MRSH vs. PUK: Marsh & McLennan vs. Prudential Stock Comparison
How do Marsh & McLennan (MRSH) and Prudential (PUK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Marsh & McLennan (MRSH) and Prudential (PUK) both belong to the Insurance industry, though MRSH is classified under Insurance Brokers while PUK falls under Life & Health Insurance.
Marsh & McLennan (MRSH) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | MRSH | PUK |
|---|---|---|
| Name | Marsh & McLennan Companies, Inc. | Prudential plc ADR |
| Country/Region | United States | Hong Kong |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Life & Health Insurance |
| Market Capitalization | 97.39 billion USD | 30.28 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | June 29, 2000 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MRSH | PUK |
|---|---|---|
| Total Return (1Y) | 16.87% | -7.39% |
| Total Return (3Y, Annualized) | 3.11% | 8.09% |
| Total Return (5Y, Annualized) | 6.23% | -6.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | MRSH | PUK |
|---|---|---|
| Volatility (1Y, Annualized) | 26.15% | 29.81% |
| Beta (5Y) | 0.51 | 0.64 |
| Max Drawdown (5Y) | -34.36% | -62.24% |
| Avg. Volume (3M) | 2.43M | 1.21M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MRSH | PUK |
|---|---|---|
| Sharpe Ratio (1Y) | 0.48 | -0.39 |
| Sortino Ratio (1Y) | 0.74 | -0.54 |
Profitability
ROE (TTM)
Marsh & McLennan (MRSH) at 27.24% sits in the top ROE quartile, while Prudential (PUK) at 18.74% is closer to the peer norm — stronger capital efficiency for MRSH.
MRSH
Insurance industry group
27.24%
- Max
- 41.68%
- MRSH
- 27.24%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
PUK
Insurance industry group
18.74%
- Max
- 41.68%
- Q3
- 22.04%
- PUK
- 18.74%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of Marsh & McLennan (MRSH) at 14.20%, which keeps about the industry-typical share.
MRSH
Insurance industry group
14.20%
- Max
- 29.92%
- Q3
- 17.03%
- MRSH
- 14.20%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
PUK
Insurance industry group
25.49%
- Max
- 29.92%
- PUK
- 25.49%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Marsh & McLennan (MRSH) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | MRSH | PUK |
|---|---|---|
| ROE (TTM) | 27.24% | 18.74% |
| ROA (TTM) | 7.35% | 1.60% |
| Net Margin (TTM) | 14.20% | 25.49% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than Marsh & McLennan (MRSH) at 10.32%, which is closer to a typical peer reading.
EPS Growth
Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while Marsh & McLennan (MRSH) at 3.06% is closer to the peer norm — faster per-share earnings growth for PUK.
Growth Metrics
| Metric | MRSH | PUK |
|---|---|---|
| Revenue Growth (YoY) | 10.32% | 68.98% |
| Revenue Growth (3Y CAGR) | 9.20% | -- |
| EPS Growth (YoY) | 3.06% | 82.74% |
| EPS Growth (3Y CAGR) | 11.75% | 61.41% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Marsh & McLennan (MRSH) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Marsh & McLennan (MRSH) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MRSH | PUK |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Marsh & McLennan (MRSH) at 1.80% and Prudential (PUK) at 1.10% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
MRSH
Insurance industry group
1.80%
- Max
- 5.12%
- Q3
- 2.15%
- MRSH
- 1.80%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
1.10%
- Max
- 5.12%
- Q3
- 2.15%
- PUK
- 1.10%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Prudential (PUK) at 18.71% pays out a band-typical share of earnings, while Marsh & McLennan (MRSH) at 44.14% distributes more than its industry norm — less retained, thinner cover.
MRSH
Insurance industry group
44.14%
- Max
- 76.67%
- MRSH
- 44.14%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
18.71%
- Max
- 76.67%
- Q3
- 35.18%
- PUK
- 18.71%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MRSH | PUK |
|---|---|---|
| Dividend Yield (TTM) | 1.80% | 1.10% |
| Dividend Payout Ratio (TTM) | 44.14% | 18.71% |
Valuation
P/E Ratio (TTM)
Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Marsh & McLennan (MRSH) at 24.50 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
MRSH
Insurance industry group
24.50
- Max
- 28.37
- MRSH
- 24.50
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
PUK
Insurance industry group
8.72
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- PUK
- 8.72
- Min
- 2.32
P/S Ratio (TTM)
Prudential (PUK) at 2.12 is priced about in line with its industry on P/S ratio, while Marsh & McLennan (MRSH) at 3.42 sits in the pricier quartile — MRSH costs more per dollar of sales.
MRSH
Insurance industry group
3.42
- Max
- 4.03
- MRSH
- 3.42
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
PUK
Insurance industry group
2.12
- Max
- 4.03
- Q3
- 2.25
- PUK
- 2.12
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Measured against book value, both Marsh & McLennan (MRSH) at 6.64 and Prudential (PUK) at 6.29 look expensive — each P/B ratio sits above its industry’s benchmark range.
MRSH
Insurance industry group
6.64
- MRSH
- 6.64
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
PUK
Insurance industry group
6.29
- PUK
- 6.29
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | MRSH | PUK |
|---|---|---|
| P/E Ratio (TTM) | 24.50 | 8.72 |
| P/S Ratio (TTM) | 3.42 | 2.12 |
| P/B Ratio (MRQ) | 6.64 | 6.29 |
| Free Cash Flow Yield (TTM) | -- | -- |