FNF vs. MRSH: Fidelity National Financial vs. Marsh & McLennan Stock Comparison

Company Profile

Fidelity National Financial (FNF) and Marsh & McLennan (MRSH) both belong to the Insurance industry, though FNF is classified under Property & Casualty Insurance while MRSH falls under Insurance Brokers.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Marsh & McLennan (MRSH) at 27.24% sits in the top ROE quartile, while Fidelity National Financial (FNF) at 15.10% is closer to the peer norm — stronger capital efficiency for MRSH.

Both Fidelity National Financial (FNF) at 7.00% and Marsh & McLennan (MRSH) at 14.20% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Fidelity National Financial (FNF) in Insurance and Marsh & McLennan (MRSH) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Fidelity National Financial (FNF) at 5.88% and Marsh & McLennan (MRSH) at 10.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Marsh & McLennan (MRSH) at 3.06% is around its peer norm for EPS growth, while Fidelity National Financial (FNF) at -52.47% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Fidelity National Financial (FNF) in Insurance and Marsh & McLennan (MRSH) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Fidelity National Financial (FNF) in Insurance and Marsh & McLennan (MRSH) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Fidelity National Financial (FNF) at 4.85% delivers top-quartile income for its industry, while Marsh & McLennan (MRSH) at 1.80% pays a more typical yield — both are credible income propositions, FNF the richer one.

Both Fidelity National Financial (FNF) at 53.20% and Marsh & McLennan (MRSH) at 44.14% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Fidelity National Financial (FNF) at 11.21 is near its industry’s usual P/E ratio, while Marsh & McLennan (MRSH) at 24.50 sits in the richer quartile — MRSH needs stronger growth or earnings quality to justify the premium.

Fidelity National Financial (FNF) at 0.79 looks cheap on sales in the lower P/S ratio quartile, while Marsh & McLennan (MRSH) at 3.42 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

Fidelity National Financial (FNF) at 1.59 sits near its industry’s typical P/B ratio, while Marsh & McLennan (MRSH) at 6.64 prices above its benchmark range — MRSH looks rich relative to book.

Valuation Metrics