JPM vs. RY: JPMorgan Chase vs. Royal Bank of Canada Stock Comparison

Company Profile

JPMorgan Chase (JPM) and Royal Bank of Canada (RY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both JPMorgan Chase (JPM) at 17.79% and Royal Bank of Canada (RY) at 16.20% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

Both JPMorgan Chase (JPM) at 34.92% and Royal Bank of Canada (RY) at 33.69% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for JPMorgan Chase (JPM) in Banks and Royal Bank of Canada (RY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both JPMorgan Chase (JPM) at 7.32% and Royal Bank of Canada (RY) at 15.73% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Only one side can be read here: JPMorgan Chase (JPM) reports EPS growth of 1.37%, ranked against its industry; Royal Bank of Canada (RY) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: JPMorgan Chase (JPM) in Banks and Royal Bank of Canada (RY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: JPMorgan Chase (JPM) in Banks and Royal Bank of Canada (RY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both JPMorgan Chase (JPM) at 1.65% and Royal Bank of Canada (RY) at 2.96% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both JPMorgan Chase (JPM) at 25.71% and Royal Bank of Canada (RY) at 41.35% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both JPMorgan Chase (JPM) at 15.55 and Royal Bank of Canada (RY) at 19.65 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

P/S ratio is set aside for both JPMorgan Chase (JPM) in Banks and Royal Bank of Canada (RY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Measured against book value, both JPMorgan Chase (JPM) at 2.73 and Royal Bank of Canada (RY) at 3.26 look expensive — each P/B ratio sits above its industry’s benchmark range.

Valuation Metrics