Banco Santander (Brasil) (BSBR) Stock Analysis

Company Profile

Banco Santander (Brasil) (BSBR) trades as an ADR rather than ordinary local shares — read it with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Banco Santander (Brasil) (BSBR) posts ROE of 10.20%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

Banco Santander (Brasil) (BSBR) keeps 27.53% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

operating margin is set aside for Banco Santander (Brasil) (BSBR) in Banks: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

Growth

Banco Santander (Brasil) (BSBR) grew revenue -3.79%, in the lower peer quartile. The top line is expanding more slowly than at most peers, which can reflect softer demand, lost share, or weaker pricing.

Banco Santander (Brasil) (BSBR) grew earnings per share -4.61%, in the lower peer quartile. Per-share profits are advancing more slowly than at most peers, so margins, costs, or share count deserve a closer look.

Growth Metrics

Financial Strength

current ratio is set aside for Banco Santander (Brasil) (BSBR) in Banks: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

debt-to-equity ratio is set aside for Banco Santander (Brasil) (BSBR) in Banks: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Dividends

Banco Santander (Brasil) (BSBR) has dividend yield of 5.60%, in the upper peer-yield quartile while still inside the industry range. The dividend offers more cash income per dollar of share price than most peers, though payout coverage still matters.

Banco Santander (Brasil) (BSBR) has payout ratio of 143.10%, meaning dividends exceeded current-period earnings. The gap would need to be covered by cash, retained earnings, financing, or other sources, so earnings alone do not support the payout.

Dividend Metrics

Valuation

Banco Santander (Brasil) (BSBR) trades at P/E ratio of 14.97, in the richer earnings-multiple quartile for its industry. That premium needs support from growth, durable earnings, or stronger business quality.

P/S ratio is not assessed for Banco Santander (Brasil) (BSBR) in Banks: the revenue line is driven by spread economics rather than conventional product or service sales, so book value or earnings usually carry more weight.

Banco Santander (Brasil) (BSBR) trades at 0.34 on P/B ratio, below the industry benchmark range. The market is assigning unusually little value to the company’s book equity, which can be attractive only if asset quality and ROE hold up.

Valuation Metrics