FITB vs. RY: Fifth Third Bancorp vs. Royal Bank of Canada Stock Comparison
How do Fifth Third Bancorp (FITB) and Royal Bank of Canada (RY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fifth Third Bancorp (FITB) and Royal Bank of Canada (RY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
| Profile Item | FITB | RY |
|---|---|---|
| Name | Fifth Third Bancorp | Royal Bank of Canada |
| Country/Region | United States | Canada |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 47.93 billion USD | 278.49 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1980 | October 16, 1995 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FITB | RY |
|---|---|---|
| Total Return (1Y) | 31.61% | 42.94% |
| Total Return (3Y, Annualized) | 34.78% | 38.10% |
| Total Return (5Y, Annualized) | 8.38% | 17.71% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FITB | RY |
|---|---|---|
| Volatility (1Y, Annualized) | 25.76% | 17.09% |
| Beta (5Y) | 0.96 | 0.78 |
| Max Drawdown (5Y) | -51.68% | -28.69% |
| Avg. Volume (3M) | 6.30M | 1.25M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FITB | RY |
|---|---|---|
| Sharpe Ratio (1Y) | 1.06 | 2.26 |
| Sortino Ratio (1Y) | 1.58 | 3.50 |
Profitability
ROE (TTM)
Royal Bank of Canada (RY) at 16.21% sits in the top ROE quartile, while Fifth Third Bancorp (FITB) at 9.42% is in the bottom quartile, showing a clear gap in returns on equity.
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
RY
Banks industry group
16.21%
- Max
- 19.84%
- RY
- 16.21%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Royal Bank of Canada (RY) at 33.87% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
RY
Banks industry group
33.87%
- Max
- 47.19%
- Q3
- 35.25%
- RY
- 33.87%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and Royal Bank of Canada (RY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | FITB | RY |
|---|---|---|
| ROE (TTM) | 9.42% | 16.21% |
| ROA (TTM) | 1.00% | 0.96% |
| Net Margin (TTM) | 22.97% | 33.87% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Fifth Third Bancorp (FITB) at 6.61% and Royal Bank of Canada (RY) at 15.73% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Only one side can be read here: Fifth Third Bancorp (FITB) reports EPS growth of 12.42%, ranked against its industry; Royal Bank of Canada (RY) has no EPS growth figure this period.
Growth Metrics
| Metric | FITB | RY |
|---|---|---|
| Revenue Growth (YoY) | 6.61% | 15.73% |
| Revenue Growth (3Y CAGR) | 2.87% | 10.90% |
| EPS Growth (YoY) | 12.42% | -- |
| EPS Growth (3Y CAGR) | 1.76% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and Royal Bank of Canada (RY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and Royal Bank of Canada (RY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FITB | RY |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Royal Bank of Canada (RY) at 3.23% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, RY the richer one.
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
RY
Banks industry group
3.23%
- Max
- 5.79%
- RY
- 3.23%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Fifth Third Bancorp (FITB) at 54.36% and Royal Bank of Canada (RY) at 41.49% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
RY
Banks industry group
41.49%
- Max
- 70.75%
- RY
- 41.49%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | FITB | RY |
|---|---|---|
| Dividend Yield (TTM) | 3.03% | 3.23% |
| Dividend Payout Ratio (TTM) | 54.36% | 41.49% |
Valuation
P/E Ratio (TTM)
Both Fifth Third Bancorp (FITB) at 17.80 and Royal Bank of Canada (RY) at 17.58 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
RY
Banks industry group
17.58
- Max
- 18.16
- RY
- 17.58
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and Royal Bank of Canada (RY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s typical P/B ratio, while Royal Bank of Canada (RY) at 2.92 prices above its benchmark range — RY looks rich relative to book.
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
RY
Banks industry group
2.92
- RY
- 2.92
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | FITB | RY |
|---|---|---|
| P/E Ratio (TTM) | 17.80 | 17.58 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.55 | 2.92 |
| Free Cash Flow Yield (TTM) | -- | -- |