EG vs. FNF: Everest vs. Fidelity National Financial Stock Comparison

Company Profile

Everest (EG) and Fidelity National Financial (FNF) both belong to the Insurance industry, though EG is classified under Reinsurance while FNF falls under Property & Casualty Insurance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Everest (EG) at 12.77% and Fidelity National Financial (FNF) at 15.10% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Everest (EG) at 11.68% and Fidelity National Financial (FNF) at 7.00% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Everest (EG) in Insurance and Fidelity National Financial (FNF) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Fidelity National Financial (FNF) at 5.88% is around its peer norm for revenue growth, while Everest (EG) at 0.83% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Everest (EG) at 18.94% is around its peer norm for EPS growth, while Fidelity National Financial (FNF) at -52.47% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Everest (EG) in Insurance and Fidelity National Financial (FNF) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Everest (EG) in Insurance and Fidelity National Financial (FNF) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Fidelity National Financial (FNF) at 4.85% delivers top-quartile income for its industry, while Everest (EG) at 1.91% pays a more typical yield — both are credible income propositions, FNF the richer one.

Everest (EG) at 16.81% pays out a band-typical share of earnings, while Fidelity National Financial (FNF) at 53.20% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Fidelity National Financial (FNF) at 11.21 is closer to its industry’s usual earnings multiple — a discount for EG, though growth and earnings durability still matter.

Fidelity National Financial (FNF) at 0.79 sits in the cheaper P/S ratio quartile while Everest (EG) at 0.94 prices around its industry’s middle — FNF costs less per dollar of sales, though read it alongside growth and margins.

Everest (EG) at 1.08 sits in the lower P/B ratio quartile against book while Fidelity National Financial (FNF) at 1.59 is valued near its industry’s middle — EG is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics