Huntington Bancshares (HBAN) Stock Analysis

November 11, 2026

This is a peer-relative look at Huntington Bancshares (HBAN): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Banks peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for Huntington Bancshares (HBAN)
Profile Item	HBAN
Name	HubSpot Inc.
Country/Region	United States
GICS Sector	Financials
GICS Industry Group	Banks
GICS Industry	Banks
GICS Sub-Industry	Regional Banks
Market Capitalization	31.18 billion USD
Currency	USD
Exchange	Nasdaq
Listing Date	March 17, 1980
Security Type	Common Stock

Price Performance

Cumulative Growth

HBAN

GSPC

Huntington Bancshares (HBAN) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Huntington Bancshares (HBAN) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Huntington Bancshares (HBAN) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Huntington Bancshares (HBAN) metric values compared with Banks industry-group medians
Metric	Current stock: HBAN	Industry group median
Total Return (1Y)	5.93%	30.28%
Total Return (3Y, Annualized)	21.12%	26.57%
Total Return (5Y, Annualized)	4.70%	9.43%

Risk Profile

Drawdown History

HBAN

GSPC

Huntington Bancshares (HBAN) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Huntington Bancshares (HBAN) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Huntington Bancshares (HBAN) metric values compared with Banks industry-group medians
Metric	Current stock: HBAN	Industry group median
Volatility (1Y, Annualized)	26.06%	24.34%
Beta (5Y)	0.95	0.72
Max Drawdown (5Y)	-44.17%	-43.36%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. HBAN is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

Huntington Bancshares (HBAN) metric values compared with Banks industry-group medians
Metric	Current stock: HBAN	Industry group median
Sharpe Ratio (1Y)	0.06	1.08
Sortino Ratio (1Y)	0.09	1.61

Profitability

ROE (TTM)

Huntington Bancshares (HBAN) posts ROE of 9.19%, in the lower peer quartile. Shareholders’ equity is not producing as much profit as it does at most peers, so margins, asset turns, or balance-sheet structure deserve a closer look.

HBAN

Banks industry group

9.19%

Group distribution

Max: 19.84%
Q3: 13.67%
Median: 11.49%
Q1: 9.50%
HBAN: 9.19%
Min: 3.64%

Largest peers

JPM: 18.01%
RY: 16.21%
HSBC: 14.22%
WFC: 12.91%
BAC: 10.73%
MUFG: 9.46%
HBAN: 9.19%

Where Huntington Bancshares (HBAN) stands on ROE within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

Huntington Bancshares (HBAN) keeps 25.37% of revenue as net profit, in the lower peer quartile for net margin. More of each sales dollar is being absorbed by costs, financing, taxes, or other charges than at most peers.

HBAN

Banks industry group

25.37%

Group distribution

Max: 47.19%
Q3: 35.25%
Median: 31.21%
Q1: 27.11%
HBAN: 25.37%
Min: 14.93%

Largest peers

HSBC: 41.16%
JPM: 34.59%
RY: 33.87%
BAC: 28.06%
WFC: 27.64%
MUFG: 27.45%
HBAN: 25.37%

Where Huntington Bancshares (HBAN) stands on net margin within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

operating margin is set aside for Huntington Bancshares (HBAN) in Banks: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

Huntington Bancshares (HBAN) metric values compared with Banks industry-group medians
Metric	Current stock: HBAN	Industry group median
ROE (TTM)	9.19%	11.49%
ROA (TTM)	1.01%	1.24%
Net Margin (TTM)	25.37%	31.21%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Huntington Bancshares (HBAN) grew revenue 10.22%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

Huntington Bancshares (HBAN): Revenue Growth across different time periods, set against Banks industry-group medians.

EPS Growth

Huntington Bancshares (HBAN) grew earnings per share 13.93%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

Huntington Bancshares (HBAN): EPS Growth across different time periods, set against Banks industry-group medians.

Growth Metrics

Huntington Bancshares (HBAN) metric values compared with Banks industry-group medians
Metric	Current stock: HBAN	Industry group median
Revenue Growth (YoY)	10.22%	11.23%
Revenue Growth (3Y CAGR)	3.88%	6.33%
EPS Growth (YoY)	13.93%	16.14%
EPS Growth (3Y CAGR)	-1.40%	3.15%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Huntington Bancshares (HBAN) in Banks: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for Huntington Bancshares (HBAN) in Banks: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Huntington Bancshares (HBAN) metric values compared with Banks industry-group medians
Metric	Current stock: HBAN	Industry group median
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Huntington Bancshares (HBAN) has dividend yield of 3.97%, in the upper peer-yield quartile while still inside the industry range. The dividend offers more cash income per dollar of share price than most peers, though payout coverage still matters.

HBAN

Banks industry group

3.97%

Group distribution

Max: 5.79%
HBAN: 3.97%
Q3: 3.18%
Median: 2.39%
Q1: 1.20%
Min: 0.00%

Largest peers

MUFG: 406.81%
HBAN: 3.97%
RY: 3.23%
BAC: 2.33%
WFC: 2.19%
JPM: 1.82%
HSBC: 0.86%

Where Huntington Bancshares (HBAN) stands on dividend yield within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Huntington Bancshares (HBAN) has payout ratio of 50.82%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.

HBAN

Banks industry group

50.82%

Group distribution

Max: 70.75%
HBAN: 50.82%
Q3: 41.28%
Median: 29.26%
Q1: 18.98%
Min: 0.00%

Largest peers

HSBC: 53.57%
HBAN: 50.82%
RY: 41.49%
MUFG: 34.74%
BAC: 27.62%
WFC: 26.09%
JPM: 25.80%

Where Huntington Bancshares (HBAN) stands on payout ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

Huntington Bancshares (HBAN) metric values compared with Banks industry-group medians
Metric	Current stock: HBAN	Industry group median
Dividend Yield (TTM)	3.97%	2.39%
Dividend Payout Ratio (TTM)	50.82%	29.26%

Valuation

P/E Ratio (TTM)

Huntington Bancshares (HBAN) trades at P/E ratio of 12.68, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

HBAN

Banks industry group

12.68

Group distribution

Max: 18.16
Q3: 13.75
HBAN: 12.68
Median: 11.81
Q1: 10.64
Min: 6.49

Largest peers

RY: 17.58
JPM: 14.03
MUFG: 13.71
HBAN: 12.68
WFC: 11.84
BAC: 11.79
HSBC: 11.38

Where Huntington Bancshares (HBAN) stands on P/E ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

P/S ratio is not assessed for Huntington Bancshares (HBAN) in Banks: the revenue line is driven by spread economics rather than conventional product or service sales, so book value or earnings usually carry more weight.

P/B Ratio (MRQ)

Huntington Bancshares (HBAN) trades at 1.06 on P/B ratio, in the lower book-value quartile for its industry. Investors are paying less for the balance-sheet equity than they pay for most peers, with returns on that equity still central to the read.

HBAN

Banks industry group

1.06

Group distribution

Max: 2.28
Q3: 1.58
Median: 1.32
Q1: 1.10
HBAN: 1.06
Min: 0.59

Largest peers

HSBC: 6.87
RY: 2.92
JPM: 2.53
MUFG: 1.64
WFC: 1.59
BAC: 1.26
HBAN: 1.06

Where Huntington Bancshares (HBAN) stands on P/B ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

Huntington Bancshares (HBAN) metric values compared with Banks industry-group medians
Metric	Current stock: HBAN	Industry group median
P/E Ratio (TTM)	12.68	11.81
P/S Ratio (TTM)	--	--
P/B Ratio (MRQ)	1.06	1.32
Free Cash Flow Yield (TTM)	--	--