HBAN vs. MUFG: Huntington Bancshares vs. Mitsubishi UFJ Financial Stock Comparison

Company Profile

Huntington Bancshares (HBAN) and Mitsubishi UFJ Financial (MUFG) both belong to the Banks industry, though HBAN is classified under Regional Banks while MUFG falls under Diversified Banks.

Huntington Bancshares (HBAN) trades as ordinary local shares, while Mitsubishi UFJ Financial (MUFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Huntington Bancshares (HBAN) at 9.19% and Mitsubishi UFJ Financial (MUFG) at 9.46% produce bottom-quartile ROE versus peers, pointing to weaker profit generation on shareholders’ equity.

Mitsubishi UFJ Financial (MUFG) at 27.45% keeps about the industry-typical share of revenue as profit, while Huntington Bancshares (HBAN) at 25.37% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Huntington Bancshares (HBAN) in Banks and Mitsubishi UFJ Financial (MUFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Huntington Bancshares (HBAN) at 10.22% and Mitsubishi UFJ Financial (MUFG) at 9.98% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Mitsubishi UFJ Financial (MUFG) at 33.15% sits in the top EPS growth quartile, while Huntington Bancshares (HBAN) at 13.93% is closer to the peer norm — faster per-share earnings growth for MUFG.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Huntington Bancshares (HBAN) in Banks and Mitsubishi UFJ Financial (MUFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Huntington Bancshares (HBAN) in Banks and Mitsubishi UFJ Financial (MUFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Huntington Bancshares (HBAN) at 3.97% earns its spot in the top quartile of its industry’s yields; Mitsubishi UFJ Financial (MUFG) at 406.81% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

Mitsubishi UFJ Financial (MUFG) at 34.74% pays out a band-typical share of earnings, while Huntington Bancshares (HBAN) at 50.82% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Both Huntington Bancshares (HBAN) at 12.68 and Mitsubishi UFJ Financial (MUFG) at 13.71 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Huntington Bancshares (HBAN) in Banks and Mitsubishi UFJ Financial (MUFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Huntington Bancshares (HBAN) at 1.06 looks cheap against book in the lower P/B ratio quartile, while Mitsubishi UFJ Financial (MUFG) at 1.64 carries a premium in the upper quartile — a clear price-to-book gap.

Valuation Metrics