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JPMorgan Chase (JPM) Stock Analysis

This is a peer-relative look at JPMorgan Chase (JPM): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Banks peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for JPMorgan Chase (JPM)
Profile ItemJPM
NameJPMorgan Chase & Co.
Country/RegionUnited States
GICS SectorFinancials
GICS Industry GroupBanks
GICS IndustryBanks
GICS Sub-IndustryDiversified Banks
Market Capitalization953.33 billion USD
CurrencyUSD
ExchangeNYSE
Listing DateMarch 17, 1980
Security TypeCommon Stock

Price Performance

Cumulative Growth

JPM
GSPC
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JPMorgan Chase (JPM) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for JPMorgan Chase (JPM) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for JPMorgan Chase (JPM) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

JPMorgan Chase (JPM) metric values compared with Banks industry-group medians
MetricCurrent stock: JPMIndustry group median
Total Return (1Y)20.30%26.60%
Total Return (3Y, Annualized)37.67%23.58%
Total Return (5Y, Annualized)20.57%11.47%

Risk Profile

Drawdown History

JPM
GSPC
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JPMorgan Chase (JPM) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for JPMorgan Chase (JPM) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

JPMorgan Chase (JPM) metric values compared with Banks industry-group medians
MetricCurrent stock: JPMIndustry group median
Volatility (1Y, Annualized)22.32%25.57%
Beta (5Y)1.020.73
Max Drawdown (5Y)-38.77%-43.37%

Risk-Adjusted Performance

Risk-Return Positioning

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Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. JPM is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

JPMorgan Chase (JPM) metric values compared with Banks industry-group medians
MetricCurrent stock: JPMIndustry group median
Sharpe Ratio (1Y)0.730.90
Sortino Ratio (1Y)1.021.32

Profitability

ROE (TTM)

JPMorgan Chase (JPM) posts ROE of 17.79%, in the upper peer quartile. That suggests the company earns more from each dollar of shareholders’ equity than most industry peers, a useful capital-efficiency signal.

JPM

Banks industry group

17.79%

Group distribution
Max
19.57%
JPM
17.79%
Q3
13.34%
Median
11.19%
Q1
9.06%
Min
3.03%
Largest peers
JPM
17.79%
RY
16.21%
HSBC
13.11%
WFC
12.58%
BAC
11.20%
MUFG
9.46%
C
8.53%
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Where JPMorgan Chase (JPM) stands on ROE within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

JPMorgan Chase (JPM) keeps 34.92% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

JPM

Banks industry group

34.92%

Group distribution
Max
47.25%
Q3
34.96%
JPM
34.92%
Median
30.66%
Q1
26.45%
Min
14.41%
Largest peers
HSBC
37.80%
JPM
34.92%
RY
33.87%
BAC
29.52%
MUFG
27.45%
WFC
27.23%
C
21.83%
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Where JPMorgan Chase (JPM) stands on net margin within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

operating margin is set aside for JPMorgan Chase (JPM) in Banks: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

JPMorgan Chase (JPM) metric values compared with Banks industry-group medians
MetricCurrent stock: JPMIndustry group median
ROE (TTM)17.79%11.19%
ROA (TTM)1.36%1.20%
Net Margin (TTM)34.92%30.66%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

JPMorgan Chase (JPM) grew revenue 7.32%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

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JPMorgan Chase (JPM): Revenue Growth across different time periods, set against Banks industry-group medians.

EPS Growth

JPMorgan Chase (JPM) grew earnings per share 1.37%, in the lower peer quartile. Per-share profits are advancing more slowly than at most peers, so margins, costs, or share count deserve a closer look.

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JPMorgan Chase (JPM): EPS Growth across different time periods, set against Banks industry-group medians.

Growth Metrics

JPMorgan Chase (JPM) metric values compared with Banks industry-group medians
MetricCurrent stock: JPMIndustry group median
Revenue Growth (YoY)7.32%11.15%
Revenue Growth (3Y CAGR)12.50%6.24%
EPS Growth (YoY)1.37%16.09%
EPS Growth (3Y CAGR)18.31%2.73%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for JPMorgan Chase (JPM) in Banks: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for JPMorgan Chase (JPM) in Banks: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

JPMorgan Chase (JPM) metric values compared with Banks industry-group medians
MetricCurrent stock: JPMIndustry group median
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

JPMorgan Chase (JPM) has dividend yield of 1.66%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

JPM

Banks industry group

1.66%

Group distribution
Max
5.64%
Q3
3.16%
Median
2.34%
JPM
1.66%
Q1
1.24%
Min
0.00%
Largest peers
MUFG
356.40%
RY
3.10%
WFC
2.02%
BAC
1.79%
C
1.74%
JPM
1.66%
HSBC
0.70%
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Where JPMorgan Chase (JPM) stands on dividend yield within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

JPMorgan Chase (JPM) has payout ratio of 25.71%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

JPM

Banks industry group

25.71%

Group distribution
Max
73.52%
Q3
41.82%
Median
28.89%
JPM
25.71%
Q1
19.23%
Min
0.00%
Largest peers
HSBC
53.57%
RY
41.49%
MUFG
35.38%
WFC
26.16%
BAC
25.87%
C
25.86%
JPM
25.71%
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Where JPMorgan Chase (JPM) stands on payout ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

JPMorgan Chase (JPM) metric values compared with Banks industry-group medians
MetricCurrent stock: JPMIndustry group median
Dividend Yield (TTM)1.66%2.34%
Dividend Payout Ratio (TTM)25.71%28.89%

Valuation

P/E Ratio (TTM)

JPMorgan Chase (JPM) trades at P/E ratio of 15.36, in the richer earnings-multiple quartile for its industry. That premium needs support from growth, durable earnings, or stronger business quality.

JPM

Banks industry group

15.36

Group distribution
Max
20.32
JPM
15.36
Q3
15.14
Median
12.76
Q1
11.45
Min
7.37
Largest peers
RY
18.38
MUFG
16.17
JPM
15.36
HSBC
15.30
C
14.84
BAC
14.48
WFC
13.08
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Where JPMorgan Chase (JPM) stands on P/E ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

P/S ratio is not assessed for JPMorgan Chase (JPM) in Banks: the revenue line is driven by spread economics rather than conventional product or service sales, so book value or earnings usually carry more weight.

P/B Ratio (MRQ)

JPMorgan Chase (JPM) trades at 2.70 on P/B ratio, above the industry benchmark range. Investors are putting an unusually rich price on each dollar of book equity relative to peers.

JPM

Banks industry group

2.70

Group distribution
JPM
2.70
Max
2.26
Q3
1.62
Median
1.33
Q1
1.14
Min
0.45
Largest peers
HSBC
8.50
RY
3.02
JPM
2.70
MUFG
1.86
WFC
1.69
BAC
1.59
C
1.20
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Where JPMorgan Chase (JPM) stands on P/B ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

JPMorgan Chase (JPM) metric values compared with Banks industry-group medians
MetricCurrent stock: JPMIndustry group median
P/E Ratio (TTM)15.3612.76
P/S Ratio (TTM)----
P/B Ratio (MRQ)2.701.33
Free Cash Flow Yield (TTM)----