BSBR vs. FITB: Banco Santander (Brasil) vs. Fifth Third Bancorp Stock Comparison
How do Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Fifth Third Bancorp (FITB) trades as ordinary local shares, while Banco Santander (Brasil) (BSBR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BSBR | FITB |
|---|---|---|
| Name | Banco Santander (Brasil) S.A. ADR | Fifth Third Bancorp |
| Country/Region | Brazil | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 17.37 billion USD | 47.93 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | October 7, 2009 | March 17, 1980 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BSBR | FITB |
|---|---|---|
| Total Return (1Y) | -14.74% | 31.61% |
| Total Return (3Y, Annualized) | -0.78% | 34.78% |
| Total Return (5Y, Annualized) | 1.26% | 8.38% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BSBR | FITB |
|---|---|---|
| Volatility (1Y, Annualized) | 38.99% | 25.76% |
| Beta (5Y) | 0.49 | 0.96 |
| Max Drawdown (5Y) | -43.92% | -51.68% |
| Avg. Volume (3M) | 4.31M | 6.30M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BSBR | FITB |
|---|---|---|
| Sharpe Ratio (1Y) | -0.49 | 1.06 |
| Sortino Ratio (1Y) | -0.69 | 1.58 |
Profitability
ROE (TTM)
Banco Santander (Brasil) (BSBR) at 10.20% is around its peer norm for ROE, while Fifth Third Bancorp (FITB) at 9.42% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
BSBR
Banks industry group
10.20%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BSBR
- 10.20%
- Q1
- 9.50%
- Min
- 3.64%
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
Net Margin (TTM)
Banco Santander (Brasil) (BSBR) at 27.53% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.
BSBR
Banks industry group
27.53%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BSBR
- 27.53%
- Q1
- 27.11%
- Min
- 14.93%
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Santander (Brasil) (BSBR) in Banks and Fifth Third Bancorp (FITB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BSBR | FITB |
|---|---|---|
| ROE (TTM) | 10.20% | 9.42% |
| ROA (TTM) | 1.01% | 1.00% |
| Net Margin (TTM) | 27.53% | 22.97% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Fifth Third Bancorp (FITB) at 6.61% is around its peer norm for revenue growth, while Banco Santander (Brasil) (BSBR) at -3.79% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Fifth Third Bancorp (FITB) at 12.42% is around its peer norm for EPS growth, while Banco Santander (Brasil) (BSBR) at -4.61% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | BSBR | FITB |
|---|---|---|
| Revenue Growth (YoY) | -3.79% | 6.61% |
| Revenue Growth (3Y CAGR) | 2.64% | 2.87% |
| EPS Growth (YoY) | -4.61% | 12.42% |
| EPS Growth (3Y CAGR) | -3.82% | 1.76% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Santander (Brasil) (BSBR) in Banks and Fifth Third Bancorp (FITB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Santander (Brasil) (BSBR) in Banks and Fifth Third Bancorp (FITB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BSBR | FITB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Banco Santander (Brasil) (BSBR) at 5.60% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, BSBR the richer one.
BSBR
Banks industry group
5.60%
- Max
- 5.79%
- BSBR
- 5.60%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Banco Santander (Brasil) (BSBR) reports payout ratio above 100% at 143.10%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Fifth Third Bancorp (FITB) reports 54.36%, ranking against industry peers normally.
BSBR
Banks industry group
143.10%
- BSBR
- 143.10%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BSBR | FITB |
|---|---|---|
| Dividend Yield (TTM) | 5.60% | 3.03% |
| Dividend Payout Ratio (TTM) | 143.10% | 54.36% |
Valuation
P/E Ratio (TTM)
Both Banco Santander (Brasil) (BSBR) at 14.97 and Fifth Third Bancorp (FITB) at 17.80 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
BSBR
Banks industry group
14.97
- Max
- 18.16
- BSBR
- 14.97
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Santander (Brasil) (BSBR) in Banks and Fifth Third Bancorp (FITB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco Santander (Brasil) (BSBR) at 0.34 trades below its peer P/B ratio range relative to book, while Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s middle — BSBR is the cheaper of the two against assets.
BSBR
Banks industry group
0.34
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
- BSBR
- 0.34
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BSBR | FITB |
|---|---|---|
| P/E Ratio (TTM) | 14.97 | 17.80 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.34 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |