HBAN vs. HSBC: Huntington Bancshares vs. HSBC Stock Comparison

November 11, 2026

How do Huntington Bancshares (HBAN) and HSBC (HSBC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Huntington Bancshares (HBAN) and HSBC (HSBC) both belong to the Banks industry, though HBAN is classified under Regional Banks while HSBC falls under Diversified Banks.

Huntington Bancshares (HBAN) trades as ordinary local shares, while HSBC (HSBC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Huntington Bancshares (HBAN) and HSBC (HSBC)
Profile Item	HBAN	HSBC
Name	HubSpot Inc.	HSBC Holdings plc Sponsored ADR
Country/Region	United States	United Kingdom
GICS Sector	Financials	Financials
GICS Industry Group	Banks	Banks
GICS Industry	Banks	Banks
GICS Sub-Industry	Regional Banks	Diversified Banks
Market Capitalization	31.18 billion USD	297.66 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	March 17, 1980	July 16, 1999
Security Type	Common Stock	ADR

Price Performance

Cumulative Growth

HBAN

HSBC

GSPC

Huntington Bancshares (HBAN) vs. HSBC (HSBC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Huntington Bancshares (HBAN) and HSBC (HSBC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Huntington Bancshares (HBAN) and HSBC (HSBC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Huntington Bancshares (HBAN) and HSBC (HSBC)
Metric	HBAN	HSBC
Total Return (1Y)	5.93%	32.02%
Total Return (3Y, Annualized)	21.12%	43.61%
Total Return (5Y, Annualized)	4.70%	33.35%

Risk Profile

Drawdown History

HBAN

HSBC

GSPC

Huntington Bancshares (HBAN) vs. HSBC (HSBC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Huntington Bancshares (HBAN) and HSBC (HSBC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Huntington Bancshares (HBAN) and HSBC (HSBC)
Metric	HBAN	HSBC
Volatility (1Y, Annualized)	26.06%	28.54%
Beta (5Y)	0.95	0.54
Max Drawdown (5Y)	-44.17%	-31.80%
Avg. Volume (3M)	24.74M	1.58M

Risk-Adjusted Performance

Risk-Return Positioning

HBAN and HSBC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Huntington Bancshares (HBAN) and HSBC (HSBC)
Metric	HBAN	HSBC
Sharpe Ratio (1Y)	0.06	0.97
Sortino Ratio (1Y)	0.09	1.52

Profitability

ROE (TTM)

HSBC (HSBC) at 14.22% sits in the top ROE quartile, while Huntington Bancshares (HBAN) at 9.19% is in the bottom quartile, showing a clear gap in returns on equity.

HBAN

Banks industry group

9.19%

Max: 19.84%
Q3: 13.67%
Median: 11.49%
Q1: 9.50%
HBAN: 9.19%
Min: 3.64%

HSBC

Banks industry group

14.22%

Max: 19.84%
HSBC: 14.22%
Q3: 13.67%
Median: 11.49%
Q1: 9.50%
Min: 3.64%

Huntington Bancshares (HBAN) vs. HSBC (HSBC): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

HSBC (HSBC) at 41.16% keeps a top-quartile share of each sales dollar as profit, while Huntington Bancshares (HBAN) at 25.37% keeps a bottom-quartile share.

HBAN

Banks industry group

25.37%

Max: 47.19%
Q3: 35.25%
Median: 31.21%
Q1: 27.11%
HBAN: 25.37%
Min: 14.93%

HSBC

Banks industry group

41.16%

Max: 47.19%
HSBC: 41.16%
Q3: 35.25%
Median: 31.21%
Q1: 27.11%
Min: 14.93%

Huntington Bancshares (HBAN) vs. HSBC (HSBC): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Huntington Bancshares (HBAN) in Banks and HSBC (HSBC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Huntington Bancshares (HBAN) and HSBC (HSBC)
Metric	HBAN	HSBC
ROE (TTM)	9.19%	14.22%
ROA (TTM)	1.01%	0.84%
Net Margin (TTM)	25.37%	41.16%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Huntington Bancshares (HBAN) at 10.22% is around its peer norm for revenue growth, while HSBC (HSBC) at 5.38% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Huntington Bancshares (HBAN) vs. HSBC (HSBC): A comparison of their Revenue Growth across different time periods.

