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MET vs. PRU: MetLife vs. Prudential Financial Stock Comparison

This page compares MetLife (MET) with Prudential Financial (PRU) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

MET
PRU
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MetLife (MET) vs. Prudential Financial (PRU): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for MetLife (MET) and Prudential Financial (PRU). Returns over one year are annualized.

Performance at a Glance

Performance metrics for MetLife (MET) and Prudential Financial (PRU)
MetricMETPRU
1-Year Return15.85%9.05%

Risk

Drawdown

MET
PRU
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MetLife (MET) vs. Prudential Financial (PRU): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for MetLife (MET) and Prudential Financial (PRU)
MetricMETPRU
1-Year Volatility23.21%22.71%
Beta0.770.85
3-Month Avg. Volume3.49M2.16M

Company Profile

MetLife (MET) and Prudential Financial (PRU) are both classified in the Life & Health Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Company profile comparison for MetLife (MET) and Prudential Financial (PRU)
Profile ItemMETPRU
NameMetLife Inc.Prudential Financial, Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryLife & Health InsuranceLife & Health Insurance
Market Capitalization57.16 billion USD37.68 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateApril 5, 2000December 13, 2001
Security TypeCommon StockCommon Stock

Valuation

Price-to-Earnings Ratio (TTM)

Prudential Financial (PRU) at 11.17 is near its industry’s usual P/E ratio, while MetLife (MET) at 17.18 sits in the richer quartile — MET needs stronger growth or earnings quality to justify the premium.

MET

Insurance industry group

17.18

Max
25.24
MET
17.18
Q3
16.46
Median
12.28
Q1
8.66
Min
3.44

PRU

Insurance industry group

11.17

Max
25.24
Q3
16.46
Median
12.28
PRU
11.17
Q1
8.66
Min
3.44
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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their P/E ratio against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

Both MetLife (MET) at 0.74 and Prudential Financial (PRU) at 0.60 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

MET

Insurance industry group

0.74

Max
3.96
Q3
2.13
Median
1.17
Q1
0.82
MET
0.74
Min
0.13

PRU

Insurance industry group

0.60

Max
3.96
Q3
2.13
Median
1.17
Q1
0.82
PRU
0.60
Min
0.13
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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their P/S ratio against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

On P/B ratio, both MetLife (MET) at 2.10 and Prudential Financial (PRU) at 1.18 are valued close to their industries’ norm against book — neither stands out from peers.

MET

Insurance industry group

2.10

Max
3.70
Q3
2.21
MET
2.10
Median
1.61
Q1
1.12
Min
-0.14

PRU

Insurance industry group

1.18

Max
3.70
Q3
2.21
Median
1.61
PRU
1.18
Q1
1.12
Min
-0.14
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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation at a Glance

Valuation metrics for MetLife (MET) and Prudential Financial (PRU)
MetricMETPRU
Price-to-Earnings Ratio (TTM)17.1811.17
Price-to-Sales Ratio (TTM)0.740.60
Price-to-Book Ratio (MRQ)2.101.18
Free Cash Flow Yield----

Profitability

Return on Equity (TTM)

Both MetLife (MET) at 13.01% and Prudential Financial (PRU) at 10.71% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

MET

Insurance industry group

13.01%

Max
38.88%
Q3
22.34%
Median
14.13%
MET
13.01%
Q1
9.51%
Min
-6.23%

PRU

Insurance industry group

10.71%

Max
38.88%
Q3
22.34%
Median
14.13%
PRU
10.71%
Q1
9.51%
Min
-6.23%
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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their ROE against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Prudential Financial (PRU) at 5.48% keeps about the industry-typical share of revenue as profit, while MetLife (MET) at 4.67% retains only a bottom-quartile share.

MET

Insurance industry group

4.67%

Max
38.86%
Q3
19.36%
Median
11.07%
Q1
5.09%
MET
4.67%
Min
-2.80%

PRU

Insurance industry group

5.48%

Max
38.86%
Q3
19.36%
Median
11.07%
PRU
5.48%
Q1
5.09%
Min
-2.80%
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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their net margin against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Neither side reports a meaningful operating margin: for MetLife (MET) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability at a Glance

Profitability metrics for MetLife (MET) and Prudential Financial (PRU)
MetricMETPRU
Return on Equity (TTM)13.01%10.71%
Return on Assets (TTM)0.45%0.41%
Net Profit Margin (TTM)4.67%5.48%
Operating Profit Margin (TTM)----
Gross Profit Margin (TTM)----

Growth

Revenue Growth

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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for MetLife (MET) and Prudential Financial (PRU)
MetricMETPRU
1-Year Revenue Growth7.88%-13.74%
3-Year Revenue CAGR3.92%2.28%

EPS Growth

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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for MetLife (MET) and Prudential Financial (PRU)
MetricMETPRU
1-Year EPS Growth-21.04%33.20%
3-Year EPS CAGR18.50%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: MetLife (MET) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: MetLife (MET) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for MetLife (MET) and Prudential Financial (PRU)
MetricMETPRU
Current Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both MetLife (MET) at 2.67% and Prudential Financial (PRU) at 5.16% offer top-quartile dividend income relative to share price within their industries.

MET

Insurance industry group

2.67%

Max
5.43%
MET
2.67%
Q3
2.64%
Median
1.35%
Q1
0.00%
Min
0.00%

PRU

Insurance industry group

5.16%

Max
5.43%
PRU
5.16%
Q3
2.64%
Median
1.35%
Q1
0.00%
Min
0.00%
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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both MetLife (MET) at 43.91% and Prudential Financial (PRU) at 56.13% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

MET

Insurance industry group

43.91%

Max
86.52%
MET
43.91%
Q3
35.43%
Median
14.92%
Q1
0.00%
Min
0.00%

PRU

Insurance industry group

56.13%

Max
86.52%
PRU
56.13%
Q3
35.43%
Median
14.92%
Q1
0.00%
Min
0.00%
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MetLife (MET) vs. Prudential Financial (PRU): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividends at a Glance

Dividend metrics for MetLife (MET) and Prudential Financial (PRU)
MetricMETPRU
Dividend Yield (TTM)2.67%5.16%
Dividend Payout Ratio (TTM)43.91%56.13%