JPM vs. KB: JPMorgan Chase vs. KB Financial Stock Comparison

Company Profile

JPMorgan Chase (JPM) and KB Financial (KB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

JPMorgan Chase (JPM) trades as ordinary local shares, while KB Financial (KB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Capital efficiency shows on one side only: JPMorgan Chase (JPM) earns 18.01% on shareholders’ equity, ranked against its industry; KB Financial (KB) has no ROE this period.

JPMorgan Chase (JPM) at 34.59% keeps about the industry-typical share of revenue as profit, while KB Financial (KB) at 17.25% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for JPMorgan Chase (JPM) in Banks and KB Financial (KB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

JPMorgan Chase (JPM) at 7.32% is around its peer norm for revenue growth, while KB Financial (KB) at 5.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.

KB Financial (KB) at 27.83% is around its peer norm for EPS growth, while JPMorgan Chase (JPM) at 1.37% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: JPMorgan Chase (JPM) in Banks and KB Financial (KB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: JPMorgan Chase (JPM) in Banks and KB Financial (KB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

JPMorgan Chase (JPM) at 1.82% pays an industry-typical yield; KB Financial (KB) at 1,434.96% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

Both JPMorgan Chase (JPM) at 25.80% and KB Financial (KB) at 26.89% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

KB Financial (KB) at 9.55 sits in the cheaper P/E ratio quartile, while JPMorgan Chase (JPM) at 14.03 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

P/S ratio is set aside for both JPMorgan Chase (JPM) in Banks and KB Financial (KB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Measured against book value, both JPMorgan Chase (JPM) at 2.53 and KB Financial (KB) at 3.68 look expensive — each P/B ratio sits above its industry’s benchmark range.

Valuation Metrics