BAC vs. JPM: Bank of America vs. JPMorgan Chase Stock Comparison
How do Bank of America (BAC) and JPMorgan Chase (JPM) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bank of America (BAC) and JPMorgan Chase (JPM) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
| Profile Item | BAC | JPM |
|---|---|---|
| Name | Bank of America Corporation | JPMorgan Chase & Co. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 450.96 billion USD | 964.50 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BAC | JPM |
|---|---|---|
| Total Return (1Y) | 38.12% | 25.71% |
| Total Return (3Y, Annualized) | 30.99% | 35.80% |
| Total Return (5Y, Annualized) | 11.85% | 20.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BAC | JPM |
|---|---|---|
| Volatility (1Y, Annualized) | 21.28% | 22.26% |
| Beta (5Y) | 1.16 | 0.99 |
| Max Drawdown (5Y) | -46.64% | -38.77% |
| Avg. Volume (3M) | 35.09M | 8.91M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BAC | JPM |
|---|---|---|
| Sharpe Ratio (1Y) | 1.60 | 0.98 |
| Sortino Ratio (1Y) | 2.31 | 1.38 |
Profitability
ROE (TTM)
JPMorgan Chase (JPM) at 17.79% sits in the top ROE quartile, while Bank of America (BAC) at 11.20% is closer to the peer norm — stronger capital efficiency for JPM.
BAC
Banks industry group
11.20%
- Max
- 19.49%
- Q3
- 13.33%
- BAC
- 11.20%
- Median
- 11.17%
- Q1
- 9.21%
- Min
- 3.19%
JPM
Banks industry group
17.79%
- Max
- 19.49%
- JPM
- 17.79%
- Q3
- 13.33%
- Median
- 11.17%
- Q1
- 9.21%
- Min
- 3.19%
Net Margin (TTM)
Both Bank of America (BAC) at 29.52% and JPMorgan Chase (JPM) at 34.92% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BAC
Banks industry group
29.52%
- Max
- 47.25%
- Q3
- 35.18%
- Median
- 30.75%
- BAC
- 29.52%
- Q1
- 26.80%
- Min
- 14.41%
JPM
Banks industry group
34.92%
- Max
- 47.25%
- Q3
- 35.18%
- JPM
- 34.92%
- Median
- 30.75%
- Q1
- 26.80%
- Min
- 14.41%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Bank of America (BAC) in Banks and JPMorgan Chase (JPM) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BAC | JPM |
|---|---|---|
| ROE (TTM) | 11.20% | 17.79% |
| ROA (TTM) | 0.97% | 1.36% |
| Net Margin (TTM) | 29.52% | 34.92% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Bank of America (BAC) at 6.84% and JPMorgan Chase (JPM) at 7.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Bank of America (BAC) at 18.69% is around its peer norm for EPS growth, while JPMorgan Chase (JPM) at 1.37% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | BAC | JPM |
|---|---|---|
| Revenue Growth (YoY) | 6.84% | 7.32% |
| Revenue Growth (3Y CAGR) | 6.00% | 12.50% |
| EPS Growth (YoY) | 18.69% | 1.37% |
| EPS Growth (3Y CAGR) | 6.10% | 18.31% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Bank of America (BAC) in Banks and JPMorgan Chase (JPM) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Bank of America (BAC) in Banks and JPMorgan Chase (JPM) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BAC | JPM |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Bank of America (BAC) at 1.75% and JPMorgan Chase (JPM) at 1.65% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
BAC
Banks industry group
1.75%
- Max
- 5.57%
- Q3
- 3.08%
- Median
- 2.25%
- BAC
- 1.75%
- Q1
- 1.20%
- Min
- 0.00%
JPM
Banks industry group
1.65%
- Max
- 5.57%
- Q3
- 3.08%
- Median
- 2.25%
- JPM
- 1.65%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Bank of America (BAC) at 25.87% and JPMorgan Chase (JPM) at 25.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
BAC
Banks industry group
25.87%
- Max
- 76.19%
- Q3
- 41.82%
- Median
- 28.70%
- BAC
- 25.87%
- Q1
- 18.66%
- Min
- 0.00%
JPM
Banks industry group
25.71%
- Max
- 76.19%
- Q3
- 41.82%
- Median
- 28.70%
- JPM
- 25.71%
- Q1
- 18.66%
- Min
- 0.00%
Dividend Metrics
| Metric | BAC | JPM |
|---|---|---|
| Dividend Yield (TTM) | 1.75% | 1.65% |
| Dividend Payout Ratio (TTM) | 25.87% | 25.71% |
Valuation
P/E Ratio (TTM)
Bank of America (BAC) at 14.79 is near its industry’s usual P/E ratio, while JPMorgan Chase (JPM) at 15.55 sits in the richer quartile — JPM needs stronger growth or earnings quality to justify the premium.
BAC
Banks industry group
14.79
- Max
- 20.84
- Q3
- 15.55
- BAC
- 14.79
- Median
- 13.12
- Q1
- 11.81
- Min
- 7.19
JPM
Banks industry group
15.55
- Max
- 20.84
- JPM
- 15.55
- Q3
- 15.55
- Median
- 13.12
- Q1
- 11.81
- Min
- 7.19
P/S Ratio (TTM)
P/S ratio is set aside for both Bank of America (BAC) in Banks and JPMorgan Chase (JPM) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Bank of America (BAC) at 1.64 sits near its industry’s typical P/B ratio, while JPMorgan Chase (JPM) at 2.73 prices above its benchmark range — JPM looks rich relative to book.
BAC
Banks industry group
1.64
- Max
- 2.39
- Q3
- 1.67
- BAC
- 1.64
- Median
- 1.37
- Q1
- 1.17
- Min
- 0.43
JPM
Banks industry group
2.73
- JPM
- 2.73
- Max
- 2.39
- Q3
- 1.67
- Median
- 1.37
- Q1
- 1.17
- Min
- 0.43
Valuation Metrics
| Metric | BAC | JPM |
|---|---|---|
| P/E Ratio (TTM) | 14.79 | 15.55 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.64 | 2.73 |
| Free Cash Flow Yield (TTM) | -- | -- |