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PGR vs. PUK: A Head-to-Head Stock Comparison

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Here’s a clear look at PGR and PUK, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

PGR is a standard domestic listing, while PUK trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolPGRPUK
Company NameThe Progressive CorporationPrudential plc
CountryUnited StatesHong Kong
GICS SectorFinancialsFinancials
GICS IndustryInsuranceInsurance
Market Capitalization131.96 billion USD35.96 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980June 29, 2000
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of PGR and PUK by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PGR vs. PUK: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolPGRPUK
5-Day Price Return3.52%-2.02%
13-Week Price Return-8.89%8.91%
26-Week Price Return-20.32%22.67%
52-Week Price Return-13.85%70.85%
Month-to-Date Return9.31%1.18%
Year-to-Date Return-6.02%67.58%
10-Day Avg. Volume3.68M3.55M
3-Month Avg. Volume3.35M3.45M
3-Month Volatility22.61%19.68%
Beta0.341.30

Profitability

Return on Equity (TTM)

PGR

34.96%

Insurance Industry

Max
31.64%
Q3
19.22%
Median
14.77%
Q1
10.48%
Min
2.20%

PGR’s Return on Equity of 34.96% is exceptionally high, placing it well beyond the typical range for the Insurance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

PUK

19.37%

Insurance Industry

Max
31.64%
Q3
19.22%
Median
14.77%
Q1
10.48%
Min
2.20%

In the upper quartile for the Insurance industry, PUK’s Return on Equity of 19.37% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

PGR vs. PUK: A comparison of their Return on Equity (TTM) against the Insurance industry benchmark.

Net Profit Margin (TTM)

PGR

12.58%

Insurance Industry

Max
28.47%
Q3
15.63%
Median
10.40%
Q1
6.94%
Min
-3.51%

PGR’s Net Profit Margin of 12.58% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

PUK

26.45%

Insurance Industry

Max
28.47%
Q3
15.63%
Median
10.40%
Q1
6.94%
Min
-3.51%

A Net Profit Margin of 26.45% places PUK in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

PGR vs. PUK: A comparison of their Net Profit Margin (TTM) against the Insurance industry benchmark.

Operating Profit Margin (TTM)

PGR

16.19%

Insurance Industry

Max
35.59%
Q3
21.31%
Median
14.99%
Q1
10.34%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

PUK

27.36%

Insurance Industry

Max
35.59%
Q3
21.31%
Median
14.99%
Q1
10.34%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

PGR vs. PUK: A comparison of their Operating Profit Margin (TTM) against the Insurance industry benchmark.

Profitability at a Glance

SymbolPGRPUK
Return on Equity (TTM)34.96%19.37%
Return on Assets (TTM)9.44%1.81%
Net Profit Margin (TTM)12.58%26.45%
Operating Profit Margin (TTM)16.19%27.36%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

PGR

0.08

Insurance Industry

Max
2.64
Q3
1.19
Median
0.53
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PUK

0.38

Insurance Industry

Max
2.64
Q3
1.19
Median
0.53
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PGR vs. PUK: A comparison of their Current Ratio (MRQ) against the Insurance industry benchmark.

Debt-to-Equity Ratio (MRQ)

PGR

0.19

Insurance Industry

Max
1.10
Q3
0.65
Median
0.35
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

PUK

0.29

Insurance Industry

Max
1.10
Q3
0.65
Median
0.35
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

PGR vs. PUK: A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry benchmark.

Interest Coverage Ratio (TTM)

PGR

39.40

Insurance Industry

Max
49.59
Q3
22.05
Median
9.63
Q1
3.42
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

PUK

8.97

Insurance Industry

Max
49.59
Q3
22.05
Median
9.63
Q1
3.42
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

PGR vs. PUK: A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry benchmark.

Financial Strength at a Glance

SymbolPGRPUK
Current Ratio (MRQ)0.080.38
Quick Ratio (MRQ)0.040.38
Debt-to-Equity Ratio (MRQ)0.190.29
Interest Coverage Ratio (TTM)39.408.97

Growth

Revenue Growth

PGR vs. PUK: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PGR vs. PUK: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PGR

2.18%

Insurance Industry

Max
9.43%
Q3
5.10%
Median
3.57%
Q1
2.02%
Min
0.00%

PGR’s Dividend Yield of 2.18% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

PUK

1.62%

Insurance Industry

Max
9.43%
Q3
5.10%
Median
3.57%
Q1
2.02%
Min
0.00%

PUK’s Dividend Yield of 1.62% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

PGR vs. PUK: A comparison of their Dividend Yield (TTM) against the Insurance industry benchmark.

Dividend Payout Ratio (TTM)

PGR

26.80%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
50.55%
Q1
22.12%
Min
0.00%

PGR’s Dividend Payout Ratio of 26.80% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

PUK

17.05%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
50.55%
Q1
22.12%
Min
0.00%

PUK’s Dividend Payout Ratio of 17.05% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PGR vs. PUK: A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry benchmark.

Dividend at a Glance

SymbolPGRPUK
Dividend Yield (TTM)2.18%1.62%
Dividend Payout Ratio (TTM)26.80%17.05%

Valuation

Price-to-Earnings Ratio (TTM)

PGR

12.27

Insurance Industry

Max
27.66
Q3
17.29
Median
12.59
Q1
9.86
Min
3.13

PGR’s P/E Ratio of 12.27 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PUK

10.50

Insurance Industry

Max
27.66
Q3
17.29
Median
12.59
Q1
9.86
Min
3.13

PUK’s P/E Ratio of 10.50 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PGR vs. PUK: A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry benchmark.

Price-to-Sales Ratio (TTM)

PGR

1.54

Insurance Industry

Max
3.39
Q3
1.95
Median
1.25
Q1
0.83
Min
0.22

PGR’s P/S Ratio of 1.54 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

PUK

2.78

Insurance Industry

Max
3.39
Q3
1.95
Median
1.25
Q1
0.83
Min
0.22

PUK’s P/S Ratio of 2.78 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

PGR vs. PUK: A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry benchmark.

Price-to-Book Ratio (MRQ)

PGR

4.09

Insurance Industry

Max
4.36
Q3
2.47
Median
1.77
Q1
1.18
Min
0.17

PGR’s P/B Ratio of 4.09 is in the upper tier for the Insurance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

PUK

1.71

Insurance Industry

Max
4.36
Q3
2.47
Median
1.77
Q1
1.18
Min
0.17

PUK’s P/B Ratio of 1.71 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

PGR vs. PUK: A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry benchmark.

Valuation at a Glance

SymbolPGRPUK
Price-to-Earnings Ratio (TTM)12.2710.50
Price-to-Sales Ratio (TTM)1.542.78
Price-to-Book Ratio (MRQ)4.091.71
Price-to-Free Cash Flow Ratio (TTM)7.7117.40