AJG vs. EG: Arthur J. Gallagher vs. Everest Stock Comparison
How do Arthur J. Gallagher (AJG) and Everest (EG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Arthur J. Gallagher (AJG) and Everest (EG) both belong to the Insurance industry, though AJG is classified under Insurance Brokers while EG falls under Reinsurance.
| Profile Item | AJG | EG |
|---|---|---|
| Name | Arthur J. Gallagher & Co. | Everest Group, Ltd. |
| Country/Region | United States | Bermuda |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Reinsurance |
| Market Capitalization | 72.21 billion USD | 15.23 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 20, 1984 | October 3, 1995 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AJG | EG |
|---|---|---|
| Total Return (1Y) | 13.67% | 28.99% |
| Total Return (3Y, Annualized) | 5.42% | 4.67% |
| Total Return (5Y, Annualized) | 12.86% | 10.80% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AJG | EG |
|---|---|---|
| Volatility (1Y, Annualized) | 32.13% | 21.71% |
| Beta (5Y) | 0.46 | 0.23 |
| Max Drawdown (5Y) | -44.40% | -23.84% |
| Avg. Volume (3M) | 1.52M | 382.05K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AJG | EG |
|---|---|---|
| Sharpe Ratio (1Y) | 0.29 | 1.14 |
| Sortino Ratio (1Y) | 0.43 | 1.77 |
Profitability
ROE (TTM)
Everest (EG) at 12.77% is around its peer norm for ROE, while Arthur J. Gallagher (AJG) at 7.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
AJG
Insurance industry group
7.21%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- AJG
- 7.21%
- Min
- -10.66%
EG
Insurance industry group
12.77%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- EG
- 12.77%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Both Arthur J. Gallagher (AJG) at 10.78% and Everest (EG) at 11.68% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
AJG
Insurance industry group
10.78%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- AJG
- 10.78%
- Q1
- 6.21%
- Min
- -4.68%
EG
Insurance industry group
11.68%
- Max
- 29.92%
- Q3
- 17.03%
- EG
- 11.68%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Arthur J. Gallagher (AJG) in Insurance and Everest (EG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AJG | EG |
|---|---|---|
| ROE (TTM) | 7.21% | 12.77% |
| ROA (TTM) | 2.57% | 2.43% |
| Net Margin (TTM) | 10.78% | 11.68% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Arthur J. Gallagher (AJG) at 20.66% is around its peer norm for revenue growth, while Everest (EG) at 0.83% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Arthur J. Gallagher (AJG) at -11.69% and Everest (EG) at 18.94% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | AJG | EG |
|---|---|---|
| Revenue Growth (YoY) | 20.66% | 0.83% |
| Revenue Growth (3Y CAGR) | 17.70% | 12.84% |
| EPS Growth (YoY) | -11.69% | 18.94% |
| EPS Growth (3Y CAGR) | 3.41% | 35.51% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Arthur J. Gallagher (AJG) in Insurance and Everest (EG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Arthur J. Gallagher (AJG) in Insurance and Everest (EG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AJG | EG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Arthur J. Gallagher (AJG) at 0.95% and Everest (EG) at 1.91% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
AJG
Insurance industry group
0.95%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- AJG
- 0.95%
- Q1
- 0.00%
- Min
- 0.00%
EG
Insurance industry group
1.91%
- Max
- 5.12%
- Q3
- 2.15%
- EG
- 1.91%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Everest (EG) at 16.81% pays out a band-typical share of earnings, while Arthur J. Gallagher (AJG) at 41.98% distributes more than its industry norm — less retained, thinner cover.
AJG
Insurance industry group
41.98%
- Max
- 76.67%
- AJG
- 41.98%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
EG
Insurance industry group
16.81%
- Max
- 76.67%
- Q3
- 35.18%
- EG
- 16.81%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AJG | EG |
|---|---|---|
| Dividend Yield (TTM) | 0.95% | 1.91% |
| Dividend Payout Ratio (TTM) | 41.98% | 16.81% |
Valuation
P/E Ratio (TTM)
Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Arthur J. Gallagher (AJG) at 42.99 trades above its peer range — a wide earnings-valuation gap relative to industry peers.
AJG
Insurance industry group
42.99
- AJG
- 42.99
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
EG
Insurance industry group
8.64
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- EG
- 8.64
- Min
- 2.32
P/S Ratio (TTM)
Everest (EG) at 0.94 prices around its industry’s typical P/S ratio, while Arthur J. Gallagher (AJG) at 4.58 clears its benchmark range — AJG looks notably rich on sales.
AJG
Insurance industry group
4.58
- AJG
- 4.58
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
EG
Insurance industry group
0.94
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- EG
- 0.94
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Everest (EG) at 1.08 looks cheap against book in the lower P/B ratio quartile, while Arthur J. Gallagher (AJG) at 3.00 carries a premium in the upper quartile — a clear price-to-book gap.
AJG
Insurance industry group
3.00
- Max
- 5.07
- AJG
- 3.00
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
EG
Insurance industry group
1.08
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- EG
- 1.08
- Min
- 0.30
Valuation Metrics
| Metric | AJG | EG |
|---|---|---|
| P/E Ratio (TTM) | 42.99 | 8.64 |
| P/S Ratio (TTM) | 4.58 | 0.94 |
| P/B Ratio (MRQ) | 3.00 | 1.08 |
| Free Cash Flow Yield (TTM) | -- | -- |