BAC vs. KB: Bank of America vs. KB Financial Stock Comparison

Company Profile

Bank of America (BAC) and KB Financial (KB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Bank of America (BAC) trades as ordinary local shares, while KB Financial (KB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Bank of America (BAC) is heavily traded at around 37.08M shares per day, whereas KB Financial (KB) sees a more moderate 194.61K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Capital efficiency shows on one side only: Bank of America (BAC) earns 10.73% on shareholders’ equity, ranked against its industry; KB Financial (KB) has no ROE this period.

Bank of America (BAC) at 28.06% keeps about the industry-typical share of revenue as profit, while KB Financial (KB) at 17.25% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Bank of America (BAC) in Banks and KB Financial (KB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Bank of America (BAC) at 6.84% is around its peer norm for revenue growth, while KB Financial (KB) at 5.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Bank of America (BAC) at 18.69% and KB Financial (KB) at 27.83% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Bank of America (BAC) in Banks and KB Financial (KB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Bank of America (BAC) in Banks and KB Financial (KB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Bank of America (BAC) at 2.33% pays an industry-typical yield; KB Financial (KB) at 1,434.96% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

Both Bank of America (BAC) at 27.62% and KB Financial (KB) at 26.89% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

KB Financial (KB) at 9.55 sits in the cheaper P/E ratio quartile, while Bank of America (BAC) at 11.79 is closer to its industry’s usual earnings multiple — a discount for KB, though growth and earnings durability still matter.

P/S ratio is set aside for both Bank of America (BAC) in Banks and KB Financial (KB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Bank of America (BAC) at 1.26 sits near its industry’s typical P/B ratio, while KB Financial (KB) at 3.68 prices above its benchmark range — KB looks rich relative to book.

Valuation Metrics