BAC vs. FITB: Bank of America vs. Fifth Third Bancorp Stock Comparison
How do Bank of America (BAC) and Fifth Third Bancorp (FITB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bank of America (BAC) and Fifth Third Bancorp (FITB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
| Profile Item | BAC | FITB |
|---|---|---|
| Name | Bank of America Corporation | Fifth Third Bancorp |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 341.01 billion USD | 47.93 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | February 21, 1973 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BAC | FITB |
|---|---|---|
| Total Return (1Y) | -2.73% | 31.61% |
| Total Return (3Y, Annualized) | 25.52% | 34.78% |
| Total Return (5Y, Annualized) | 4.08% | 8.38% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BAC | FITB |
|---|---|---|
| Volatility (1Y, Annualized) | 22.49% | 25.76% |
| Beta (5Y) | 1.18 | 0.96 |
| Max Drawdown (5Y) | -46.64% | -51.68% |
| Avg. Volume (3M) | 37.08M | 6.30M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BAC | FITB |
|---|---|---|
| Sharpe Ratio (1Y) | -0.31 | 1.06 |
| Sortino Ratio (1Y) | -0.41 | 1.58 |
Profitability
ROE (TTM)
Bank of America (BAC) at 10.73% is around its peer norm for ROE, while Fifth Third Bancorp (FITB) at 9.42% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
BAC
Banks industry group
10.73%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BAC
- 10.73%
- Q1
- 9.50%
- Min
- 3.64%
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
Net Margin (TTM)
Bank of America (BAC) at 28.06% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.
BAC
Banks industry group
28.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BAC
- 28.06%
- Q1
- 27.11%
- Min
- 14.93%
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Bank of America (BAC) in Banks and Fifth Third Bancorp (FITB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BAC | FITB |
|---|---|---|
| ROE (TTM) | 10.73% | 9.42% |
| ROA (TTM) | 0.94% | 1.00% |
| Net Margin (TTM) | 28.06% | 22.97% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Bank of America (BAC) at 6.84% and Fifth Third Bancorp (FITB) at 6.61% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Bank of America (BAC) at 18.69% and Fifth Third Bancorp (FITB) at 12.42% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | BAC | FITB |
|---|---|---|
| Revenue Growth (YoY) | 6.84% | 6.61% |
| Revenue Growth (3Y CAGR) | 6.00% | 2.87% |
| EPS Growth (YoY) | 18.69% | 12.42% |
| EPS Growth (3Y CAGR) | 6.10% | 1.76% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Bank of America (BAC) in Banks and Fifth Third Bancorp (FITB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Bank of America (BAC) in Banks and Fifth Third Bancorp (FITB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BAC | FITB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Bank of America (BAC) at 2.33% and Fifth Third Bancorp (FITB) at 3.03% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
BAC
Banks industry group
2.33%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- BAC
- 2.33%
- Q1
- 1.20%
- Min
- 0.00%
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Bank of America (BAC) at 27.62% pays out a band-typical share of earnings, while Fifth Third Bancorp (FITB) at 54.36% distributes more than its industry norm — less retained, thinner cover.
BAC
Banks industry group
27.62%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BAC
- 27.62%
- Q1
- 18.98%
- Min
- 0.00%
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BAC | FITB |
|---|---|---|
| Dividend Yield (TTM) | 2.33% | 3.03% |
| Dividend Payout Ratio (TTM) | 27.62% | 54.36% |
Valuation
P/E Ratio (TTM)
Bank of America (BAC) at 11.79 is near its industry’s usual P/E ratio, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — FITB needs stronger growth or earnings quality to justify the premium.
BAC
Banks industry group
11.79
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- BAC
- 11.79
- Q1
- 10.64
- Min
- 6.49
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Bank of America (BAC) in Banks and Fifth Third Bancorp (FITB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
On P/B ratio, both Bank of America (BAC) at 1.26 and Fifth Third Bancorp (FITB) at 1.55 are valued close to their industries’ norm against book — neither stands out from peers.
BAC
Banks industry group
1.26
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- BAC
- 1.26
- Q1
- 1.10
- Min
- 0.59
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BAC | FITB |
|---|---|---|
| P/E Ratio (TTM) | 11.79 | 17.80 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.26 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |