FITB vs. HBAN: Fifth Third Bancorp vs. Huntington Bancshares Stock Comparison

Company Profile

Fifth Third Bancorp (FITB) and Huntington Bancshares (HBAN) both belong to the Banks industry, though FITB is classified under Diversified Banks while HBAN falls under Regional Banks.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Fifth Third Bancorp (FITB) at 9.42% and Huntington Bancshares (HBAN) at 9.19% produce bottom-quartile ROE versus peers, pointing to weaker profit generation on shareholders’ equity.

Both Fifth Third Bancorp (FITB) at 22.97% and Huntington Bancshares (HBAN) at 25.37% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.

Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and Huntington Bancshares (HBAN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Fifth Third Bancorp (FITB) at 6.61% and Huntington Bancshares (HBAN) at 10.22% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Fifth Third Bancorp (FITB) at 12.42% and Huntington Bancshares (HBAN) at 13.93% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and Huntington Bancshares (HBAN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and Huntington Bancshares (HBAN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Huntington Bancshares (HBAN) at 3.97% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, HBAN the richer one.

Both Fifth Third Bancorp (FITB) at 54.36% and Huntington Bancshares (HBAN) at 50.82% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Huntington Bancshares (HBAN) at 12.68 is near its industry’s usual P/E ratio, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — FITB needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and Huntington Bancshares (HBAN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Huntington Bancshares (HBAN) at 1.06 sits in the lower P/B ratio quartile against book while Fifth Third Bancorp (FITB) at 1.55 is valued near its industry’s middle — HBAN is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics