FITB vs. KB: Fifth Third Bancorp vs. KB Financial Stock Comparison
How do Fifth Third Bancorp (FITB) and KB Financial (KB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fifth Third Bancorp (FITB) and KB Financial (KB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Fifth Third Bancorp (FITB) trades as ordinary local shares, while KB Financial (KB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | FITB | KB |
|---|---|---|
| Name | Fifth Third Bancorp | KB Financial Group Inc. ADR |
| Country/Region | United States | South Korea |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 47.93 billion USD | 38.60 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1980 | November 13, 2001 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FITB | KB |
|---|---|---|
| Total Return (1Y) | 31.61% | 34.70% |
| Total Return (3Y, Annualized) | 34.78% | 45.50% |
| Total Return (5Y, Annualized) | 8.38% | 23.53% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FITB | KB |
|---|---|---|
| Volatility (1Y, Annualized) | 25.76% | 36.91% |
| Beta (5Y) | 0.96 | 1.06 |
| Max Drawdown (5Y) | -51.68% | -42.89% |
| Avg. Volume (3M) | 6.30M | 194.61K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FITB | KB |
|---|---|---|
| Sharpe Ratio (1Y) | 1.06 | 0.82 |
| Sortino Ratio (1Y) | 1.58 | 1.30 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Fifth Third Bancorp (FITB) earns 9.42% on shareholders’ equity, ranked against its industry; KB Financial (KB) has no ROE this period.
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
KB
Banks industry group
--
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
- KB
- --
Net Margin (TTM)
Both Fifth Third Bancorp (FITB) at 22.97% and KB Financial (KB) at 17.25% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
KB
Banks industry group
17.25%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- KB
- 17.25%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and KB Financial (KB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | FITB | KB |
|---|---|---|
| ROE (TTM) | 9.42% | -- |
| ROA (TTM) | 1.00% | -- |
| Net Margin (TTM) | 22.97% | 17.25% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Fifth Third Bancorp (FITB) at 6.61% is around its peer norm for revenue growth, while KB Financial (KB) at 5.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Fifth Third Bancorp (FITB) at 12.42% and KB Financial (KB) at 27.83% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | FITB | KB |
|---|---|---|
| Revenue Growth (YoY) | 6.61% | 5.61% |
| Revenue Growth (3Y CAGR) | 2.87% | 8.97% |
| EPS Growth (YoY) | 12.42% | 27.83% |
| EPS Growth (3Y CAGR) | 1.76% | 14.97% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and KB Financial (KB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and KB Financial (KB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FITB | KB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fifth Third Bancorp (FITB) at 3.03% pays an industry-typical yield; KB Financial (KB) at 1,434.96% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
KB
Banks industry group
1,434.96%
- KB
- 1,434.96%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
KB Financial (KB) at 26.89% pays out a band-typical share of earnings, while Fifth Third Bancorp (FITB) at 54.36% distributes more than its industry norm — less retained, thinner cover.
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
KB
Banks industry group
26.89%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- KB
- 26.89%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | FITB | KB |
|---|---|---|
| Dividend Yield (TTM) | 3.03% | 1,434.96% |
| Dividend Payout Ratio (TTM) | 54.36% | 26.89% |
Valuation
P/E Ratio (TTM)
KB Financial (KB) at 9.55 sits in the cheaper P/E ratio quartile, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
KB
Banks industry group
9.55
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- KB
- 9.55
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and KB Financial (KB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s typical P/B ratio, while KB Financial (KB) at 3.68 prices above its benchmark range — KB looks rich relative to book.
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
KB
Banks industry group
3.68
- KB
- 3.68
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | FITB | KB |
|---|---|---|
| P/E Ratio (TTM) | 17.80 | 9.55 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.55 | 3.68 |
| Free Cash Flow Yield (TTM) | -- | -- |