MET vs. PUK: MetLife vs. Prudential Stock Comparison
How do MetLife (MET) and Prudential (PUK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
MetLife (MET) and Prudential (PUK) are both classified in the Life & Health Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.
MetLife (MET) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | MET | PUK |
|---|---|---|
| Name | MetLife, Inc. | Prudential plc ADR |
| Country/Region | United States | Hong Kong |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Life & Health Insurance |
| Market Capitalization | 61.76 billion USD | 30.28 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | April 5, 2000 | June 29, 2000 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MET | PUK |
|---|---|---|
| Total Return (1Y) | 38.57% | -7.39% |
| Total Return (3Y, Annualized) | 23.59% | 8.09% |
| Total Return (5Y, Annualized) | 13.62% | -6.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | MET | PUK |
|---|---|---|
| Volatility (1Y, Annualized) | 24.21% | 29.81% |
| Beta (5Y) | 0.77 | 0.64 |
| Max Drawdown (5Y) | -35.09% | -62.24% |
| Avg. Volume (3M) | 3.05M | 1.21M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MET | PUK |
|---|---|---|
| Sharpe Ratio (1Y) | 1.42 | -0.39 |
| Sortino Ratio (1Y) | 2.10 | -0.54 |
Profitability
ROE (TTM)
Both MetLife (MET) at 19.92% and Prudential (PUK) at 18.74% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
MET
Insurance industry group
19.92%
- Max
- 41.68%
- Q3
- 22.04%
- MET
- 19.92%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
PUK
Insurance industry group
18.74%
- Max
- 41.68%
- Q3
- 22.04%
- PUK
- 18.74%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of MetLife (MET) at 6.21%, which keeps about the industry-typical share.
MET
Insurance industry group
6.21%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- MET
- 6.21%
- Q1
- 6.21%
- Min
- -4.68%
PUK
Insurance industry group
25.49%
- Max
- 29.92%
- PUK
- 25.49%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for MetLife (MET) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | MET | PUK |
|---|---|---|
| ROE (TTM) | 19.92% | 18.74% |
| ROA (TTM) | 0.60% | 1.60% |
| Net Margin (TTM) | 6.21% | 25.49% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than MetLife (MET) at 7.88%, which is closer to a typical peer reading.
EPS Growth
Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while MetLife (MET) at -21.04% is in the bottom quartile, showing a clear gap in earnings momentum.
Growth Metrics
| Metric | MET | PUK |
|---|---|---|
| Revenue Growth (YoY) | 7.88% | 68.98% |
| Revenue Growth (3Y CAGR) | 3.92% | -- |
| EPS Growth (YoY) | -21.04% | 82.74% |
| EPS Growth (3Y CAGR) | 18.50% | 61.41% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: MetLife (MET) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: MetLife (MET) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MET | PUK |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both MetLife (MET) at 0.57% and Prudential (PUK) at 1.10% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
MET
Insurance industry group
0.57%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- MET
- 0.57%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
1.10%
- Max
- 5.12%
- Q3
- 2.15%
- PUK
- 1.10%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both MetLife (MET) at 30.33% and Prudential (PUK) at 18.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
MET
Insurance industry group
30.33%
- Max
- 76.67%
- Q3
- 35.18%
- MET
- 30.33%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
18.71%
- Max
- 76.67%
- Q3
- 35.18%
- PUK
- 18.71%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MET | PUK |
|---|---|---|
| Dividend Yield (TTM) | 0.57% | 1.10% |
| Dividend Payout Ratio (TTM) | 30.33% | 18.71% |
Valuation
P/E Ratio (TTM)
Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while MetLife (MET) at 12.85 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.
MET
Insurance industry group
12.85
- Max
- 28.37
- Q3
- 18.75
- MET
- 12.85
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
PUK
Insurance industry group
8.72
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- PUK
- 8.72
- Min
- 2.32
P/S Ratio (TTM)
MetLife (MET) at 0.75 sits in the cheaper P/S ratio quartile while Prudential (PUK) at 2.12 prices around its industry’s middle — MET costs less per dollar of sales, though read it alongside growth and margins.
MET
Insurance industry group
0.75
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- MET
- 0.75
- Min
- 0.07
PUK
Insurance industry group
2.12
- Max
- 4.03
- Q3
- 2.25
- PUK
- 2.12
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
MetLife (MET) at 2.79 sits near its industry’s typical P/B ratio, while Prudential (PUK) at 6.29 prices above its benchmark range — PUK looks rich relative to book.
MET
Insurance industry group
2.79
- Max
- 5.07
- Q3
- 2.79
- MET
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
PUK
Insurance industry group
6.29
- PUK
- 6.29
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | MET | PUK |
|---|---|---|
| P/E Ratio (TTM) | 12.85 | 8.72 |
| P/S Ratio (TTM) | 0.75 | 2.12 |
| P/B Ratio (MRQ) | 2.79 | 6.29 |
| Free Cash Flow Yield (TTM) | -- | -- |