Seek Returns

BSBR vs. FITB: Banco Santander (Brasil) vs. Fifth Third Bancorp Stock Comparison

How do Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Fifth Third Bancorp (FITB) trades as ordinary local shares, while Banco Santander (Brasil) (BSBR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
Profile ItemBSBRFITB
NameBanco Santander (Brasil) S.A. ADRFifth Third Bancorp
Country/RegionBrazilUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization17.37 billion USD47.93 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateOctober 7, 2009March 17, 1980
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

BSBR
FITB
GSPC
Loading price history…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
MetricBSBRFITB
Total Return (1Y)-14.74%31.61%
Total Return (3Y, Annualized)-0.78%34.78%
Total Return (5Y, Annualized)1.26%8.38%

Risk Profile

Drawdown History

BSBR
FITB
GSPC
Loading price history…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
MetricBSBRFITB
Volatility (1Y, Annualized)38.99%25.76%
Beta (5Y)0.490.96
Max Drawdown (5Y)-43.92%-51.68%
Avg. Volume (3M)4.31M6.30M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
BSBR and FITB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
MetricBSBRFITB
Sharpe Ratio (1Y)-0.491.06
Sortino Ratio (1Y)-0.691.58

Profitability

ROE (TTM)

Banco Santander (Brasil) (BSBR) at 10.20% is around its peer norm for ROE, while Fifth Third Bancorp (FITB) at 9.42% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

BSBR

Banks industry group

10.20%

Max
19.84%
Q3
13.67%
Median
11.49%
BSBR
10.20%
Q1
9.50%
Min
3.64%

FITB

Banks industry group

9.42%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
FITB
9.42%
Min
3.64%
Loading chart…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Banco Santander (Brasil) (BSBR) at 27.53% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.

BSBR

Banks industry group

27.53%

Max
47.19%
Q3
35.25%
Median
31.21%
BSBR
27.53%
Q1
27.11%
Min
14.93%

FITB

Banks industry group

22.97%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
FITB
22.97%
Min
14.93%
Loading chart…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Banco Santander (Brasil) (BSBR) in Banks and Fifth Third Bancorp (FITB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
MetricBSBRFITB
ROE (TTM)10.20%9.42%
ROA (TTM)1.01%1.00%
Net Margin (TTM)27.53%22.97%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Fifth Third Bancorp (FITB) at 6.61% is around its peer norm for revenue growth, while Banco Santander (Brasil) (BSBR) at -3.79% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Loading chart…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB): A comparison of their Revenue Growth across different time periods.

EPS Growth

Fifth Third Bancorp (FITB) at 12.42% is around its peer norm for EPS growth, while Banco Santander (Brasil) (BSBR) at -4.61% drops into the bottom quartile, signaling weaker earnings momentum.

Loading chart…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
MetricBSBRFITB
Revenue Growth (YoY)-3.79%6.61%
Revenue Growth (3Y CAGR)2.64%2.87%
EPS Growth (YoY)-4.61%12.42%
EPS Growth (3Y CAGR)-3.82%1.76%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Banco Santander (Brasil) (BSBR) in Banks and Fifth Third Bancorp (FITB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Banco Santander (Brasil) (BSBR) in Banks and Fifth Third Bancorp (FITB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
MetricBSBRFITB
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Banco Santander (Brasil) (BSBR) at 5.60% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, BSBR the richer one.

BSBR

Banks industry group

5.60%

Max
5.79%
BSBR
5.60%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

FITB

Banks industry group

3.03%

Max
5.79%
Q3
3.18%
FITB
3.03%
Median
2.39%
Q1
1.20%
Min
0.00%
Loading chart…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Banco Santander (Brasil) (BSBR) reports payout ratio above 100% at 143.10%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Fifth Third Bancorp (FITB) reports 54.36%, ranking against industry peers normally.

BSBR

Banks industry group

143.10%

BSBR
143.10%
Max
70.75%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

FITB

Banks industry group

54.36%

Max
70.75%
FITB
54.36%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
Loading chart…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
MetricBSBRFITB
Dividend Yield (TTM)5.60%3.03%
Dividend Payout Ratio (TTM)143.10%54.36%

Valuation

P/E Ratio (TTM)

Both Banco Santander (Brasil) (BSBR) at 14.97 and Fifth Third Bancorp (FITB) at 17.80 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

BSBR

Banks industry group

14.97

Max
18.16
BSBR
14.97
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

FITB

Banks industry group

17.80

Max
18.16
FITB
17.80
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
Loading chart…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Banco Santander (Brasil) (BSBR) in Banks and Fifth Third Bancorp (FITB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Banco Santander (Brasil) (BSBR) at 0.34 trades below its peer P/B ratio range relative to book, while Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s middle — BSBR is the cheaper of the two against assets.

BSBR

Banks industry group

0.34

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
BSBR
0.34

FITB

Banks industry group

1.55

Max
2.28
Q3
1.58
FITB
1.55
Median
1.32
Q1
1.10
Min
0.59
Loading chart…
Banco Santander (Brasil) (BSBR) vs. Fifth Third Bancorp (FITB): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Banco Santander (Brasil) (BSBR) and Fifth Third Bancorp (FITB)
MetricBSBRFITB
P/E Ratio (TTM)14.9717.80
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.341.55
Free Cash Flow Yield (TTM)----