FITB vs. HSBC: Fifth Third Bancorp vs. HSBC Stock Comparison
How do Fifth Third Bancorp (FITB) and HSBC (HSBC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fifth Third Bancorp (FITB) and HSBC (HSBC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Fifth Third Bancorp (FITB) trades as ordinary local shares, while HSBC (HSBC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | FITB | HSBC |
|---|---|---|
| Name | Fifth Third Bancorp | HSBC Holdings plc Sponsored ADR |
| Country/Region | United States | United Kingdom |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 47.93 billion USD | 297.66 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1980 | July 16, 1999 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FITB | HSBC |
|---|---|---|
| Total Return (1Y) | 31.61% | 32.02% |
| Total Return (3Y, Annualized) | 34.78% | 43.61% |
| Total Return (5Y, Annualized) | 8.38% | 33.35% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FITB | HSBC |
|---|---|---|
| Volatility (1Y, Annualized) | 25.76% | 28.54% |
| Beta (5Y) | 0.96 | 0.54 |
| Max Drawdown (5Y) | -51.68% | -31.80% |
| Avg. Volume (3M) | 6.30M | 1.58M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FITB | HSBC |
|---|---|---|
| Sharpe Ratio (1Y) | 1.06 | 0.97 |
| Sortino Ratio (1Y) | 1.58 | 1.52 |
Profitability
ROE (TTM)
HSBC (HSBC) at 14.22% sits in the top ROE quartile, while Fifth Third Bancorp (FITB) at 9.42% is in the bottom quartile, showing a clear gap in returns on equity.
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
HSBC
Banks industry group
14.22%
- Max
- 19.84%
- HSBC
- 14.22%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
HSBC (HSBC) at 41.16% keeps a top-quartile share of each sales dollar as profit, while Fifth Third Bancorp (FITB) at 22.97% keeps a bottom-quartile share.
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
HSBC
Banks industry group
41.16%
- Max
- 47.19%
- HSBC
- 41.16%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and HSBC (HSBC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | FITB | HSBC |
|---|---|---|
| ROE (TTM) | 9.42% | 14.22% |
| ROA (TTM) | 1.00% | 0.84% |
| Net Margin (TTM) | 22.97% | 41.16% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Fifth Third Bancorp (FITB) at 6.61% is around its peer norm for revenue growth, while HSBC (HSBC) at 5.38% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Fifth Third Bancorp (FITB) at 12.42% is around its peer norm for EPS growth, while HSBC (HSBC) at -3.23% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | FITB | HSBC |
|---|---|---|
| Revenue Growth (YoY) | 6.61% | 5.38% |
| Revenue Growth (3Y CAGR) | 2.87% | 9.75% |
| EPS Growth (YoY) | 12.42% | -3.23% |
| EPS Growth (3Y CAGR) | 1.76% | 17.49% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and HSBC (HSBC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and HSBC (HSBC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FITB | HSBC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fifth Third Bancorp (FITB) at 3.03% pays a yield in its industry’s typical range, while HSBC (HSBC) at 0.86% falls in the bottom quartile of its peers.
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
HSBC
Banks industry group
0.86%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- HSBC
- 0.86%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Fifth Third Bancorp (FITB) at 54.36% and HSBC (HSBC) at 53.57% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
HSBC
Banks industry group
53.57%
- Max
- 70.75%
- HSBC
- 53.57%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | FITB | HSBC |
|---|---|---|
| Dividend Yield (TTM) | 3.03% | 0.86% |
| Dividend Payout Ratio (TTM) | 54.36% | 53.57% |
Valuation
P/E Ratio (TTM)
HSBC (HSBC) at 11.38 is near its industry’s usual P/E ratio, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — FITB needs stronger growth or earnings quality to justify the premium.
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
HSBC
Banks industry group
11.38
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- HSBC
- 11.38
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and HSBC (HSBC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s typical P/B ratio, while HSBC (HSBC) at 6.87 prices above its benchmark range — HSBC looks rich relative to book.
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
HSBC
Banks industry group
6.87
- HSBC
- 6.87
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | FITB | HSBC |
|---|---|---|
| P/E Ratio (TTM) | 17.80 | 11.38 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.55 | 6.87 |
| Free Cash Flow Yield (TTM) | -- | -- |