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UBS vs. V: UBS vs. Visa Stock Comparison

How do UBS (UBS) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

UBS (UBS) and Visa (V) both fall under the Financial Services industry group, but UBS is classified in Capital Markets while V is classified in Financial Services.

Company profile comparison for UBS (UBS) and Visa (V)
Profile ItemUBSV
NameUBS Group AGVisa Inc. Class A
Country/RegionSwitzerlandUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryDiversified Capital MarketsTransaction & Payment Processing Services
Market Capitalization144.79 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMay 16, 2000March 19, 2008
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

UBS
V
GSPC
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UBS (UBS) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for UBS (UBS) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for UBS (UBS) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for UBS (UBS) and Visa (V)
MetricUBSV
Total Return (1Y)30.78%27.50%
Total Return (3Y, Annualized)29.39%21.55%
Total Return (5Y, Annualized)25.00%15.65%

Risk Profile

Drawdown History

UBS
V
GSPC
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UBS (UBS) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for UBS (UBS) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for UBS (UBS) and Visa (V)
MetricUBSV
Volatility (1Y, Annualized)27.78%22.99%
Beta (5Y)1.150.78
Max Drawdown (5Y)-32.48%-24.14%
Avg. Volume (3M)1.93M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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UBS and V are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for UBS (UBS) and Visa (V)
MetricUBSV
Sharpe Ratio (1Y)0.951.01
Sortino Ratio (1Y)1.441.64

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Visa (V) earns 63.51% on shareholders’ equity, ranked against its industry; UBS (UBS) has no ROE this period.

UBS

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
UBS
--

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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UBS (UBS) vs. Visa (V): UBS does not report ROE, so it has no value marker; V is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Visa (V) at 51.20% retains a top-quartile share of revenue as profit, ahead of UBS (UBS) at 18.18%, which keeps about the industry-typical share.

UBS

Financial Services industry group

18.18%

Max
62.84%
Q3
28.05%
UBS
18.18%
Median
15.36%
Q1
4.82%
Min
-28.52%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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UBS (UBS) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Visa (V) at 63.73% operates in the top operating margin quartile, ahead of UBS (UBS) at 27.10%, which runs around its industry’s norm.

UBS

Financial Services industry group

27.10%

Max
107.33%
Q3
55.90%
Median
30.09%
UBS
27.10%
Q1
14.60%
Min
-44.34%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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UBS (UBS) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for UBS (UBS) and Visa (V)
MetricUBSV
ROE (TTM)--63.51%
ROA (TTM)--19.61%
Net Margin (TTM)18.18%51.20%
Operating Margin (TTM)27.10%63.73%
Gross Margin (TTM)----

Growth

Revenue Growth

Both UBS (UBS) at 4.30% and Visa (V) at 14.76% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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UBS (UBS) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

UBS (UBS) at 55.26% sits in the top EPS growth quartile, while Visa (V) at 20.78% is closer to the peer norm — faster per-share earnings growth for UBS.

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UBS (UBS) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for UBS (UBS) and Visa (V)
MetricUBSV
Revenue Growth (YoY)4.30%14.76%
Revenue Growth (3Y CAGR)12.44%12.02%
EPS Growth (YoY)55.26%20.78%
EPS Growth (3Y CAGR)1.60%14.16%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: UBS (UBS) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: UBS (UBS) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for UBS (UBS) and Visa (V)
MetricUBSV
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

UBS (UBS) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Visa (V) reports a yield of 0.66%, ranking against industry peers normally.

UBS

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
UBS
0.00%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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UBS (UBS) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both UBS (UBS) at 36.30% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

UBS

Financial Services industry group

36.30%

Max
241.07%
Q3
97.36%
UBS
36.30%
Median
25.77%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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UBS (UBS) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for UBS (UBS) and Visa (V)
MetricUBSV
Dividend Yield (TTM)0.00%0.66%
Dividend Payout Ratio (TTM)36.30%21.75%

Valuation

P/E Ratio (TTM)

UBS (UBS) at 15.77 is near its industry’s usual P/E ratio, while Visa (V) at 34.31 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.

UBS

Financial Services industry group

15.77

Max
45.85
Q3
24.64
UBS
15.77
Median
15.37
Q1
9.68
Min
0.16

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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UBS (UBS) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

UBS (UBS) at 2.71 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.

UBS

Financial Services industry group

2.71

Max
9.23
Q3
4.57
Median
2.72
UBS
2.71
Q1
1.28
Min
-0.55

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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UBS (UBS) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

UBS (UBS) at 1.64 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

UBS

Financial Services industry group

1.64

Max
7.79
Q3
3.63
UBS
1.64
Median
1.57
Q1
0.81
Min
-0.39

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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UBS (UBS) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for UBS (UBS) and Visa (V)
MetricUBSV
P/E Ratio (TTM)15.7734.31
P/S Ratio (TTM)2.7117.18
P/B Ratio (MRQ)1.6422.05
Free Cash Flow Yield (TTM)----