Bank of America (BAC) vs. HSBC (HSBC)
This page compares Bank of America (BAC) with HSBC (HSBC) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Company Profile
Bank of America (BAC) and HSBC (HSBC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Bank of America (BAC) trades as a standard ordinary-equity line, while HSBC (HSBC) is an ADR tied to a foreign-share or depositary-receipt structure — compare with FX exposure, program fees, and dividend-withholding-tax differences in mind.
| Symbol | BAC | HSBC |
|---|---|---|
| Name | Bank of America Corporation | HSBC Holdings plc Sponsored ADR |
| Country/Region | United States | United Kingdom |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 382.01 billion USD | 311.41 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | July 16, 1999 |
| Security Type | Common Stock | ADR |
Valuation
Price-to-Earnings Ratio (TTM)
Bank of America (BAC) at 13.36 carries typical industry Price-to-Earnings Ratio (TTM), while HSBC (HSBC) at 15.01 sits in the higher-multiple quartile — HSBC carries a higher trailing earnings multiple relative to peers.
BAC
Banks industry group
13.36
- Max
- 20.28
- Q3
- 14.89
- Median
- 12.28
- Q1
- 10.70
- Min
- 5.83
HSBC
Banks industry group
15.01
- Max
- 20.28
- Q3
- 14.89
- Median
- 12.28
- Q1
- 10.70
- Min
- 5.83
Price-to-Sales Ratio (TTM)
Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either Bank of America (BAC) in Banks or HSBC (HSBC) in Banks under our convention.
BAC
Banks industry group
3.49
- Max
- 5.92
- Q3
- 4.25
- Median
- 3.59
- Q1
- 3.12
- Min
- 1.72
HSBC
Banks industry group
4.88
- Max
- 5.92
- Q3
- 4.25
- Median
- 3.59
- Q1
- 3.12
- Min
- 1.72
Price-to-Book Ratio (MRQ)
Bank of America (BAC) at 1.39 sits near its industry’s typical Price-to-Book Ratio (MRQ), while HSBC (HSBC) at 7.13 prices above its benchmark range — HSBC looks rich relative to book.
BAC
Banks industry group
1.39
- Max
- 2.14
- Q3
- 1.51
- Median
- 1.24
- Q1
- 1.08
- Min
- 0.61
HSBC
Banks industry group
7.13
- Max
- 2.14
- Q3
- 1.51
- Median
- 1.24
- Q1
- 1.08
- Min
- 0.61
Valuation at a Glance
| Symbol | BAC | HSBC |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 13.36 | 15.01 |
| Price-to-Sales Ratio (TTM) | 3.49 | 4.88 |
| Price-to-Book Ratio (MRQ) | 1.39 | 7.13 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Both Bank of America (BAC) at 10.64% and HSBC (HSBC) at 11.61% post Return on Equity (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on this measure.
BAC
Banks industry group
10.64%
- Max
- 19.84%
- Q3
- 13.17%
- Median
- 10.83%
- Q1
- 8.56%
- Min
- 3.15%
HSBC
Banks industry group
11.61%
- Max
- 19.84%
- Q3
- 13.17%
- Median
- 10.83%
- Q1
- 8.56%
- Min
- 3.15%
Net Profit Margin (TTM)
HSBC (HSBC) at 34.98% retains a top-quartile share of revenue as profit, ahead of Bank of America (BAC) at 28.96%, which keeps about the industry-typical share.
BAC
Banks industry group
28.96%
- Max
- 47.55%
- Q3
- 34.61%
- Median
- 30.31%
- Q1
- 25.85%
- Min
- 12.76%
HSBC
Banks industry group
34.98%
- Max
- 47.55%
- Q3
- 34.61%
- Median
- 30.31%
- Q1
- 25.85%
- Min
- 12.76%
Operating Profit Margin (TTM)
Operating Profit Margin (TTM) isn’t a meaningful figure for either Bank of America (BAC) in Banks or HSBC (HSBC) in Banks under our convention.
BAC
Banks industry group
35.96%
- Max
- 65.49%
- Q3
- 47.73%
- Median
- 42.03%
- Q1
- 35.83%
- Min
- 22.32%
HSBC
Banks industry group
50.68%
- Max
- 65.49%
- Q3
- 47.73%
- Median
- 42.03%
- Q1
- 35.83%
- Min
- 22.32%
Profitability at a Glance
| Symbol | BAC | HSBC |
|---|---|---|
| Return on Equity (TTM) | 10.64% | 11.61% |
| Return on Assets (TTM) | 0.93% | 0.72% |
| Net Profit Margin (TTM) | 28.96% | 34.98% |
| Operating Profit Margin (TTM) | 35.96% | 50.68% |
| Gross Profit Margin (TTM) | 0.00% | 0.00% |
Growth
Revenue Growth
Revenue Growth at a Glance
| Symbol | BAC | HSBC |
|---|---|---|
| 1-Year Revenue Growth | 6.84% | -1.74% |
| 3-Year Revenue CAGR | 6.00% | 7.22% |
EPS Growth
EPS Growth at a Glance
| Symbol | BAC | HSBC |
|---|---|---|
| 1-Year EPS Growth | 18.69% | -3.23% |
| 3-Year EPS CAGR | 6.10% | 17.49% |
Financial Strength
Current Ratio (MRQ)
Current Ratio (MRQ) isn’t a meaningful figure for either Bank of America (BAC) in Banks or HSBC (HSBC) in Banks under our convention.
BAC
Banks industry group
--
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
HSBC
Banks industry group
--
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Debt-to-Equity Ratio (MRQ)
Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Bank of America (BAC) in Banks or HSBC (HSBC) in Banks under our convention.
BAC
Banks industry group
--
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
HSBC
Banks industry group
--
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Financial Strength at a Glance
| Symbol | BAC | HSBC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
HSBC (HSBC) at 4.13% reports Dividend Yield (TTM) in the top quartile of industry peers, ahead of Bank of America (BAC) at 2.08%, which sits around the industry mid-range.
BAC
Banks industry group
2.08%
- Max
- 5.90%
- Q3
- 3.46%
- Median
- 2.70%
- Q1
- 1.78%
- Min
- 0.00%
HSBC
Banks industry group
4.13%
- Max
- 5.90%
- Q3
- 3.46%
- Median
- 2.70%
- Q1
- 1.78%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Bank of America (BAC) at 27.30% maintains Dividend Payout Ratio (TTM) around its industry median — a balanced dividend policy. HSBC (HSBC) at 61.98% sits outside the typical mid-range, leaning toward more retention or more distribution than the industry median.
BAC
Banks industry group
27.30%
- Max
- 77.19%
- Q3
- 42.92%
- Median
- 29.11%
- Q1
- 19.77%
- Min
- 0.00%
HSBC
Banks industry group
61.98%
- Max
- 77.19%
- Q3
- 42.92%
- Median
- 29.11%
- Q1
- 19.77%
- Min
- 0.00%
Dividends at a Glance
| Symbol | BAC | HSBC |
|---|---|---|
| Dividend Yield (TTM) | 2.08% | 4.13% |
| Dividend Payout Ratio (TTM) | 27.30% | 61.98% |
Performance & Risk
Performance & Risk at a Glance
| Symbol | BAC | HSBC |
|---|---|---|
| 1-Year Return | 24.67% | 59.82% |
| 1-Year Volatility | 21.58% | 26.25% |
| Beta | 1.17 | 0.59 |
| 3-Month Avg. Volume | 38.19M | 1.92M |