CB vs. EG: Chubb vs. Everest Stock Comparison
How do Chubb (CB) and Everest (EG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Chubb (CB) and Everest (EG) both belong to the Insurance industry, though CB is classified under Property & Casualty Insurance while EG falls under Reinsurance.
| Profile Item | CB | EG |
|---|---|---|
| Name | Chubb Limited | Everest Group, Ltd. |
| Country/Region | Switzerland | Bermuda |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Reinsurance |
| Market Capitalization | 139.47 billion USD | 15.23 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 25, 1993 | October 3, 1995 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CB | EG |
|---|---|---|
| Total Return (1Y) | 27.51% | 28.99% |
| Total Return (3Y, Annualized) | 19.71% | 4.67% |
| Total Return (5Y, Annualized) | 14.93% | 10.80% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CB | EG |
|---|---|---|
| Volatility (1Y, Annualized) | 19.45% | 21.71% |
| Beta (5Y) | 0.28 | 0.23 |
| Max Drawdown (5Y) | -19.26% | -23.84% |
| Avg. Volume (3M) | 1.60M | 382.05K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CB | EG |
|---|---|---|
| Sharpe Ratio (1Y) | 1.19 | 1.14 |
| Sortino Ratio (1Y) | 1.92 | 1.77 |
Profitability
ROE (TTM)
Both Chubb (CB) at 14.25% and Everest (EG) at 12.77% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CB
Insurance industry group
14.25%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- CB
- 14.25%
- Q1
- 8.79%
- Min
- -10.66%
EG
Insurance industry group
12.77%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- EG
- 12.77%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Chubb (CB) at 18.13% retains a top-quartile share of revenue as profit, ahead of Everest (EG) at 11.68%, which keeps about the industry-typical share.
CB
Insurance industry group
18.13%
- Max
- 29.92%
- CB
- 18.13%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
EG
Insurance industry group
11.68%
- Max
- 29.92%
- Q3
- 17.03%
- EG
- 11.68%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Chubb (CB) in Insurance and Everest (EG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CB | EG |
|---|---|---|
| ROE (TTM) | 14.25% | 12.77% |
| ROA (TTM) | 3.11% | 2.43% |
| Net Margin (TTM) | 18.13% | 11.68% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Chubb (CB) at 6.98% is around its peer norm for revenue growth, while Everest (EG) at 0.83% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Chubb (CB) at 14.08% and Everest (EG) at 18.94% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CB | EG |
|---|---|---|
| Revenue Growth (YoY) | 6.98% | 0.83% |
| Revenue Growth (3Y CAGR) | 11.81% | 12.84% |
| EPS Growth (YoY) | 14.08% | 18.94% |
| EPS Growth (3Y CAGR) | 26.96% | 35.51% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Chubb (CB) in Insurance and Everest (EG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Chubb (CB) in Insurance and Everest (EG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CB | EG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Chubb (CB) at 1.07% and Everest (EG) at 1.91% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
CB
Insurance industry group
1.07%
- Max
- 5.12%
- Q3
- 2.15%
- CB
- 1.07%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
EG
Insurance industry group
1.91%
- Max
- 5.12%
- Q3
- 2.15%
- EG
- 1.91%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Chubb (CB) at 13.95% and Everest (EG) at 16.81% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
CB
Insurance industry group
13.95%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- CB
- 13.95%
- Q1
- 0.00%
- Min
- 0.00%
EG
Insurance industry group
16.81%
- Max
- 76.67%
- Q3
- 35.18%
- EG
- 16.81%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CB | EG |
|---|---|---|
| Dividend Yield (TTM) | 1.07% | 1.91% |
| Dividend Payout Ratio (TTM) | 13.95% | 16.81% |
Valuation
P/E Ratio (TTM)
Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Chubb (CB) at 12.79 is closer to its industry’s usual earnings multiple — a discount for EG, though growth and earnings durability still matter.
CB
Insurance industry group
12.79
- Max
- 28.37
- Q3
- 18.75
- CB
- 12.79
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
EG
Insurance industry group
8.64
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- EG
- 8.64
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Chubb (CB) at 2.25 and Everest (EG) at 0.94 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
CB
Insurance industry group
2.25
- Max
- 4.03
- CB
- 2.25
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
EG
Insurance industry group
0.94
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- EG
- 0.94
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Everest (EG) at 1.08 sits in the lower P/B ratio quartile against book while Chubb (CB) at 1.91 is valued near its industry’s middle — EG is cheaper on assets, though weigh it against ROE and asset quality.
CB
Insurance industry group
1.91
- Max
- 5.07
- Q3
- 2.79
- CB
- 1.91
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
EG
Insurance industry group
1.08
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- EG
- 1.08
- Min
- 0.30
Valuation Metrics
| Metric | CB | EG |
|---|---|---|
| P/E Ratio (TTM) | 12.79 | 8.64 |
| P/S Ratio (TTM) | 2.25 | 0.94 |
| P/B Ratio (MRQ) | 1.91 | 1.08 |
| Free Cash Flow Yield (TTM) | -- | -- |