EPS Growth

Huntington Bancshares (HBAN) at 13.93% is around its peer norm for EPS growth, while HSBC (HSBC) at -3.23% drops into the bottom quartile, signaling weaker earnings momentum.

Huntington Bancshares (HBAN) vs. HSBC (HSBC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Huntington Bancshares (HBAN) and HSBC (HSBC)
Metric	HBAN	HSBC
Revenue Growth (YoY)	10.22%	5.38%
Revenue Growth (3Y CAGR)	3.88%	9.75%
EPS Growth (YoY)	13.93%	-3.23%
EPS Growth (3Y CAGR)	-1.40%	17.49%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Huntington Bancshares (HBAN) in Banks and HSBC (HSBC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Huntington Bancshares (HBAN) in Banks and HSBC (HSBC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Huntington Bancshares (HBAN) and HSBC (HSBC)
Metric	HBAN	HSBC
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Huntington Bancshares (HBAN) at 3.97% offers top-quartile income, while HSBC (HSBC) at 0.86% sits in the bottom quartile — a wide gap in cash returned to shareholders.

HBAN

Banks industry group

3.97%

Max: 5.79%
HBAN: 3.97%
Q3: 3.18%
Median: 2.39%
Q1: 1.20%
Min: 0.00%

HSBC

Banks industry group

0.86%

Max: 5.79%
Q3: 3.18%
Median: 2.39%
Q1: 1.20%
HSBC: 0.86%
Min: 0.00%

Huntington Bancshares (HBAN) vs. HSBC (HSBC): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Huntington Bancshares (HBAN) at 50.82% and HSBC (HSBC) at 53.57% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

HBAN

Banks industry group

50.82%

Max: 70.75%
HBAN: 50.82%
Q3: 41.28%
Median: 29.26%
Q1: 18.98%
Min: 0.00%

HSBC

Banks industry group

53.57%

Max: 70.75%
HSBC: 53.57%
Q3: 41.28%
Median: 29.26%
Q1: 18.98%
Min: 0.00%

Huntington Bancshares (HBAN) vs. HSBC (HSBC): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Huntington Bancshares (HBAN) and HSBC (HSBC)
Metric	HBAN	HSBC
Dividend Yield (TTM)	3.97%	0.86%
Dividend Payout Ratio (TTM)	50.82%	53.57%

Valuation

P/E Ratio (TTM)

Both Huntington Bancshares (HBAN) at 12.68 and HSBC (HSBC) at 11.38 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

HBAN

Banks industry group

12.68

Max: 18.16
Q3: 13.75
HBAN: 12.68
Median: 11.81
Q1: 10.64
Min: 6.49

HSBC

Banks industry group

11.38

Max: 18.16
Q3: 13.75
Median: 11.81
HSBC: 11.38
Q1: 10.64
Min: 6.49

Huntington Bancshares (HBAN) vs. HSBC (HSBC): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Huntington Bancshares (HBAN) in Banks and HSBC (HSBC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Huntington Bancshares (HBAN) at 1.06 sits in the lower P/B ratio quartile relative to book while HSBC (HSBC) at 6.87 prices above its industry range — a wide valuation gap against assets.

HBAN

Banks industry group

1.06

Max: 2.28
Q3: 1.58
Median: 1.32
Q1: 1.10
HBAN: 1.06
Min: 0.59

HSBC

Banks industry group

6.87

HSBC: 6.87
Max: 2.28
Q3: 1.58
Median: 1.32
Q1: 1.10
Min: 0.59

Huntington Bancshares (HBAN) vs. HSBC (HSBC): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Huntington Bancshares (HBAN) and HSBC (HSBC)
Metric	HBAN	HSBC
P/E Ratio (TTM)	12.68	11.38
P/S Ratio (TTM)	--	--
P/B Ratio (MRQ)	1.06	6.87
Free Cash Flow Yield (TTM)	--	--