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BAC vs. JPM: A Head-to-Head Stock Comparison

Here’s a clear look at BAC and JPM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolBACJPM
Company NameBank of America CorporationJPMorgan Chase & Co.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization374.35 billion USD820.65 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973March 17, 1980
Security TypeCommon StockCommon Stock

JPM’s market capitalization (820.65 billion USD) is significantly greater than BAC’s (374.35 billion USD), highlighting its more substantial market valuation.

Historical Performance

This chart compares the performance of BAC and JPM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC
JPM
Loading price history…
BAC vs. JPM: Growth of a $10,000 investment over the past five years.

Historical Performance at a Glance

SymbolBACJPM
5-Day Price Return-0.92%-1.98%
13-Week Price Return-4.75%-3.47%
26-Week Price Return-0.53%-1.02%
52-Week Price Return28.88%22.81%
Month-to-Date Return-1.33%-2.22%
Year-to-Date Return-4.09%-4.95%
10-Day Avg. Volume28.52M7.42M
3-Month Avg. Volume38.96M10.24M
3-Month Volatility25.38%24.23%
Beta1.241.04

With betas of 1.24 for BAC and 1.04 for JPM, both stocks show similar sensitivity to overall market movements.

Profitability

Return on Equity (TTM)

BAC

10.50%

Banks Industry
Max
23.98%
Q3
15.37%
Median
11.42%
Q1
8.84%
Min
1.66%

BAC’s Return on Equity of 10.50% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

JPM

16.32%

Banks Industry
Max
23.98%
Q3
15.37%
Median
11.42%
Q1
8.84%
Min
1.66%

In the upper quartile for the Banks industry, JPM’s Return on Equity of 16.32% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BAC vs. JPM: A comparison of their Return on Equity (TTM) against the Banks industry benchmark.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry
Max
54.20%
Q3
34.89%
Median
28.77%
Q1
21.82%
Min
2.66%

BAC’s Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

JPM

33.26%

Banks Industry
Max
54.20%
Q3
34.89%
Median
28.77%
Q1
21.82%
Min
2.66%

JPM’s Net Profit Margin of 33.26% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

BAC vs. JPM: A comparison of their Net Profit Margin (TTM) against the Banks industry benchmark.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry
Max
63.35%
Q3
44.29%
Median
36.69%
Q1
28.04%
Min
12.28%

BAC’s Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

JPM

41.23%

Banks Industry
Max
63.35%
Q3
44.29%
Median
36.69%
Q1
28.04%
Min
12.28%

JPM’s Operating Profit Margin of 41.23% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

BAC vs. JPM: A comparison of their Operating Profit Margin (TTM) against the Banks industry benchmark.

Profitability at a Glance

SymbolBACJPM
Return on Equity (TTM)10.50%16.32%
Return on Assets (TTM)0.92%1.28%
Net Profit Margin (TTM)30.16%33.26%
Operating Profit Margin (TTM)32.74%41.23%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

BAC

--

Banks Industry
Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

JPM

--

Banks Industry
Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BAC vs. JPM: A comparison of their Current Ratio (MRQ) against the Banks industry benchmark.

Debt-to-Equity Ratio (MRQ)

BAC

2.45

Banks Industry
Max
4.88
Q3
2.52
Median
1.11
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

JPM

3.39

Banks Industry
Max
4.88
Q3
2.52
Median
1.11
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BAC vs. JPM: A comparison of their Debt-to-Equity Ratio (MRQ) against the Banks industry benchmark.

Interest Coverage Ratio (TTM)

BAC

--

Banks Industry
Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

JPM

--

Banks Industry
Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BAC vs. JPM: A comparison of their Interest Coverage Ratio (TTM) against the Banks industry benchmark.

Financial Strength at a Glance

SymbolBACJPM
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)2.453.39
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

BAC vs. JPM: A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolBACJPM
Revenue Growth (MRQ vs Prior YoY)71.37%73.97%
Revenue Growth (TTM vs Prior YoY)99.37%108.98%
3-Year Revenue CAGR0.62%3.36%
5-Year Revenue CAGR4.74%7.73%

EPS Growth

BAC vs. JPM: A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolBACJPM
EPS Growth (MRQ vs Prior YoY)22.19%16.95%
EPS Growth (TTM vs Prior YoY)18.65%2.39%
3-Year EPS CAGR5.63%17.37%
5-Year EPS CAGR14.32%16.80%

Dividend

Dividend Yield (TTM)

BAC

2.56%

Banks Industry
Max
9.68%
Q3
5.25%
Median
3.46%
Q1
2.25%
Min
0.00%

BAC’s Dividend Yield of 2.56% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

JPM

2.02%

Banks Industry
Max
9.68%
Q3
5.25%
Median
3.46%
Q1
2.25%
Min
0.00%

JPM’s Dividend Yield of 2.02% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

BAC vs. JPM: A comparison of their Dividend Yield (TTM) against the Banks industry benchmark.

Dividend Payout Ratio (TTM)

BAC

31.38%

Banks Industry
Max
145.92%
Q3
79.32%
Median
51.45%
Q1
34.60%
Min
0.00%

BAC’s Dividend Payout Ratio of 31.38% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

JPM

29.14%

Banks Industry
Max
145.92%
Q3
79.32%
Median
51.45%
Q1
34.60%
Min
0.00%

JPM’s Dividend Payout Ratio of 29.14% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

BAC vs. JPM: A comparison of their Dividend Payout Ratio (TTM) against the Banks industry benchmark.

Dividend at a Glance

SymbolBACJPM
Dividend Yield (TTM)2.56%2.02%
Dividend Payout Ratio (TTM)31.38%29.14%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

11.78

Banks Industry
Max
23.03
Q3
14.38
Median
11.27
Q1
8.48
Min
2.83

BAC’s P/E Ratio of 11.78 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

JPM

13.96

Banks Industry
Max
23.03
Q3
14.38
Median
11.27
Q1
8.48
Min
2.83

JPM’s P/E Ratio of 13.96 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BAC vs. JPM: A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry benchmark.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry
Max
4.90
Q3
3.05
Median
2.19
Q1
1.56
Min
0.39

The P/S Ratio is often not a primary valuation tool in the Banks industry.

JPM

2.90

Banks Industry
Max
4.90
Q3
3.05
Median
2.19
Q1
1.56
Min
0.39

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BAC vs. JPM: A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry benchmark.

Price-to-Book Ratio (MRQ)

BAC

1.16

Banks Industry
Max
2.38
Q3
1.55
Median
1.18
Q1
0.93
Min
0.10

BAC’s P/B Ratio of 1.16 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

JPM

2.17

Banks Industry
Max
2.38
Q3
1.55
Median
1.18
Q1
0.93
Min
0.10

JPM’s P/B Ratio of 2.17 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BAC vs. JPM: A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry benchmark.

Valuation at a Glance

SymbolBACJPM
Price-to-Earnings Ratio (TTM)11.7813.96
Price-to-Sales Ratio (TTM)2.332.90
Price-to-Book Ratio (MRQ)1.162.17
Price-to-Free Cash Flow Ratio (TTM)5.135.51