BSBR vs. HSBC: Banco Santander (Brasil) vs. HSBC Stock Comparison

Company Profile

Banco Santander (Brasil) (BSBR) and HSBC (HSBC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Banco Santander (Brasil) (BSBR) and HSBC (HSBC) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

HSBC (HSBC) at 14.22% sits in the top ROE quartile, while Banco Santander (Brasil) (BSBR) at 10.20% is closer to the peer norm — stronger capital efficiency for HSBC.

HSBC (HSBC) at 41.16% retains a top-quartile share of revenue as profit, ahead of Banco Santander (Brasil) (BSBR) at 27.53%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Banco Santander (Brasil) (BSBR) in Banks and HSBC (HSBC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Banco Santander (Brasil) (BSBR) at -3.79% and HSBC (HSBC) at 5.38% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

Both Banco Santander (Brasil) (BSBR) at -4.61% and HSBC (HSBC) at -3.23% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Santander (Brasil) (BSBR) in Banks and HSBC (HSBC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Santander (Brasil) (BSBR) in Banks and HSBC (HSBC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Banco Santander (Brasil) (BSBR) at 5.60% offers top-quartile income, while HSBC (HSBC) at 0.86% sits in the bottom quartile — a wide gap in cash returned to shareholders.

Banco Santander (Brasil) (BSBR) reports payout ratio above 100% at 143.10%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile HSBC (HSBC) reports 53.57%, ranking against industry peers normally.

Dividend Metrics

Valuation

HSBC (HSBC) at 11.38 is near its industry’s usual P/E ratio, while Banco Santander (Brasil) (BSBR) at 14.97 sits in the richer quartile — BSBR needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Banco Santander (Brasil) (BSBR) in Banks and HSBC (HSBC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco Santander (Brasil) (BSBR) at 0.34 prices below its industry’s P/B ratio range while HSBC (HSBC) at 6.87 prices above it — an unusually wide split in valuation relative to book.

Valuation Metrics