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JPM vs. UBS: JPMorgan Chase vs. UBS Stock Comparison

How do JPMorgan Chase (JPM) and UBS (UBS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

JPMorgan Chase (JPM) and UBS (UBS) share the Financials sector but sit in different industry groups — JPM in Banks and UBS in Financial Services.

Company profile comparison for JPMorgan Chase (JPM) and UBS (UBS)
Profile ItemJPMUBS
NameJPMorgan Chase & Co.UBS Group AG
Country/RegionUnited StatesSwitzerland
GICS SectorFinancialsFinancials
GICS Industry GroupBanksFinancial Services
GICS IndustryBanksCapital Markets
GICS Sub-IndustryDiversified BanksDiversified Capital Markets
Market Capitalization888.27 billion USD144.79 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 17, 1980May 16, 2000
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

JPM
UBS
GSPC
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JPMorgan Chase (JPM) vs. UBS (UBS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for JPMorgan Chase (JPM) and UBS (UBS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for JPMorgan Chase (JPM) and UBS (UBS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for JPMorgan Chase (JPM) and UBS (UBS)
MetricJPMUBS
Total Return (1Y)11.23%30.78%
Total Return (3Y, Annualized)36.31%29.39%
Total Return (5Y, Annualized)18.27%25.00%

Risk Profile

Drawdown History

JPM
UBS
GSPC
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JPMorgan Chase (JPM) vs. UBS (UBS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for JPMorgan Chase (JPM) and UBS (UBS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for JPMorgan Chase (JPM) and UBS (UBS)
MetricJPMUBS
Volatility (1Y, Annualized)23.08%27.78%
Beta (5Y)1.021.15
Max Drawdown (5Y)-37.93%-32.48%
Avg. Volume (3M)7.03M1.93M

Risk-Adjusted Performance

Risk-Return Positioning

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JPM and UBS are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for JPMorgan Chase (JPM) and UBS (UBS)
MetricJPMUBS
Sharpe Ratio (1Y)0.300.95
Sortino Ratio (1Y)0.421.44

Profitability

ROE (TTM)

Capital efficiency shows on one side only: JPMorgan Chase (JPM) earns 18.01% on shareholders’ equity, ranked against its industry; UBS (UBS) has no ROE this period.

JPM

Banks industry group

18.01%

Max
19.84%
JPM
18.01%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

UBS

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
UBS
--
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JPMorgan Chase (JPM) vs. UBS (UBS): UBS does not report ROE, so it has no value marker; JPM is benchmarked against the Banks industry group.

Net Margin (TTM)

Both JPMorgan Chase (JPM) at 34.59% and UBS (UBS) at 18.18% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

JPM

Banks industry group

34.59%

Max
47.19%
Q3
35.25%
JPM
34.59%
Median
31.21%
Q1
27.11%
Min
14.93%

UBS

Financial Services industry group

18.18%

Max
62.84%
Q3
28.05%
UBS
18.18%
Median
15.36%
Q1
4.82%
Min
-28.52%
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JPMorgan Chase (JPM) vs. UBS (UBS): A comparison of their net margin against their respective Banks and Financial Services industry group benchmarks.

Operating Margin (TTM)

UBS (UBS) reports operating margin of 27.10%; JPMorgan Chase (JPM) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

UBS

Financial Services industry group

27.10%

Max
107.33%
Q3
55.90%
Median
30.09%
UBS
27.10%
Q1
14.60%
Min
-44.34%
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JPMorgan Chase (JPM) vs. UBS (UBS): JPM’s operating margin is not assessed under the Banks industry convention, so the chart shows available visual context for UBS only.

Profitability Metrics

Profitability metrics for JPMorgan Chase (JPM) and UBS (UBS)
MetricJPMUBS
ROE (TTM)18.01%--
ROA (TTM)1.37%--
Net Margin (TTM)34.59%18.18%
Operating Margin (TTM)--27.10%
Gross Margin (TTM)----

Growth

Revenue Growth

Both JPMorgan Chase (JPM) at 7.32% and UBS (UBS) at 4.30% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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JPMorgan Chase (JPM) vs. UBS (UBS): A comparison of their Revenue Growth across different time periods.

