividend yield of 2.36%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

MET

Insurance industry group

2.36%

Group distribution

Max: 5.59%
Q3: 2.48%
MET: 2.36%
Median: 1.29%
Q1: 0.00%
Min: 0.00%

Largest peers

MFC: 4.25%
MET: 2.36%
MRSH: 2.17%
TRV: 1.26%
AJG: 1.19%
CB: 1.17%
PGR: 0.20%

Where MetLife (MET) stands on dividend yield within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

MetLife (MET) has payout ratio of 43.97%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.

MET

Insurance industry group

43.97%

Group distribution

Max: 79.14%
MET: 43.97%
Q3: 34.44%
Median: 16.02%
Q1: 0.00%
Min: 0.00%

Largest peers

PGR: 69.74%
MFC: 50.14%
AJG: 44.78%
MET: 43.97%
MRSH: 43.96%
CB: 13.93%
TRV: 12.23%

Where MetLife (MET) stands on payout ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

MetLife (MET) metric values compared with Insurance industry-group medians
Metric	Current stock: MET	Industry group median
Dividend Yield (TTM)	2.36%	1.29%
Dividend Payout Ratio (TTM)	43.97%	16.02%

Valuation

P/E Ratio (TTM)

MetLife (MET) trades at P/E ratio of 18.72, in the richer earnings-multiple quartile for its industry. That premium needs support from growth, durable earnings, or stronger business quality.

MET

Insurance industry group

18.72

Group distribution

Max: 33.01
MET: 18.72
Q3: 18.31
Median: 11.40
Q1: 8.16
Min: 3.25

Largest peers

AJG: 38.39
MRSH: 20.94
MET: 18.72
MFC: 16.74
CB: 11.81
PGR: 10.31
TRV: 9.75

Where MetLife (MET) stands on P/E ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

MetLife (MET) trades at 0.78 on P/S ratio, in the lower sales-valuation quartile for its industry. That points to a cheaper revenue stream than most peers, with margin quality still doing the heavy lifting.

MET

Insurance industry group

0.78

Group distribution

Max: 4.02
Q3: 2.19
Median: 1.21
Q1: 0.82
MET: 0.78
Min: 0.07

Largest peers

AJG: 3.92
MRSH: 2.92
MFC: 2.20
CB: 2.08
TRV: 1.55
PGR: 1.31
MET: 0.78

Where MetLife (MET) stands on P/S ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

MetLife (MET) trades at 2.27 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

MET

Insurance industry group

2.27

Group distribution

Max: 4.45
Q3: 2.49
MET: 2.27
Median: 1.73
Q1: 1.14
Min: 0.41

Largest peers

MRSH: 5.39
PGR: 3.48
AJG: 2.50
TRV: 2.29
MET: 2.27
MFC: 2.00
CB: 1.71

Where MetLife (MET) stands on P/B ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

MetLife (MET) metric values compared with Insurance industry-group medians
Metric	Current stock: MET	Industry group median
P/E Ratio (TTM)	18.72	11.40
P/S Ratio (TTM)	0.78	1.21
P/B Ratio (MRQ)	2.27	1.73
Free Cash Flow Yield (TTM)	--	--