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EG vs. PGR: Everest vs. Progressive Stock Comparison

How do Everest (EG) and Progressive (PGR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Everest (EG) and Progressive (PGR) both belong to the Insurance industry, though EG is classified under Reinsurance while PGR falls under Property & Casualty Insurance.

Company profile comparison for Everest (EG) and Progressive (PGR)
Profile ItemEGPGR
NameEverest Group, Ltd.The Progressive Corporation
Country/RegionBermudaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryReinsuranceProperty & Casualty Insurance
Market Capitalization15.23 billion USD131.96 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateOctober 3, 1995March 17, 1980
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

EG
PGR
GSPC
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Everest (EG) vs. Progressive (PGR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Everest (EG) and Progressive (PGR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Everest (EG) and Progressive (PGR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Everest (EG) and Progressive (PGR)
MetricEGPGR
Total Return (1Y)28.99%11.71%
Total Return (3Y, Annualized)4.67%15.84%
Total Return (5Y, Annualized)10.80%21.68%

Risk Profile

Drawdown History

EG
PGR
GSPC
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Everest (EG) vs. Progressive (PGR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Everest (EG) and Progressive (PGR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Everest (EG) and Progressive (PGR)
MetricEGPGR
Volatility (1Y, Annualized)21.71%26.37%
Beta (5Y)0.230.22
Max Drawdown (5Y)-23.84%-30.35%
Avg. Volume (3M)382.05K2.59M

Risk-Adjusted Performance

Risk-Return Positioning

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EG and PGR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Everest (EG) and Progressive (PGR)
MetricEGPGR
Sharpe Ratio (1Y)1.140.28
Sortino Ratio (1Y)1.770.39

Profitability

ROE (TTM)

Progressive (PGR) at 33.24% sits in the top ROE quartile, while Everest (EG) at 12.77% is closer to the peer norm — stronger capital efficiency for PGR.

EG

Insurance industry group

12.77%

Max
41.68%
Q3
22.04%
Median
14.81%
EG
12.77%
Q1
8.79%
Min
-10.66%

PGR

Insurance industry group

33.24%

Max
41.68%
PGR
33.24%
Q3
22.04%
Median
14.81%
Q1
8.79%
Min
-10.66%
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Everest (EG) vs. Progressive (PGR): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Everest (EG) at 11.68% and Progressive (PGR) at 12.67% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

EG

Insurance industry group

11.68%

Max
29.92%
Q3
17.03%
EG
11.68%
Median
10.97%
Q1
6.21%
Min
-4.68%

PGR

Insurance industry group

12.67%

Max
29.92%
Q3
17.03%
PGR
12.67%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Everest (EG) vs. Progressive (PGR): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Everest (EG) in Insurance and Progressive (PGR) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Everest (EG) and Progressive (PGR)
MetricEGPGR
ROE (TTM)12.77%33.24%
ROA (TTM)2.43%7.53%
Net Margin (TTM)11.68%12.67%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Progressive (PGR) at 16.32% is around its peer norm for revenue growth, while Everest (EG) at 0.83% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Everest (EG) vs. Progressive (PGR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Everest (EG) at 18.94% and Progressive (PGR) at 33.54% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Everest (EG) vs. Progressive (PGR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Everest (EG) and Progressive (PGR)
MetricEGPGR
Revenue Growth (YoY)0.83%16.32%
Revenue Growth (3Y CAGR)12.84%20.90%
EPS Growth (YoY)18.94%33.54%
EPS Growth (3Y CAGR)35.51%153.53%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Everest (EG) in Insurance and Progressive (PGR) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Everest (EG) in Insurance and Progressive (PGR) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Everest (EG) and Progressive (PGR)
MetricEGPGR
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Everest (EG) at 1.91% and Progressive (PGR) at 0.17% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

EG

Insurance industry group

1.91%

Max
5.12%
Q3
2.15%
EG
1.91%
Median
0.98%
Q1
0.00%
Min
0.00%

PGR

Insurance industry group

0.17%

Max
5.12%
Q3
2.15%
Median
0.98%
PGR
0.17%
Q1
0.00%
Min
0.00%
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Everest (EG) vs. Progressive (PGR): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Everest (EG) at 16.81% pays out a band-typical share of earnings, while Progressive (PGR) at 70.03% distributes more than its industry norm — less retained, thinner cover.

EG

Insurance industry group

16.81%

Max
76.67%
Q3
35.18%
EG
16.81%
Median
14.74%
Q1
0.00%
Min
0.00%

PGR

Insurance industry group

70.03%

Max
76.67%
PGR
70.03%
Q3
35.18%
Median
14.74%
Q1
0.00%
Min
0.00%
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Everest (EG) vs. Progressive (PGR): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Everest (EG) and Progressive (PGR)
MetricEGPGR
Dividend Yield (TTM)1.91%0.17%
Dividend Payout Ratio (TTM)16.81%70.03%

Valuation

P/E Ratio (TTM)

Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Progressive (PGR) at 11.47 is closer to its industry’s usual earnings multiple — a discount for EG, though growth and earnings durability still matter.

EG

Insurance industry group

8.64

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
EG
8.64
Min
2.32

PGR

Insurance industry group

11.47

Max
28.37
Q3
18.75
Median
12.23
PGR
11.47
Q1
9.08
Min
2.32
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Everest (EG) vs. Progressive (PGR): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Everest (EG) at 0.94 and Progressive (PGR) at 1.44 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

EG

Insurance industry group

0.94

Max
4.03
Q3
2.25
Median
1.23
EG
0.94
Q1
0.85
Min
0.07

PGR

Insurance industry group

1.44

Max
4.03
Q3
2.25
PGR
1.44
Median
1.23
Q1
0.85
Min
0.07
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Everest (EG) vs. Progressive (PGR): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Everest (EG) at 1.08 looks cheap against book in the lower P/B ratio quartile, while Progressive (PGR) at 3.82 carries a premium in the upper quartile — a clear price-to-book gap.

EG

Insurance industry group

1.08

Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
EG
1.08
Min
0.30

PGR

Insurance industry group

3.82

Max
5.07
PGR
3.82
Q3
2.79
Median
1.76
Q1
1.23
Min
0.30
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Everest (EG) vs. Progressive (PGR): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Everest (EG) and Progressive (PGR)
MetricEGPGR
P/E Ratio (TTM)8.6411.47
P/S Ratio (TTM)0.941.44
P/B Ratio (MRQ)1.083.82
Free Cash Flow Yield (TTM)----