MET vs. PRU: MetLife vs. Prudential Financial Stock Comparison
This page compares MetLife (MET) with Prudential Financial (PRU) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Performance
Cumulative Growth
Trailing Returns
Performance at a Glance
| Metric | MET | PRU |
|---|---|---|
| 1-Year Return | 15.85% | 9.05% |
Risk
Drawdown
Risk at a Glance
| Metric | MET | PRU |
|---|---|---|
| 1-Year Volatility | 23.21% | 22.71% |
| Beta | 0.77 | 0.85 |
| 3-Month Avg. Volume | 3.49M | 2.16M |
Company Profile
MetLife (MET) and Prudential Financial (PRU) are both classified in the Life & Health Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.
| Profile Item | MET | PRU |
|---|---|---|
| Name | MetLife Inc. | Prudential Financial, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Life & Health Insurance |
| Market Capitalization | 57.16 billion USD | 37.68 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | April 5, 2000 | December 13, 2001 |
| Security Type | Common Stock | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
Prudential Financial (PRU) at 11.17 is near its industry’s usual P/E ratio, while MetLife (MET) at 17.18 sits in the richer quartile — MET needs stronger growth or earnings quality to justify the premium.
MET
Insurance industry group
17.18
- Max
- 25.24
- MET
- 17.18
- Q3
- 16.46
- Median
- 12.28
- Q1
- 8.66
- Min
- 3.44
PRU
Insurance industry group
11.17
- Max
- 25.24
- Q3
- 16.46
- Median
- 12.28
- PRU
- 11.17
- Q1
- 8.66
- Min
- 3.44
Price-to-Sales Ratio (TTM)
Both MetLife (MET) at 0.74 and Prudential Financial (PRU) at 0.60 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.
MET
Insurance industry group
0.74
- Max
- 3.96
- Q3
- 2.13
- Median
- 1.17
- Q1
- 0.82
- MET
- 0.74
- Min
- 0.13
PRU
Insurance industry group
0.60
- Max
- 3.96
- Q3
- 2.13
- Median
- 1.17
- Q1
- 0.82
- PRU
- 0.60
- Min
- 0.13
Price-to-Book Ratio (MRQ)
On P/B ratio, both MetLife (MET) at 2.10 and Prudential Financial (PRU) at 1.18 are valued close to their industries’ norm against book — neither stands out from peers.
MET
Insurance industry group
2.10
- Max
- 3.70
- Q3
- 2.21
- MET
- 2.10
- Median
- 1.61
- Q1
- 1.12
- Min
- -0.14
PRU
Insurance industry group
1.18
- Max
- 3.70
- Q3
- 2.21
- Median
- 1.61
- PRU
- 1.18
- Q1
- 1.12
- Min
- -0.14
Valuation at a Glance
| Metric | MET | PRU |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 17.18 | 11.17 |
| Price-to-Sales Ratio (TTM) | 0.74 | 0.60 |
| Price-to-Book Ratio (MRQ) | 2.10 | 1.18 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Both MetLife (MET) at 13.01% and Prudential Financial (PRU) at 10.71% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
MET
Insurance industry group
13.01%
- Max
- 38.88%
- Q3
- 22.34%
- Median
- 14.13%
- MET
- 13.01%
- Q1
- 9.51%
- Min
- -6.23%
PRU
Insurance industry group
10.71%
- Max
- 38.88%
- Q3
- 22.34%
- Median
- 14.13%
- PRU
- 10.71%
- Q1
- 9.51%
- Min
- -6.23%
Net Profit Margin (TTM)
Prudential Financial (PRU) at 5.48% keeps about the industry-typical share of revenue as profit, while MetLife (MET) at 4.67% retains only a bottom-quartile share.
MET
Insurance industry group
4.67%
- Max
- 38.86%
- Q3
- 19.36%
- Median
- 11.07%
- Q1
- 5.09%
- MET
- 4.67%
- Min
- -2.80%
PRU
Insurance industry group
5.48%
- Max
- 38.86%
- Q3
- 19.36%
- Median
- 11.07%
- PRU
- 5.48%
- Q1
- 5.09%
- Min
- -2.80%
Operating Profit Margin (TTM)
Neither side reports a meaningful operating margin: for MetLife (MET) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability at a Glance
| Metric | MET | PRU |
|---|---|---|
| Return on Equity (TTM) | 13.01% | 10.71% |
| Return on Assets (TTM) | 0.45% | 0.41% |
| Net Profit Margin (TTM) | 4.67% | 5.48% |
| Operating Profit Margin (TTM) | -- | -- |
| Gross Profit Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth at a Glance
| Metric | MET | PRU |
|---|---|---|
| 1-Year Revenue Growth | 7.88% | -13.74% |
| 3-Year Revenue CAGR | 3.92% | 2.28% |
EPS Growth
EPS Growth at a Glance
| Metric | MET | PRU |
|---|---|---|
| 1-Year EPS Growth | -21.04% | 33.20% |
| 3-Year EPS CAGR | 18.50% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: MetLife (MET) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt-to-Equity Ratio (MRQ)
debt-to-equity ratio is set aside for both: MetLife (MET) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength at a Glance
| Metric | MET | PRU |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both MetLife (MET) at 2.67% and Prudential Financial (PRU) at 5.16% offer top-quartile dividend income relative to share price within their industries.
MET
Insurance industry group
2.67%
- Max
- 5.43%
- MET
- 2.67%
- Q3
- 2.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
5.16%
- Max
- 5.43%
- PRU
- 5.16%
- Q3
- 2.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both MetLife (MET) at 43.91% and Prudential Financial (PRU) at 56.13% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
MET
Insurance industry group
43.91%
- Max
- 86.52%
- MET
- 43.91%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
56.13%
- Max
- 86.52%
- PRU
- 56.13%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
Dividends at a Glance
| Metric | MET | PRU |
|---|---|---|
| Dividend Yield (TTM) | 2.67% | 5.16% |
| Dividend Payout Ratio (TTM) | 43.91% | 56.13% |