HSBC vs. MUFG: HSBC vs. Mitsubishi UFJ Financial Group Stock Comparison

Company Profile

HSBC (HSBC) and Mitsubishi UFJ Financial Group (MUFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both HSBC (HSBC) and Mitsubishi UFJ Financial Group (MUFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both HSBC (HSBC) at 13.11% and Mitsubishi UFJ Financial Group (MUFG) at 9.46% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

HSBC (HSBC) at 37.80% retains a top-quartile share of revenue as profit, ahead of Mitsubishi UFJ Financial Group (MUFG) at 27.45%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for HSBC (HSBC) in Banks and Mitsubishi UFJ Financial Group (MUFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Mitsubishi UFJ Financial Group (MUFG) at 9.98% is around its peer norm for revenue growth, while HSBC (HSBC) at 5.38% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Mitsubishi UFJ Financial Group (MUFG) at 33.15% sits in the top EPS growth quartile, while HSBC (HSBC) at -3.23% is in the bottom quartile, showing a clear gap in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: HSBC (HSBC) in Banks and Mitsubishi UFJ Financial Group (MUFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: HSBC (HSBC) in Banks and Mitsubishi UFJ Financial Group (MUFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Mitsubishi UFJ Financial Group (MUFG) at 383.24% yields beyond its industry’s entire range — a level that invites a dividend-safety check — while HSBC (HSBC) at 0.73% sits in the bottom quartile of its peers.

Mitsubishi UFJ Financial Group (MUFG) at 35.38% pays out a band-typical share of earnings, while HSBC (HSBC) at 53.57% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

HSBC (HSBC) at 14.79 is near its industry’s usual P/E ratio, while Mitsubishi UFJ Financial Group (MUFG) at 15.47 sits in the richer quartile — MUFG needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both HSBC (HSBC) in Banks and Mitsubishi UFJ Financial Group (MUFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Both look rich against book: Mitsubishi UFJ Financial Group (MUFG) at 1.81 sits in the upper P/B ratio quartile, and HSBC (HSBC) at 8.22 prices even higher, above its industry range.

Valuation Metrics