Fifth Third Bancorp (FITB) Stock Analysis

November 11, 2026

This is a peer-relative look at Fifth Third Bancorp (FITB): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Banks peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for Fifth Third Bancorp (FITB)
Profile Item	FITB
Name	Fifth Third Bancorp
Country/Region	United States
GICS Sector	Financials
GICS Industry Group	Banks
GICS Industry	Banks
GICS Sub-Industry	Diversified Banks
Market Capitalization	47.93 billion USD
Currency	USD
Exchange	Nasdaq
Listing Date	March 17, 1980
Security Type	Common Stock

Price Performance

Cumulative Growth

FITB

GSPC

Fifth Third Bancorp (FITB) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Fifth Third Bancorp (FITB) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Fifth Third Bancorp (FITB) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Fifth Third Bancorp (FITB) metric values compared with Banks industry-group medians
Metric	Current stock: FITB	Industry group median
Total Return (1Y)	31.61%	30.28%
Total Return (3Y, Annualized)	34.78%	26.57%
Total Return (5Y, Annualized)	8.38%	9.43%

Risk Profile

Drawdown History

FITB

GSPC

Fifth Third Bancorp (FITB) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Fifth Third Bancorp (FITB) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Fifth Third Bancorp (FITB) metric values compared with Banks industry-group medians
Metric	Current stock: FITB	Industry group median
Volatility (1Y, Annualized)	25.76%	24.34%
Beta (5Y)	0.96	0.72
Max Drawdown (5Y)	-51.68%	-43.36%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. FITB is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

Fifth Third Bancorp (FITB) metric values compared with Banks industry-group medians
Metric	Current stock: FITB	Industry group median
Sharpe Ratio (1Y)	1.06	1.08
Sortino Ratio (1Y)	1.58	1.61

Profitability

ROE (TTM)

Fifth Third Bancorp (FITB) posts ROE of 9.42%, in the lower peer quartile. Shareholders’ equity is not producing as much profit as it does at most peers, so margins, asset turns, or balance-sheet structure deserve a closer look.

FITB

Banks industry group

9.42%

Group distribution

Max: 19.84%
Q3: 13.67%
Median: 11.49%
Q1: 9.50%
FITB: 9.42%
Min: 3.64%

Largest peers

JPM: 18.01%
RY: 16.21%
HSBC: 14.22%
WFC: 12.91%
BAC: 10.73%
MUFG: 9.46%
FITB: 9.42%

Where Fifth Third Bancorp (FITB) stands on ROE within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

Fifth Third Bancorp (FITB) keeps 22.97% of revenue as net profit, in the lower peer quartile for net margin. More of each sales dollar is being absorbed by costs, financing, taxes, or other charges than at most peers.

FITB

Banks industry group

22.97%

Group distribution

Max: 47.19%
Q3: 35.25%
Median: 31.21%
Q1: 27.11%
FITB: 22.97%
Min: 14.93%

Largest peers

HSBC: 41.16%
JPM: 34.59%
RY: 33.87%
BAC: 28.06%
WFC: 27.64%
MUFG: 27.45%
FITB: 22.97%

Where Fifth Third Bancorp (FITB) stands on net margin within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

operating margin is set aside for Fifth Third Bancorp (FITB) in Banks: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

Fifth Third Bancorp (FITB) metric values compared with Banks industry-group medians
Metric	Current stock: FITB	Industry group median
ROE (TTM)	9.42%	11.49%
ROA (TTM)	1.00%	1.24%
Net Margin (TTM)	22.97%	31.21%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Fifth Third Bancorp (FITB) grew revenue 6.61%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

Fifth Third Bancorp (FITB): Revenue Growth across different time periods, set against Banks industry-group medians.

EPS Growth

Fifth Third Bancorp (FITB) grew earnings per share 12.42%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

Fifth Third Bancorp (FITB): EPS Growth across different time periods, set against Banks industry-group medians.

Growth Metrics

Fifth Third Bancorp (FITB) metric values compared with Banks industry-group medians
Metric	Current stock: FITB	Industry group median
Revenue Growth (YoY)	6.61%	11.23%
Revenue Growth (3Y CAGR)	2.87%	6.33%
EPS Growth (YoY)	12.42%	16.14%
EPS Growth (3Y CAGR)	1.76%	3.15%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Fifth Third Bancorp (FITB) in Banks: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for Fifth Third Bancorp (FITB) in Banks: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Fifth Third Bancorp (FITB) metric values compared with Banks industry-group medians
Metric	Current stock: FITB	Industry group median
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Fifth Third Bancorp (FITB) has dividend yield of 3.03%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

FITB

Banks industry group

3.03%

Group distribution

Max: 5.79%
Q3: 3.18%
FITB: 3.03%
Median: 2.39%
Q1: 1.20%
Min: 0.00%

Largest peers

MUFG: 406.81%
RY: 3.23%
FITB: 3.03%
BAC: 2.33%
WFC: 2.19%
JPM: 1.82%
HSBC: 0.86%

Where Fifth Third Bancorp (FITB) stands on dividend yield within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Fifth Third Bancorp (FITB) has payout ratio of 54.36%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.

FITB

Banks industry group

54.36%

Group distribution

Max: 70.75%
FITB: 54.36%
Q3: 41.28%
Median: 29.26%
Q1: 18.98%
Min: 0.00%

Largest peers

FITB: 54.36%
HSBC: 53.57%
RY: 41.49%
MUFG: 34.74%
BAC: 27.62%
WFC: 26.09%
JPM: 25.80%

Where Fifth Third Bancorp (FITB) stands on payout ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

Fifth Third Bancorp (FITB) metric values compared with Banks industry-group medians
Metric	Current stock: FITB	Industry group median
Dividend Yield (TTM)	3.03%	2.39%
Dividend Payout Ratio (TTM)	54.36%	29.26%

Valuation

P/E Ratio (TTM)

Fifth Third Bancorp (FITB) trades at P/E ratio of 17.80, in the richer earnings-multiple quartile for its industry. That premium needs support from growth, durable earnings, or stronger business quality.

FITB

Banks industry group

17.80

Group distribution

Max: 18.16
FITB: 17.80
Q3: 13.75
Median: 11.81
Q1: 10.64
Min: 6.49

Largest peers

FITB: 17.80
RY: 17.58
JPM: 14.03
MUFG: 13.71
WFC: 11.84
BAC: 11.79
HSBC: 11.38

Where Fifth Third Bancorp (FITB) stands on P/E ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

P/S ratio is not assessed for Fifth Third Bancorp (FITB) in Banks: the revenue line is driven by spread economics rather than conventional product or service sales, so book value or earnings usually carry more weight.

P/B Ratio (MRQ)

Fifth Third Bancorp (FITB) trades at 1.55 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

FITB

Banks industry group

1.55

Group distribution

Max: 2.28
Q3: 1.58
FITB: 1.55
Median: 1.32
Q1: 1.10
Min: 0.59

Largest peers

HSBC: 6.87
RY: 2.92
JPM: 2.53
MUFG: 1.64
WFC: 1.59
FITB: 1.55
BAC: 1.26

Where Fifth Third Bancorp (FITB) stands on P/B ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

Fifth Third Bancorp (FITB) metric values compared with Banks industry-group medians
Metric	Current stock: FITB	Industry group median
P/E Ratio (TTM)	17.80	11.81
P/S Ratio (TTM)	--	--
P/B Ratio (MRQ)	1.55	1.32
Free Cash Flow Yield (TTM)	--	--