MET vs. WRB: MetLife vs. W. R. Berkley Stock Comparison

November 11, 2026

How do MetLife (MET) and W. R. Berkley (WRB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

MetLife (MET) and W. R. Berkley (WRB) both belong to the Insurance industry, though MET is classified under Life & Health Insurance while WRB falls under Property & Casualty Insurance.

Company profile comparison for MetLife (MET) and W. R. Berkley (WRB)
Profile Item	MET	WRB
Name	MetLife, Inc.	W. R. Berkley Corporation
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Life & Health Insurance	Property & Casualty Insurance
Market Capitalization	61.76 billion USD	27.95 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	April 5, 2000	October 23, 1973
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

MET

WRB

GSPC

MetLife (MET) vs. W. R. Berkley (WRB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for MetLife (MET) and W. R. Berkley (WRB). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for MetLife (MET) and W. R. Berkley (WRB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for MetLife (MET) and W. R. Berkley (WRB)
Metric	MET	WRB
Total Return (1Y)	38.57%	4.12%
Total Return (3Y, Annualized)	23.59%	21.96%
Total Return (5Y, Annualized)	13.62%	18.80%

Risk Profile

Drawdown History

MET

WRB

GSPC

MetLife (MET) vs. W. R. Berkley (WRB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for MetLife (MET) and W. R. Berkley (WRB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for MetLife (MET) and W. R. Berkley (WRB)
Metric	MET	WRB
Volatility (1Y, Annualized)	24.21%	22.41%
Beta (5Y)	0.77	0.21
Max Drawdown (5Y)	-35.09%	-26.29%
Avg. Volume (3M)	3.05M	2.52M

Risk-Adjusted Performance

Risk-Return Positioning

MET and WRB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for MetLife (MET) and W. R. Berkley (WRB)
Metric	MET	WRB
Sharpe Ratio (1Y)	1.42	-0.01
Sortino Ratio (1Y)	2.10	-0.01

Profitability

ROE (TTM)

Both MetLife (MET) at 19.92% and W. R. Berkley (WRB) at 19.26% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

MET

Insurance industry group

19.92%

Max: 41.68%
Q3: 22.04%
MET: 19.92%
Median: 14.81%
Q1: 8.79%
Min: -10.66%

WRB

Insurance industry group

19.26%

Max: 41.68%
Q3: 22.04%
WRB: 19.26%
Median: 14.81%
Q1: 8.79%
Min: -10.66%

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both MetLife (MET) at 6.21% and W. R. Berkley (WRB) at 12.53% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

MET

Insurance industry group

6.21%

Max: 29.92%
Q3: 17.03%
Median: 10.97%
MET: 6.21%
Q1: 6.21%
Min: -4.68%

WRB

Insurance industry group

12.53%

Max: 29.92%
Q3: 17.03%
WRB: 12.53%
Median: 10.97%
Q1: 6.21%
Min: -4.68%

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for MetLife (MET) in Insurance and W. R. Berkley (WRB) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for MetLife (MET) and W. R. Berkley (WRB)
Metric	MET	WRB
ROE (TTM)	19.92%	19.26%
ROA (TTM)	0.60%	3.43%
Net Margin (TTM)	6.21%	12.53%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Both MetLife (MET) at 7.88% and W. R. Berkley (WRB) at 6.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their Revenue Growth across different time periods.

EPS Growth

W. R. Berkley (WRB) at 2.06% is around its peer norm for EPS growth, while MetLife (MET) at -21.04% drops into the bottom quartile, signaling weaker earnings momentum.

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for MetLife (MET) and W. R. Berkley (WRB)
Metric	MET	WRB
Revenue Growth (YoY)	7.88%	6.93%
Revenue Growth (3Y CAGR)	3.92%	9.28%
EPS Growth (YoY)	-21.04%	2.06%
EPS Growth (3Y CAGR)	18.50%	10.55%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: MetLife (MET) in Insurance and W. R. Berkley (WRB) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: MetLife (MET) in Insurance and W. R. Berkley (WRB) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for MetLife (MET) and W. R. Berkley (WRB)
Metric	MET	WRB
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both MetLife (MET) at 0.57% and W. R. Berkley (WRB) at 0.49% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

MET

Insurance industry group

0.57%

Max: 5.12%
Q3: 2.15%
Median: 0.98%
MET: 0.57%
Q1: 0.00%
Min: 0.00%

WRB

Insurance industry group

0.49%

Max: 5.12%
Q3: 2.15%
Median: 0.98%
WRB: 0.49%
Q1: 0.00%
Min: 0.00%

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both MetLife (MET) at 30.33% and W. R. Berkley (WRB) at 8.03% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

MET

Insurance industry group

30.33%

Max: 76.67%
Q3: 35.18%
MET: 30.33%
Median: 14.74%
Q1: 0.00%
Min: 0.00%

WRB

Insurance industry group

8.03%

Max: 76.67%
Q3: 35.18%
Median: 14.74%
WRB: 8.03%
Q1: 0.00%
Min: 0.00%

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for MetLife (MET) and W. R. Berkley (WRB)
Metric	MET	WRB
Dividend Yield (TTM)	0.57%	0.49%
Dividend Payout Ratio (TTM)	30.33%	8.03%

Valuation

P/E Ratio (TTM)

Both MetLife (MET) at 12.85 and W. R. Berkley (WRB) at 15.90 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

MET

Insurance industry group

12.85

Max: 28.37
Q3: 18.75
MET: 12.85
Median: 12.23
Q1: 9.08
Min: 2.32

WRB

Insurance industry group

15.90

Max: 28.37
Q3: 18.75
WRB: 15.90
Median: 12.23
Q1: 9.08
Min: 2.32

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

MetLife (MET) at 0.75 sits in the cheaper P/S ratio quartile while W. R. Berkley (WRB) at 1.88 prices around its industry’s middle — MET costs less per dollar of sales, though read it alongside growth and margins.

MET

Insurance industry group

0.75

Max: 4.03
Q3: 2.25
Median: 1.23
Q1: 0.85
MET: 0.75
Min: 0.07

WRB

Insurance industry group

1.88

Max: 4.03
Q3: 2.25
WRB: 1.88
Median: 1.23
Q1: 0.85
Min: 0.07

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

MetLife (MET) at 2.79 is valued about in line with its industry on P/B ratio, while W. R. Berkley (WRB) at 3.04 carries an above-peer premium to book — WRB is pricier on assets.

MET

Insurance industry group

2.79

Max: 5.07
Q3: 2.79
MET: 2.79
Median: 1.76
Q1: 1.23
Min: 0.30

WRB

Insurance industry group

3.04

Max: 5.07
WRB: 3.04
Q3: 2.79
Median: 1.76
Q1: 1.23
Min: 0.30

MetLife (MET) vs. W. R. Berkley (WRB): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for MetLife (MET) and W. R. Berkley (WRB)
Metric	MET	WRB
P/E Ratio (TTM)	12.85	15.90
P/S Ratio (TTM)	0.75	1.88
P/B Ratio (MRQ)	2.79	3.04
Free Cash Flow Yield (TTM)	--	--