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Everest (EG) Stock Analysis

This is a peer-relative look at Everest (EG): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Insurance peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for Everest (EG)
Profile ItemEG
NameEverest Group, Ltd.
Country/RegionBermuda
GICS SectorFinancials
GICS Industry GroupInsurance
GICS IndustryInsurance
GICS Sub-IndustryReinsurance
Market Capitalization15.23 billion USD
CurrencyUSD
ExchangeNYSE
Listing DateOctober 3, 1995
Security TypeCommon Stock

Price Performance

Cumulative Growth

EG
GSPC
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Everest (EG) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Everest (EG) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Everest (EG) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Everest (EG) metric values compared with Insurance industry-group medians
MetricCurrent stock: EGIndustry group median
Total Return (1Y)28.99%13.21%
Total Return (3Y, Annualized)4.67%16.41%
Total Return (5Y, Annualized)10.80%10.37%

Risk Profile

Drawdown History

EG
GSPC
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Everest (EG) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Everest (EG) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Everest (EG) metric values compared with Insurance industry-group medians
MetricCurrent stock: EGIndustry group median
Volatility (1Y, Annualized)21.71%28.84%
Beta (5Y)0.230.50
Max Drawdown (5Y)-23.84%-38.77%

Risk-Adjusted Performance

Risk-Return Positioning

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Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. EG is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

Everest (EG) metric values compared with Insurance industry-group medians
MetricCurrent stock: EGIndustry group median
Sharpe Ratio (1Y)1.140.28
Sortino Ratio (1Y)1.770.41

Profitability

ROE (TTM)

Everest (EG) posts ROE of 12.77%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

EG

Insurance industry group

12.77%

Group distribution
Max
41.68%
Q3
22.04%
Median
14.81%
EG
12.77%
Q1
8.79%
Min
-10.66%
Largest peers
PGR
33.24%
TRV
27.50%
MRSH
27.24%
CB
14.25%
EG
12.77%
MFC
12.24%
AJG
7.21%
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Where Everest (EG) stands on ROE within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

Everest (EG) keeps 11.68% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

EG

Insurance industry group

11.68%

Group distribution
Max
29.92%
Q3
17.03%
EG
11.68%
Median
10.97%
Q1
6.21%
Min
-4.68%
Largest peers
MFC
18.97%
CB
18.13%
TRV
17.03%
MRSH
14.20%
PGR
12.67%
EG
11.68%
AJG
10.78%
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Where Everest (EG) stands on net margin within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

operating margin is set aside for Everest (EG) in Insurance: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

Everest (EG) metric values compared with Insurance industry-group medians
MetricCurrent stock: EGIndustry group median
ROE (TTM)12.77%14.81%
ROA (TTM)2.43%2.72%
Net Margin (TTM)11.68%10.97%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Everest (EG) grew revenue 0.83%, in the lower peer quartile. The top line is expanding more slowly than at most peers, which can reflect softer demand, lost share, or weaker pricing.

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Everest (EG): Revenue Growth across different time periods, set against Insurance industry-group medians.

EPS Growth

Everest (EG) grew earnings per share 18.94%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

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Everest (EG): EPS Growth across different time periods, set against Insurance industry-group medians.

Growth Metrics

Everest (EG) metric values compared with Insurance industry-group medians
MetricCurrent stock: EGIndustry group median
Revenue Growth (YoY)0.83%7.89%
Revenue Growth (3Y CAGR)12.84%11.40%
EPS Growth (YoY)18.94%21.77%
EPS Growth (3Y CAGR)35.51%18.46%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Everest (EG) in Insurance: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for Everest (EG) in Insurance: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Everest (EG) metric values compared with Insurance industry-group medians
MetricCurrent stock: EGIndustry group median
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Everest (EG) has dividend yield of 1.91%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

EG

Insurance industry group

1.91%

Group distribution
Max
5.12%
Q3
2.15%
EG
1.91%
Median
0.98%
Q1
0.00%
Min
0.00%
Largest peers
MFC
4.32%
EG
1.91%
MRSH
1.80%
TRV
1.17%
CB
1.07%
AJG
0.95%
PGR
0.17%
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Where Everest (EG) stands on dividend yield within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Everest (EG) has payout ratio of 16.81%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

EG

Insurance industry group

16.81%

Group distribution
Max
76.67%
Q3
35.18%
EG
16.81%
Median
14.74%
Q1
0.00%
Min
0.00%
Largest peers
PGR
70.03%
MFC
54.30%
MRSH
44.14%
AJG
41.98%
EG
16.81%
CB
13.95%
TRV
12.36%
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Where Everest (EG) stands on payout ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

Everest (EG) metric values compared with Insurance industry-group medians
MetricCurrent stock: EGIndustry group median
Dividend Yield (TTM)1.91%0.98%
Dividend Payout Ratio (TTM)16.81%14.74%

Valuation

P/E Ratio (TTM)

Everest (EG) trades at P/E ratio of 8.64, in the cheaper earnings-multiple quartile for its industry. Investors are paying less for each dollar of TTM earnings than they usually pay for comparable businesses.

EG

Insurance industry group

8.64

Group distribution
Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
EG
8.64
Min
2.32
Largest peers
AJG
42.99
MRSH
24.50
MFC
17.23
CB
12.79
PGR
11.47
TRV
10.39
EG
8.64
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Where Everest (EG) stands on P/E ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

Everest (EG) trades at 0.94 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

EG

Insurance industry group

0.94

Group distribution
Max
4.03
Q3
2.25
Median
1.23
EG
0.94
Q1
0.85
Min
0.07
Largest peers
AJG
4.58
MRSH
3.42
CB
2.25
MFC
2.11
TRV
1.66
PGR
1.44
EG
0.94
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Where Everest (EG) stands on P/S ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

Everest (EG) trades at 1.08 on P/B ratio, in the lower book-value quartile for its industry. Investors are paying less for the balance-sheet equity than they pay for most peers, with returns on that equity still central to the read.

EG

Insurance industry group

1.08

Group distribution
Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
EG
1.08
Min
0.30
Largest peers
MRSH
6.64
PGR
3.82
AJG
3.00
TRV
2.79
MFC
2.13
CB
1.91
EG
1.08
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Where Everest (EG) stands on P/B ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

Everest (EG) metric values compared with Insurance industry-group medians
MetricCurrent stock: EGIndustry group median
P/E Ratio (TTM)8.6412.23
P/S Ratio (TTM)0.941.23
P/B Ratio (MRQ)1.081.76
Free Cash Flow Yield (TTM)----