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UBS (UBS) Stock Analysis

This is a peer-relative look at UBS (UBS): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Financial Services peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for UBS (UBS)
Profile ItemUBS
NameUBS Group AG
Country/RegionSwitzerland
GICS SectorFinancials
GICS Industry GroupFinancial Services
GICS IndustryCapital Markets
GICS Sub-IndustryDiversified Capital Markets
Market Capitalization144.79 billion USD
CurrencyUSD
ExchangeNYSE
Listing DateMay 16, 2000
Security TypeCommon Stock

Price Performance

Cumulative Growth

UBS
GSPC
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UBS (UBS) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for UBS (UBS) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for UBS (UBS) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

UBS (UBS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: UBSIndustry group median
Total Return (1Y)30.78%1.90%
Total Return (3Y, Annualized)29.39%12.71%
Total Return (5Y, Annualized)25.00%2.81%

Risk Profile

Drawdown History

UBS
GSPC
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UBS (UBS) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for UBS (UBS) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

UBS (UBS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: UBSIndustry group median
Volatility (1Y, Annualized)27.78%36.24%
Beta (5Y)1.151.04
Max Drawdown (5Y)-32.48%-48.56%

Risk-Adjusted Performance

Risk-Return Positioning

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Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. UBS is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

UBS (UBS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: UBSIndustry group median
Sharpe Ratio (1Y)0.95-0.09
Sortino Ratio (1Y)1.44-0.13

Profitability

ROE (TTM)

No usable ROE is available for UBS (UBS) this period, so the shareholder-equity return read is skipped.

UBS

Financial Services industry group

--

Group distribution
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
UBS
--
Largest peers
MA
231.37%
V
63.51%
MS
18.04%
GS
17.71%
BRK.A
12.12%
BRK.B
12.12%
UBS
--
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UBS (UBS) doesn’t report ROE this period; the box shows the Financial Services group’s distribution and the dots its largest members.

Net Margin (TTM)

UBS (UBS) keeps 18.18% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

UBS

Financial Services industry group

18.18%

Group distribution
Max
62.84%
Q3
28.05%
UBS
18.18%
Median
15.36%
Q1
4.82%
Min
-28.52%
Largest peers
V
51.20%
MA
46.73%
GS
31.21%
MS
25.63%
BRK.A
22.30%
BRK.B
22.30%
UBS
18.18%
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Where UBS (UBS) stands on net margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

UBS (UBS) turns 27.10% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

UBS

Financial Services industry group

27.10%

Group distribution
Max
107.33%
Q3
55.90%
Median
30.09%
UBS
27.10%
Q1
14.60%
Min
-44.34%
Largest peers
V
63.73%
MA
60.53%
MS
39.00%
GS
38.37%
BRK.A
32.56%
BRK.B
32.56%
UBS
27.10%
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Where UBS (UBS) stands on operating margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

UBS (UBS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: UBSIndustry group median
ROE (TTM)--12.91%
ROA (TTM)--3.60%
Net Margin (TTM)18.18%15.36%
Operating Margin (TTM)27.10%30.09%
Gross Margin (TTM)----

Growth

Revenue Growth

UBS (UBS) grew revenue 4.30%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

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UBS (UBS): Revenue Growth across different time periods, set against Financial Services industry-group medians.

EPS Growth

UBS (UBS) grew earnings per share 55.26%, in the upper peer quartile. Per-share profits are compounding faster than at most industry peers.

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UBS (UBS): EPS Growth across different time periods, set against Financial Services industry-group medians.

Growth Metrics

UBS (UBS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: UBSIndustry group median
Revenue Growth (YoY)4.30%9.46%
Revenue Growth (3Y CAGR)12.44%10.90%
EPS Growth (YoY)55.26%7.46%
EPS Growth (3Y CAGR)1.60%13.04%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for UBS (UBS) in Financial Services: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for UBS (UBS) in Financial Services: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

UBS (UBS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: UBSIndustry group median
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

UBS (UBS) pays no dividend, leaving dividend yield at 0.00% this period. Shareholders may still receive value through reinvestment or buybacks, but there is no dividend income to compare here.

UBS

Financial Services industry group

0.00%

Group distribution
Max
9.77%
Q3
3.92%
Median
1.09%
UBS
0.00%
Q1
0.00%
Min
0.00%
Largest peers
MS
2.40%
GS
2.07%
V
0.66%
MA
0.53%
UBS
0.00%
BRK.A
0.00%
BRK.B
0.00%
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Where UBS (UBS) stands on dividend yield within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

UBS (UBS) has payout ratio of 36.30%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

UBS

Financial Services industry group

36.30%

Group distribution
Max
241.07%
Q3
97.36%
UBS
36.30%
Median
25.77%
Q1
0.00%
Min
0.00%
Largest peers
UBS
36.30%
MS
32.91%
GS
25.88%
V
21.75%
MA
17.63%
BRK.A
0.00%
BRK.B
0.00%
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Where UBS (UBS) stands on payout ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

UBS (UBS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: UBSIndustry group median
Dividend Yield (TTM)0.00%1.09%
Dividend Payout Ratio (TTM)36.30%25.77%

Valuation

P/E Ratio (TTM)

UBS (UBS) trades at P/E ratio of 15.77, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

UBS

Financial Services industry group

15.77

Group distribution
Max
45.85
Q3
24.64
UBS
15.77
Median
15.37
Q1
9.68
Min
0.16
Largest peers
V
34.31
MA
34.15
UBS
15.77
MS
14.39
BRK.A
14.36
BRK.B
14.36
GS
12.45
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Where UBS (UBS) stands on P/E ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

UBS (UBS) trades at 2.71 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

UBS

Financial Services industry group

2.71

Group distribution
Max
9.23
Q3
4.57
Median
2.72
UBS
2.71
Q1
1.28
Min
-0.55
Largest peers
V
17.18
MA
15.67
MS
3.55
GS
3.52
BRK.A
3.18
BRK.B
3.18
UBS
2.71
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Where UBS (UBS) stands on P/S ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

UBS (UBS) trades at 1.64 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

UBS

Financial Services industry group

1.64

Group distribution
Max
7.79
Q3
3.63
UBS
1.64
Median
1.57
Q1
0.81
Min
-0.39
Largest peers
MA
84.30
V
22.05
MS
2.65
GS
2.36
BRK.A
1.72
UBS
1.64
BRK.B
0.00
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Where UBS (UBS) stands on P/B ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

UBS (UBS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: UBSIndustry group median
P/E Ratio (TTM)15.7715.37
P/S Ratio (TTM)2.712.72
P/B Ratio (MRQ)1.641.57
Free Cash Flow Yield (TTM)----