W. R. Berkley (WRB) Stock Analysis

November 11, 2026

This is a peer-relative look at W. R. Berkley (WRB): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Insurance peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for W. R. Berkley (WRB)
Profile Item	WRB
Name	W. R. Berkley Corporation
Country/Region	United States
GICS Sector	Financials
GICS Industry Group	Insurance
GICS Industry	Insurance
GICS Sub-Industry	Property & Casualty Insurance
Market Capitalization	27.95 billion USD
Currency	USD
Exchange	NYSE
Listing Date	October 23, 1973
Security Type	Common Stock

Price Performance

Cumulative Growth

WRB

GSPC

W. R. Berkley (WRB) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for W. R. Berkley (WRB) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for W. R. Berkley (WRB) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

W. R. Berkley (WRB) metric values compared with Insurance industry-group medians
Metric	Current stock: WRB	Industry group median
Total Return (1Y)	4.12%	13.21%
Total Return (3Y, Annualized)	21.96%	16.41%
Total Return (5Y, Annualized)	18.80%	10.37%

Risk Profile

Drawdown History

WRB

GSPC

W. R. Berkley (WRB) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for W. R. Berkley (WRB) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

W. R. Berkley (WRB) metric values compared with Insurance industry-group medians
Metric	Current stock: WRB	Industry group median
Volatility (1Y, Annualized)	22.41%	28.84%
Beta (5Y)	0.21	0.50
Max Drawdown (5Y)	-26.29%	-38.77%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. WRB is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

W. R. Berkley (WRB) metric values compared with Insurance industry-group medians
Metric	Current stock: WRB	Industry group median
Sharpe Ratio (1Y)	-0.01	0.28
Sortino Ratio (1Y)	-0.01	0.41

Profitability

ROE (TTM)

W. R. Berkley (WRB) posts ROE of 19.26%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

WRB

Insurance industry group

19.26%

Group distribution

Max: 41.68%
Q3: 22.04%
WRB: 19.26%
Median: 14.81%
Q1: 8.79%
Min: -10.66%

Largest peers

PGR: 33.24%
TRV: 27.50%
MRSH: 27.24%
WRB: 19.26%
CB: 14.25%
MFC: 12.24%
AJG: 7.21%

Where W. R. Berkley (WRB) stands on ROE within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

W. R. Berkley (WRB) keeps 12.53% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

WRB

Insurance industry group

12.53%

Group distribution

Max: 29.92%
Q3: 17.03%
WRB: 12.53%
Median: 10.97%
Q1: 6.21%
Min: -4.68%

Largest peers

MFC: 18.97%
CB: 18.13%
TRV: 17.03%
MRSH: 14.20%
PGR: 12.67%
WRB: 12.53%
AJG: 10.78%

Where W. R. Berkley (WRB) stands on net margin within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

operating margin is set aside for W. R. Berkley (WRB) in Insurance: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

W. R. Berkley (WRB) metric values compared with Insurance industry-group medians
Metric	Current stock: WRB	Industry group median
ROE (TTM)	19.26%	14.81%
ROA (TTM)	3.43%	2.72%
Net Margin (TTM)	12.53%	10.97%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

W. R. Berkley (WRB) grew revenue 6.93%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

W. R. Berkley (WRB): Revenue Growth across different time periods, set against Insurance industry-group medians.

EPS Growth

W. R. Berkley (WRB) grew earnings per share 2.06%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

W. R. Berkley (WRB): EPS Growth across different time periods, set against Insurance industry-group medians.

Growth Metrics

W. R. Berkley (WRB) metric values compared with Insurance industry-group medians
Metric	Current stock: WRB	Industry group median
Revenue Growth (YoY)	6.93%	7.89%
Revenue Growth (3Y CAGR)	9.28%	11.40%
EPS Growth (YoY)	2.06%	21.77%
EPS Growth (3Y CAGR)	10.55%	18.46%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for W. R. Berkley (WRB) in Insurance: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for W. R. Berkley (WRB) in Insurance: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

W. R. Berkley (WRB) metric values compared with Insurance industry-group medians
Metric	Current stock: WRB	Industry group median
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

W. R. Berkley (WRB) has dividend yield of 0.49%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

WRB

Insurance industry group

0.49%

Group distribution

Max: 5.12%
Q3: 2.15%
Median: 0.98%
WRB: 0.49%
Q1: 0.00%
Min: 0.00%

Largest peers

MFC: 4.32%
MRSH: 1.80%
TRV: 1.17%
CB: 1.07%
AJG: 0.95%
WRB: 0.49%
PGR: 0.17%

Where W. R. Berkley (WRB) stands on dividend yield within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

W. R. Berkley (WRB) has payout ratio of 8.03%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

WRB

Insurance industry group

8.03%

Group distribution

Max: 76.67%
Q3: 35.18%
Median: 14.74%
WRB: 8.03%
Q1: 0.00%
Min: 0.00%

Largest peers

PGR: 70.03%
MFC: 54.30%
MRSH: 44.14%
AJG: 41.98%
CB: 13.95%
TRV: 12.36%
WRB: 8.03%

Where W. R. Berkley (WRB) stands on payout ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

W. R. Berkley (WRB) metric values compared with Insurance industry-group medians
Metric	Current stock: WRB	Industry group median
Dividend Yield (TTM)	0.49%	0.98%
Dividend Payout Ratio (TTM)	8.03%	14.74%

Valuation

P/E Ratio (TTM)

W. R. Berkley (WRB) trades at P/E ratio of 15.90, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

WRB

Insurance industry group

15.90

Group distribution

Max: 28.37
Q3: 18.75
WRB: 15.90
Median: 12.23
Q1: 9.08
Min: 2.32

Largest peers

AJG: 42.99
MRSH: 24.50
MFC: 17.23
WRB: 15.90
CB: 12.79
PGR: 11.47
TRV: 10.39

Where W. R. Berkley (WRB) stands on P/E ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

W. R. Berkley (WRB) trades at 1.88 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

WRB

Insurance industry group

1.88

Group distribution

Max: 4.03
Q3: 2.25
WRB: 1.88
Median: 1.23
Q1: 0.85
Min: 0.07

Largest peers

AJG: 4.58
MRSH: 3.42
CB: 2.25
MFC: 2.11
WRB: 1.88
TRV: 1.66
PGR: 1.44

Where W. R. Berkley (WRB) stands on P/S ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

W. R. Berkley (WRB) trades at 3.04 on P/B ratio, in the higher book-value quartile. The market is paying a premium to book, so stronger ROE, cleaner assets, or a better growth profile need to justify it.

WRB

Insurance industry group

3.04

Group distribution

Max: 5.07
WRB: 3.04
Q3: 2.79
Median: 1.76
Q1: 1.23
Min: 0.30

Largest peers

MRSH: 6.64
PGR: 3.82
WRB: 3.04
AJG: 3.00
TRV: 2.79
MFC: 2.13
CB: 1.91

Where W. R. Berkley (WRB) stands on P/B ratio within its Insurance peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

W. R. Berkley (WRB) metric values compared with Insurance industry-group medians
Metric	Current stock: WRB	Industry group median
P/E Ratio (TTM)	15.90	12.23
P/S Ratio (TTM)	1.88	1.23
P/B Ratio (MRQ)	3.04	1.76
Free Cash Flow Yield (TTM)	--	--