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Mastercard (MA) vs. Visa (V)

This page compares Mastercard (MA) with Visa (V) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.

Company Profile

Mastercard (MA) and Visa (V) are both classified in the Transaction & Payment Processing Services sub-industry within the broader Financial Services industry, placing them in the closest GICS peer bucket.

SymbolMAV
Company NameMastercard IncorporatedVisa Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesFinancial Services
GICS Sub-IndustryTransaction & Payment Processing ServicesTransaction & Payment Processing Services
Market Capitalization441.46 billion USD629.71 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMay 25, 2006March 19, 2008
Security TypeCommon StockCommon Stock

Historical Performance

MA
V
Loading price history…
Mastercard (MA) vs. Visa (V): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Historical Performance at a Glance

SymbolMAV
5-Day Price Return1.10%1.65%
13-Week Price Return-3.97%3.82%
26-Week Price Return-10.07%-1.48%
52-Week Price Return-12.28%-7.59%
Month-to-Date Return-0.66%0.39%
Year-to-Date Return-12.48%-5.59%
10-Day Avg. Volume3.43M7.57M
3-Month Avg. Volume3.83M7.80M
3-Month Volatility25.54%25.41%
Beta0.760.79

Profitability

Return on Equity (TTM)

Both Mastercard (MA) at 206.14% and Visa (V) at 58.90% post Return on Equity (TTM) above their industry benchmark ranges, pointing to unusually strong headline returns on shareholders’ equity.

MA

Financial Services industry group

206.14%

Max
47.95%
Q3
23.50%
Median
14.09%
Q1
6.10%
Min
-18.72%

V

Financial Services industry group

58.90%

Max
47.95%
Q3
23.50%
Median
14.09%
Q1
6.10%
Min
-18.72%
Mastercard (MA) vs. Visa (V): A comparison of their Return on Equity (TTM) against the Financial Services industry group benchmark.

Net Profit Margin (TTM)

Both Mastercard (MA) at 45.88% and Visa (V) at 51.68% rank in the top quartile for Net Profit Margin (TTM) among industry peers, indicating both companies convert revenue into net income more strongly than typical competitors.

MA

Financial Services industry group

45.88%

Max
53.82%
Q3
25.02%
Median
14.32%
Q1
5.67%
Min
-19.79%

V

Financial Services industry group

51.68%

Max
53.82%
Q3
25.02%
Median
14.32%
Q1
5.67%
Min
-19.79%
Mastercard (MA) vs. Visa (V): A comparison of their Net Profit Margin (TTM) against the Financial Services industry group benchmark.

Operating Profit Margin (TTM)

Both Mastercard (MA) at 57.91% and Visa (V) at 61.12% rank in the top quartile for Operating Profit Margin (TTM) among industry peers, indicating both companies convert revenue into operating income more strongly than typical competitors.

MA

Financial Services industry group

57.91%

Max
73.39%
Q3
36.76%
Median
20.24%
Q1
11.35%
Min
-19.92%

V

Financial Services industry group

61.12%

Max
73.39%
Q3
36.76%
Median
20.24%
Q1
11.35%
Min
-19.92%
Mastercard (MA) vs. Visa (V): A comparison of their Operating Profit Margin (TTM) against the Financial Services industry group benchmark.

Profitability at a Glance

SymbolMAV
Return on Equity (TTM)206.14%58.90%
Return on Assets (TTM)29.47%22.72%
Net Profit Margin (TTM)45.88%51.68%
Operating Profit Margin (TTM)57.91%61.12%
Gross Profit Margin (TTM)--81.29%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Mastercard (MA) in Financial Services or Visa (V) in Financial Services under our convention.

MA

Financial Services industry group

0.98

Max
4.77
Q3
2.27
Median
1.19
Q1
0.59
Min
0.00

V

Financial Services industry group

1.09

Max
4.77
Q3
2.27
Median
1.19
Q1
0.59
Min
0.00
Mastercard (MA) vs. Visa (V): A comparison of their Current Ratio (MRQ) against the Financial Services industry group benchmark.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Mastercard (MA) in Financial Services or Visa (V) in Financial Services under our convention.

MA

Financial Services industry group

2.82

Max
8.59
Q3
3.69
Median
1.22
Q1
0.23
Min
0.00

V

Financial Services industry group

0.67

Max
8.59
Q3
3.69
Median
1.22
Q1
0.23
Min
0.00
Mastercard (MA) vs. Visa (V): A comparison of their Debt-to-Equity Ratio (MRQ) against the Financial Services industry group benchmark.

Interest Coverage Ratio (TTM)

Interest Coverage Ratio (TTM) isn’t a meaningful figure for either Mastercard (MA) in Financial Services or Visa (V) in Financial Services under our convention.

