EG vs. MFC: Everest vs. Manulife Financial Stock Comparison
How do Everest (EG) and Manulife Financial (MFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Everest (EG) and Manulife Financial (MFC) both belong to the Insurance industry, though EG is classified under Reinsurance while MFC falls under Life & Health Insurance.
| Profile Item | EG | MFC |
|---|---|---|
| Name | Everest Group, Ltd. | Manulife Financial Corporation |
| Country/Region | Bermuda | Canada |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Reinsurance | Life & Health Insurance |
| Market Capitalization | 15.23 billion USD | 71.43 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 3, 1995 | September 24, 1999 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | EG | MFC |
|---|---|---|
| Total Return (1Y) | 28.99% | 36.28% |
| Total Return (3Y, Annualized) | 4.67% | 38.35% |
| Total Return (5Y, Annualized) | 10.80% | 22.50% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | EG | MFC |
|---|---|---|
| Volatility (1Y, Annualized) | 21.71% | 20.87% |
| Beta (5Y) | 0.23 | 0.85 |
| Max Drawdown (5Y) | -23.84% | -26.99% |
| Avg. Volume (3M) | 382.05K | 1.92M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | EG | MFC |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 1.53 |
| Sortino Ratio (1Y) | 1.77 | 2.19 |
Profitability
ROE (TTM)
Both Everest (EG) at 12.77% and Manulife Financial (MFC) at 12.24% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
EG
Insurance industry group
12.77%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- EG
- 12.77%
- Q1
- 8.79%
- Min
- -10.66%
MFC
Insurance industry group
12.24%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- MFC
- 12.24%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Manulife Financial (MFC) at 18.97% retains a top-quartile share of revenue as profit, ahead of Everest (EG) at 11.68%, which keeps about the industry-typical share.
EG
Insurance industry group
11.68%
- Max
- 29.92%
- Q3
- 17.03%
- EG
- 11.68%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
MFC
Insurance industry group
18.97%
- Max
- 29.92%
- MFC
- 18.97%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Everest (EG) in Insurance and Manulife Financial (MFC) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | EG | MFC |
|---|---|---|
| ROE (TTM) | 12.77% | 12.24% |
| ROA (TTM) | 2.43% | 0.59% |
| Net Margin (TTM) | 11.68% | 18.97% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Only one side can be read here: Everest (EG) reports revenue growth of 0.83%, ranked against its industry; Manulife Financial (MFC) has no revenue growth figure this period.
EPS Growth
Both Everest (EG) at 18.94% and Manulife Financial (MFC) at 8.10% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | EG | MFC |
|---|---|---|
| Revenue Growth (YoY) | 0.83% | -- |
| Revenue Growth (3Y CAGR) | 12.84% | 29.95% |
| EPS Growth (YoY) | 18.94% | 8.10% |
| EPS Growth (3Y CAGR) | 35.51% | -5.86% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Everest (EG) in Insurance and Manulife Financial (MFC) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Everest (EG) in Insurance and Manulife Financial (MFC) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | EG | MFC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Manulife Financial (MFC) at 4.32% delivers top-quartile income for its industry, while Everest (EG) at 1.91% pays a more typical yield — both are credible income propositions, MFC the richer one.
EG
Insurance industry group
1.91%
- Max
- 5.12%
- Q3
- 2.15%
- EG
- 1.91%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
MFC
Insurance industry group
4.32%
- Max
- 5.12%
- MFC
- 4.32%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Everest (EG) at 16.81% pays out a band-typical share of earnings, while Manulife Financial (MFC) at 54.30% distributes more than its industry norm — less retained, thinner cover.
EG
Insurance industry group
16.81%
- Max
- 76.67%
- Q3
- 35.18%
- EG
- 16.81%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
MFC
Insurance industry group
54.30%
- Max
- 76.67%
- MFC
- 54.30%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | EG | MFC |
|---|---|---|
| Dividend Yield (TTM) | 1.91% | 4.32% |
| Dividend Payout Ratio (TTM) | 16.81% | 54.30% |
Valuation
P/E Ratio (TTM)
Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Manulife Financial (MFC) at 17.23 is closer to its industry’s usual earnings multiple — a discount for EG, though growth and earnings durability still matter.
EG
Insurance industry group
8.64
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- EG
- 8.64
- Min
- 2.32
MFC
Insurance industry group
17.23
- Max
- 28.37
- Q3
- 18.75
- MFC
- 17.23
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Everest (EG) at 0.94 and Manulife Financial (MFC) at 2.11 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
EG
Insurance industry group
0.94
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- EG
- 0.94
- Q1
- 0.85
- Min
- 0.07
MFC
Insurance industry group
2.11
- Max
- 4.03
- Q3
- 2.25
- MFC
- 2.11
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Everest (EG) at 1.08 sits in the lower P/B ratio quartile against book while Manulife Financial (MFC) at 2.13 is valued near its industry’s middle — EG is cheaper on assets, though weigh it against ROE and asset quality.
EG
Insurance industry group
1.08
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- EG
- 1.08
- Min
- 0.30
MFC
Insurance industry group
2.13
- Max
- 5.07
- Q3
- 2.79
- MFC
- 2.13
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | EG | MFC |
|---|---|---|
| P/E Ratio (TTM) | 8.64 | 17.23 |
| P/S Ratio (TTM) | 0.94 | 2.11 |
| P/B Ratio (MRQ) | 1.08 | 2.13 |
| Free Cash Flow Yield (TTM) | -- | -- |