EPS Growth

UBS (UBS) at 55.26% sits in the top EPS growth quartile, while JPMorgan Chase (JPM) at 1.37% is in the bottom quartile, showing a clear gap in earnings momentum.

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JPMorgan Chase (JPM) vs. UBS (UBS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for JPMorgan Chase (JPM) and UBS (UBS)
MetricJPMUBS
Revenue Growth (YoY)7.32%4.30%
Revenue Growth (3Y CAGR)12.50%12.44%
EPS Growth (YoY)1.37%55.26%
EPS Growth (3Y CAGR)18.31%1.60%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: JPMorgan Chase (JPM) in Banks and UBS (UBS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: JPMorgan Chase (JPM) in Banks and UBS (UBS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for JPMorgan Chase (JPM) and UBS (UBS)
MetricJPMUBS
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

UBS (UBS) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile JPMorgan Chase (JPM) reports a yield of 1.82%, ranking against industry peers normally.

JPM

Banks industry group

1.82%

Max
5.79%
Q3
3.18%
Median
2.39%
JPM
1.82%
Q1
1.20%
Min
0.00%

UBS

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
UBS
0.00%
Q1
0.00%
Min
0.00%
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JPMorgan Chase (JPM) vs. UBS (UBS): A comparison of their dividend yield against their respective Banks and Financial Services industry group benchmarks.

Dividend Payout Ratio (TTM)

Both JPMorgan Chase (JPM) at 25.80% and UBS (UBS) at 36.30% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

JPM

Banks industry group

25.80%

Max
70.75%
Q3
41.28%
Median
29.26%
JPM
25.80%
Q1
18.98%
Min
0.00%

UBS

Financial Services industry group

36.30%

Max
241.07%
Q3
97.36%
UBS
36.30%
Median
25.77%
Q1
0.00%
Min
0.00%
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JPMorgan Chase (JPM) vs. UBS (UBS): A comparison of their payout ratio against their respective Banks and Financial Services industry group benchmarks.

Dividend Metrics

Dividend metrics for JPMorgan Chase (JPM) and UBS (UBS)
MetricJPMUBS
Dividend Yield (TTM)1.82%0.00%
Dividend Payout Ratio (TTM)25.80%36.30%

Valuation

P/E Ratio (TTM)

UBS (UBS) at 15.77 is near its industry’s usual P/E ratio, while JPMorgan Chase (JPM) at 14.03 sits in the richer quartile — JPM needs stronger growth or earnings quality to justify the premium.

JPM

Banks industry group

14.03

Max
18.16
JPM
14.03
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

UBS

Financial Services industry group

15.77

Max
45.85
Q3
24.64
UBS
15.77
Median
15.37
Q1
9.68
Min
0.16
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JPMorgan Chase (JPM) vs. UBS (UBS): A comparison of their P/E ratio against their respective Banks and Financial Services industry group benchmarks.

P/S Ratio (TTM)

UBS (UBS) shows P/S ratio of 2.71; for JPMorgan Chase (JPM) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

UBS

Financial Services industry group

2.71

Max
9.23
Q3
4.57
Median
2.72
UBS
2.71
Q1
1.28
Min
-0.55
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JPMorgan Chase (JPM) vs. UBS (UBS): JPM’s P/S ratio is not assessed under the Banks industry convention, so the chart shows available visual context for UBS only.

P/B Ratio (MRQ)

UBS (UBS) at 1.64 sits near its industry’s typical P/B ratio, while JPMorgan Chase (JPM) at 2.53 prices above its benchmark range — JPM looks rich relative to book.

JPM

Banks industry group

2.53

JPM
2.53
Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

UBS

Financial Services industry group

1.64

Max
7.79
Q3
3.63
UBS
1.64
Median
1.57
Q1
0.81
Min
-0.39
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JPMorgan Chase (JPM) vs. UBS (UBS): A comparison of their P/B ratio against their respective Banks and Financial Services industry group benchmarks.

Valuation Metrics

Valuation metrics for JPMorgan Chase (JPM) and UBS (UBS)
MetricJPMUBS
P/E Ratio (TTM)14.0315.77
P/S Ratio (TTM)--2.71
P/B Ratio (MRQ)2.531.64
Free Cash Flow Yield (TTM)----