MA

Financial Services industry group

32.07

Max
33.37
Q3
20.09
Median
5.74
Q1
1.25
Min
-3.76

V

Financial Services industry group

24.71

Max
33.37
Q3
20.09
Median
5.74
Q1
1.25
Min
-3.76
Mastercard (MA) vs. Visa (V): A comparison of their Interest Coverage Ratio (TTM) against the Financial Services industry group benchmark.

Financial Strength at a Glance

SymbolMAV
Current Ratio (MRQ)0.981.09
Quick Ratio (MRQ)0.980.97
Debt-to-Equity Ratio (MRQ)2.820.67
Interest Coverage Ratio (TTM)32.0724.71

Growth

Revenue Growth

Mastercard (MA) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolMAV
Revenue Growth (MRQ vs Prior YoY)15.83%17.05%
Revenue Growth (TTM vs Prior YoY)16.75%14.37%
3-Year Revenue CAGR13.82%10.92%
5-Year Revenue CAGR16.47%12.86%

EPS Growth

Mastercard (MA) vs. Visa (V): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolMAV
EPS Growth (MRQ vs Prior YoY)21.14%35.53%
EPS Growth (TTM vs Prior YoY)21.21%15.31%
3-Year EPS CAGR17.34%13.37%
5-Year EPS CAGR20.99%15.85%

Dividend

Dividend Yield (TTM)

Both Mastercard (MA) at 0.64% and Visa (V) at 0.78% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.

MA

Financial Services industry group

0.64%

Max
9.30%
Q3
3.78%
Median
1.47%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.78%

Max
9.30%
Q3
3.78%
Median
1.47%
Q1
0.00%
Min
0.00%
Mastercard (MA) vs. Visa (V): A comparison of their Dividend Yield (TTM) against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Mastercard (MA) at 18.23% and Visa (V) at 21.94% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.

MA

Financial Services industry group

18.23%

Max
119.94%
Q3
55.80%
Median
23.88%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.94%

Max
119.94%
Q3
55.80%
Median
23.88%
Q1
0.00%
Min
0.00%
Mastercard (MA) vs. Visa (V): A comparison of their Dividend Payout Ratio (TTM) against the Financial Services industry group benchmark.

Dividend at a Glance

SymbolMAV
Dividend Yield (TTM)0.64%0.78%
Dividend Payout Ratio (TTM)18.23%21.94%

Valuation

Price-to-Earnings Ratio (TTM)

Visa (V) at 27.95 carries typical industry Price-to-Earnings Ratio (TTM), while Mastercard (MA) at 28.36 sits in the higher-multiple quartile — MA carries a higher trailing earnings multiple relative to peers.

MA

Financial Services industry group

28.36

Max
54.42
Q3
28.33
Median
16.17
Q1
10.23
Min
1.22

V

Financial Services industry group

27.95

Max
54.42
Q3
28.33
Median
16.17
Q1
10.23
Min
1.22
Mastercard (MA) vs. Visa (V): A comparison of their Price-to-Earnings Ratio (TTM) against the Financial Services industry group benchmark.

Price-to-Sales Ratio (TTM)

Both Mastercard (MA) at 13.01 and Visa (V) at 14.45 sit above their industries’ benchmark ranges for Price-to-Sales Ratio (TTM), pointing to unusually high trailing revenue multiples relative to peers.

MA

Financial Services industry group

13.01

Max
9.16
Q3
4.55
Median
2.49
Q1
1.38
Min
0.02

V

Financial Services industry group

14.45

Max
9.16
Q3
4.55
Median
2.49
Q1
1.38
Min
0.02
Mastercard (MA) vs. Visa (V): A comparison of their Price-to-Sales Ratio (TTM) against the Financial Services industry group benchmark.

Price-to-Book Ratio (MRQ)

Both Mastercard (MA) at 66.32 and Visa (V) at 16.15 sit above their industries’ benchmark ranges for Price-to-Book Ratio (MRQ), pointing to unusually high book-value multiples relative to peers.

MA

Financial Services industry group

66.32

Max
9.08
Q3
4.33
Median
2.13
Q1
1.08
Min
0.20

V

Financial Services industry group

16.15

Max
9.08
Q3
4.33
Median
2.13
Q1
1.08
Min
0.20
Mastercard (MA) vs. Visa (V): A comparison of their Price-to-Book Ratio (MRQ) against the Financial Services industry group benchmark.

Valuation at a Glance

SymbolMAV
Price-to-Earnings Ratio (TTM)28.3627.95
Price-to-Sales Ratio (TTM)13.0114.45
Price-to-Book Ratio (MRQ)66.3216.15
Price-to-Free Cash Flow Ratio (TTM)25.8629.34